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Professional Senior Mortgage Underwriter and Regional Mortgage Production Manager with over 27 years of experience working with high-risk, jumbo, Non-QM, non-conforming mortgage loans and reviewing credit, investments and insurance. Extensive background includes expertise in scenarios, loan support, and exceptions in overlays in conventional, government loans from FHA, VA, USDA, manufactured and modular homes, DPA AND Bond Programs and construction to perm loans. Solid working knowledge of FHA, FNMA and FHLMC policies and guidelines as well as industry regulations, policies and procedures. Detailed oriented and committed to accuracy, meeting deadlines, and providing ultimate customer service. With extensive skills, expertise, and commitment to continued quality improvement. I have held my Series 6 and have won multiple awards from 1st place nationally in the Business Professionals of America to receiving the Highest Customer Loyalty award 2011 from Wells Fargo Home Mortgage / Edward Jones Investments, LLC.
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