SettleMint India

SettleMint is a leading Blockchain technology company that helps organisations leverage the benefits of blockchain technology — whether those enterprises are looking to improve efficiency, to extend their current products or to completely reinvent an existing business model — by offering them our distributed middleware solution, Mint. Mint makes it easy to build and integrate business solutions with blockchain technology.

CEO Settlemint India

Sberbank

	Responsible for overall development and maintenance of risk architecture at Sberbank, India in compliance with Indian regulation as well as within the group policy and guideline
	Overall responsible for credit, market, liquidity, operations & compliance risk and nodal contact person for all regulatory matters
	Part of Senior Management of the bank responsible for making periodic presentation on the various risk indicators to different committees including group ALCO and Audit & Risk Committee
	Developed policy about NOOP limit, Money Market limit, Contingency Funding, Liquidity and Stress testing with continuous monitoring of the positions and taking corrective action in case of any breach
	Responsible for yearly preparation and submission of Internal Capital Adequacy Assessment Process (ICAAP)
	Responsible for development and continuous improvement in Market risk and stress testing models
	Identified, devised and & implemented policies for risk management in treasury operations and ensured compliance with prudential standards
	Responsible for monitoring and reporting of a broad range of advanced risk measures such as stress testing, value-at-risk (VaR), risk factor sensitivity analysis, and other measures to enable a comprehensive understanding of risk positions, market conditions and the impact of new initiatives

Head of credit Risk, Sberbank India

	Responsible for analysis and continuous monitoring of group exposures (Sberbank Russia) to banks/financial institutions from Europe (except for Russia and Turkey) and Asia region. Handling a team of 7 underwriters 
	Managed credit risk related to wholesale banking book which constitutes Large Corporate / Emerging corporate / Trade Finance / Micro Finance Institutions and Treasury segments
	Responsible for portfolio management and monitoring with Early Warning Signals and exit strategies. 
	Led the development and implementation of policy & process of credit function at the bank 
	Analysed business opportunities and credit worthiness of the JV partner for inbound and outbound trade & investment from CIS countries and India for rail (MRTS), power, mining & metals, oil & gas, heavy equipment, and defense sector 
	Developed and monitored Risk Assessment Model including LGD, PD & EL along with RAROC

Credit Head- Corporate Banking 

BNP Paribas Fortis

	Co-head of the committee responsible for determining directional strategy of credit portfolio unit 
	Managed EUR 5 billion of investment position (trading book) of Credit Portfolio Management with consistent positive mark to market and timely unlocking of profit 
	Diversified the investment portfolio from Europe and North America to Australia and Asia through credit derivatives and bonds by carrying out credit analysis of underlying names
	Analysed the credit risk of loan book and selected exposure with migration risk to hedge through credit derivatives instruments like single name Credit Derivative Swap (CDS), credit indices and also though portfolio trade and secondary market sale
	Conducted scenario analysis in terms of interest and currency exposure of loan book across the geography, identifying strength and weakness & took action to hedge the risk
	Enhanced portfolio diversification and credit profile in controlled manner by investing in under exposed issuers & sectors 
	Responsible for providing inputs to global credit research and strategy team that developed all credit instruments pricing model for trading desks and produced fixed income research report

Senior Credit Portfolio Manager (Corporate & Investment Banking)

	Founding member of the team in-charge of setting up the Credit Portfolio Management unit within Corporate & Investment Banking department
	Responsible for examining market conditions, earnings and significant credit related news that may impact names under loan book of the bank, and recommend appropriate actions to central credit committee
	Developed market based credit risk indicator (MBCRI) on real time basis from Bloomberg, analyzing gaps between internal rating & market perception (Equity, Bond & CDS levels)
	Execute capital relief transactions (for a total amount of around EUR 10 billion) to improve Corporate & Investment Banking’s solvency position
	Prepared reports and made proposals to the Capital Committee of the Corporate & Investment Banking Risk Committee for allocation of available capital amongst different businesses and required initiatives to increase capital efficiency within the Business line
	Advised the commercial network on numerous topics like economic capital, regulatory capital, hedging & investment instruments, and transferability of risk.
	Participated in periodic leadership meetings with Risk Surveillance unit, identifying and raising early warning signals on potential problems 
	Published high quality credit research and presented to all stakeholders

Manager Credit Portfolio Manager (Corporate & Investment Banking)

State Bank of India

	Led Credit & investment portfolio of the branch entailing strategy planning from disinvestment and reinvestment perspective, achieving an annual growth rate of 40% in FY2004 – 05. Directly responsible for identifying underlying credit risk, structuring, pricing, terms and maintenance of the portfolio varied across sectors and geography
	Evaluated transactions to maintain credit standards & risk controls, providing recommendations on risk rating changes to be taken on the basis of financial statements and other information
	Managed USD 15 million Investment portfolio of the branch, portfolios spanned high grade as well as high yield. Prepared credit memos supporting these investments that were presented to the investment Committee of the bank

Senior Credit Manager

	Assisted the Relationship Management team to prepare credit proposals on a regular or an adhoc basis and monitor the assigned portfolio largely covering mid segment corporate clients. 
	The role involved in-depth analysis and succinct presentation of the clients’ business and financial performances; assess the clients’ risk profile and, provide justification for limits and ratings. 
	Continuous liaising with the relationship team, Credit Risk approvers, KYC team, documentation team, support team etc. and oversee the end-to-end credit approval cycle.

Credit Manager

	Performed credit analysis (bilateral & syndicated credit facilities) including approval memorandum writing, financial statement analysis, projection analysis via cash flow model, loan structuring, & legal documentation reviews. .

Assistant Manager

	Over 15 years of work experience in Credit & Risk Management gained through working with the biggest financial institutions across Asia, Europe and America. 
	Proven track record in process and policy formation and providing strategic direction for managing all kind of risks.

Taplio

Shahzad Fatmi's Linkedin Analytics

Want to drive more opportunities from LinkedIn?

Taplio

.css-1jgreyo{background-image:linear-gradient(284deg, rgba(39,43,72,1) 0%, rgba(33,47,183,1) 100%);color:transparent;-webkit-background-clip:text;background-clip:text;}Shahzad Fatmi's Linkedin Analytics

Want to drive more opportunities from LinkedIn?

Shahzad Fatmi's Linkedin Analytics