Ektar Technologies

Co-founder and Chief Product Officer

Standard Chartered Bank

Responsible for Client Coverage, Performance Management and Business Outcome.

Managing Director & Regional Head, Priority & Premium Segments, Africa, Middle East & Europe

Responsible to formulate and execute strategies for Retail Product businesses in the region. Focus on profitability and growth.

Regional Head, Retail Products & Segments, Africa and Middle East

Responsible for formulating and implementation of policies and processes for Client Experience, Compliance to procedures, Project Management and overall Governance in Retail Bank in the Africa and Middle East region.

Regional Head, Client Experience, Process and Governance, Retail Bank, Africa and Middle East Region

As Service Delivery Head, resposible for :

- End to end design and execution of Processes
- Assurance function across Consumer Banking
- Service Quality 
- Execution of AML / CDD / Sanctions policies and processes
- Operations

Head of Service Delivery, UAE & Middle East

Responsible for delivering Retail Banking Agenda for Northern Gulf, Levant & Oman region. Retail Banking Products portfolio inlucde all consumer asset and liability/deposit products. Additional responsibilities include Segment management, alternate channels strategy & execution, managing New Business (through direct sales channels) for Consumer Banking in the region.

Regional Head - Retail Banking Products & Segments AND New Business, Northern Gulf, Levant & Oman

Directly responsible and accountable for strategy and business performance of consumer lending products across Northern Gulf, Levant &amp; Oman (5 markets - Bahrain, Qatar, Jordan, Lebanon &amp; Oman). Products include Credit Cards, Personal Loans, Mortgages, Auto loans &amp; Overdraft for individual customers.

Head Consumer Lending

Responsible for driving various strategic initiatives for Consumer Banking business across 13 African markets. Also responsible for Consumer Lending business across Africa.

Head of Consumer Strategy & Strategic Projects, Africa Region

Formulate and execute market entry strategies for Credit Cards and Personal Loan products into new markets in the Middle East and Pakistan region.

Head of Credit Cards and Personal Loans, New Markets, AME Region

Responsible for design and execution of business strategy for credit cards and personal loans business in Bahrain. Responsible for end to end P & L management of the business. Key functions directly managed included Sales, Product and Portfolio Management.

Head of Credit Cards and Personal Loans, Bahrain

ANZ Grindlays Bank

Directly responsible and accountable for strategy and performance of credit cards business in the UAE (a new start-up). Managed staff across all functions - sales, marketing, operations, risk and customer service. Set up UAE Cards business as the most valuable cards franchise for ANZ outside of Australia and New Zealand.

Business Manager - Credit Cards

cards division

25+ years of experience in building and managing Consumer banking businesses through multiple life cycles. Work experience spans Middle East and Africa regions. Strengths include galvanizing teams towards a common goal and leading them to action. Experience & Expertise in Product Management, Distribution, Digital Transformation, Operational Excellence & Business Leadership.  Part of the core team responsible for building & launching a Digital Bank on a new stack using new and existing tech in 9 Africa markets.

Now building a Distribution as a Service (DaaS) platform for everyday Retail Banking products by embedding them into consumer's everyday journeys. As a co-founder & chief product officer.

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