Sudershan Civil Engg Private Limited 

Business Owner

Shree Garuda Power Solutions

Chief Executive Officer

Managing Director

H Subraamanyam Rangaswamy

Power and Electrical Management Solutions

People can accrue debt in many ways. Some take out loans for houses, cars and school. Some overspend on restaurants or travel. Others rack up debt due to medical expenses insurance won’t cover. Whatever the reason, most end up in collections the same way – an aspect of the consumer’s life changed, leaving them unable to pay a bill.

A central part of collecting is to overcome any stalls and objections a consumer may bring up during your conversation. While they may not realize it, a consumer’s negative emotions can act as one of these stalls. Put yourself in their situation to gain insight into how they are feeling. Once you understand where a consumer is emotionally, you can use empathetic language to validate their feelings and make them feel heard.

Empathy can also be used to pave the way toward overall conversational intelligence, where you gain a better understanding of how and when to address difficult situations. Begin by understanding your unique role in the debt collection process, where you can become an advocate for each consumer. Then build upon the understanding that every consumer wants to resolve their debts. They just need your help to understand how.

Debt is the slavery of the free.There are four things every person has more of than they know: sins, debt, years, and foes.

Chains of habit are too light to be felt until they are too heavy to be broken.Many a man thinks he is buying pleasure, when he's really selling himself to it.Wars in old times were made to get slaves. The modern implement of imposing slavery is debt.

Buying on the installment plan makes the months shorter and the years longer.Who goes a borrowing, goes a sorrowing.Here is an equation worth remembering: Five dollars earned minus seven dollars spent equals an unhappy life.

In the end, the human connection empathy creates can help you to better understand and build trust with your consumers, making it easier for your agency to collect payments from any generation.

The job can be difficult but helping consumers ease a financial burden is also rewarding. And remember, in such a uniquely challenging field of work, it’s important to look at the lighter side of life.

The only man who sticks closer to you in adversity than a friend is a creditor.There are three kinds of people: the haves, the have-nots, and the have-not-paid-for-what-they-haves.

Those have a short Lent, who owe money to be paid at Easter.A man who pays his bills on time is soon forgotten.Debts are like children: the smaller they are the more noise they make.

Credit buying is much like being a drunk. The buzz happens immediately, and it gives you a lift. The hangover comes the day after.Some people use one-half of their ingenuity to get into debt, and the other half to avoid paying it.

Before borrowing money from a friend, decide which you need most.We all think we're going to get out of debt.

H Subraamanyam  Rangaswamy 

✨✨ ACHIEVE 🫴 YOUR 😞 DREAMS ✨✨

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