Univest

Responsible for Greater Philadelphia market growth for the middle market privately held client space.

Senior Vice President - Commercial Banking Team Leader

Santander Bank, N.A.

•	Responsible for managing team & strategy for 10 Relationship Managers and support staff servicing the Greater Philadelphia market.  Market responsibility for City of Philadelphia, Southern New Jersey, Bucks, Chester, Delaware & Montgomery Counties, PA as well as State of DE working with companies up to $100MM in revenue.
•	Conduct daily administration of long-term clients and continual attainment of new clients
•	Engagement of sales strategy focused on sports coaching including pipeline management, joint call discovery plans and observation guides to help drive team success.
•	Co-Chair for Santander’s Business Bank Executive Council 2014-2015, 2017-2018, 2018-2019.

Market Director - Senior Vice President

Responsible for $250MM commercial banking portfolio and growth of privately held business client acqusition

Senior Vice President - Commercial Banking

Fulton Financial Corporation

•	Responsible for restructuring, workout and liquidation of commercial credits in the NJ/PA/DE marketplace.
•	Managed REO portfolio for the NJ marketplace while overseeing commercial & residential third party property management consultants.  
•	Participated in policy writing in regards to Trouble Debt Restructuring and Reserve Allocations.
•Special Assets Loan Committee involving restructuring of distressed assets throughout the footprint of the $17B holding company.

Vice President - Special Assets

Fulton Bank

•	Maintained and solicited new client opportunities from small to middle market businesses with revenues ranging from $1MM-$250MM.
•	Managed individual commercial loan portfolio of $250MM in commercial loan outstandings with individual lending authority of $2.5MM secured and unsecured.
•	Successfully solicited, underwrote & closed complex commercial development loans, owner-occupied & investment real estate loans, working capital lines of credit, commercial term loans, construction financing, & contractor lending.
•	Directed twenty five retail branches in loan and deposit growth development.
•	Exceeded loan growth, deposit growth, wealth management, retirement services, cash management and merchant services goals for five consecutive years.
•	Led $2B affiliate of FFC in new loan growth & fee income goals for 2007 & 2008.
•	Served as The Bank’s CRA Officer from 2006-2008.  Generated an outstanding rating for two consecutive FDIC exams as well as sound investment & lending decisions within The Bank’s geographic footprint.
•	Completed extensive RMA professional training including completion of a Uniform Credit Analyst program.
•	3 mos. retail banking training program involved teller, customer service, & branch management training.
•	Deposit operations training allowed for an understanding of all aspects of back office retail support.
•	Intensive 18 month training in credit department lead to managing C&I and real estate portfolios, both mid-market and business banking credits.

Vice President

Experienced Banking Executive with a demonstrated history of success in the commercial and retail banking industry. Skilled in Management, Strategy, Commercial Credit & Banking, Wealth Management, Cash Management, distressed assets and lending and Fundraising.  Strong sales professional with a Master's degree focused in Finance, from Ruprecht-Karls-Universität Heidelberg & Bachelor of Science in Business Adminstration from Bucknell Univeristy.

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