Restorative Financial Services & The “ONION”omics Financial Wellness Program

ONIONomics is a qualitative behavioral economics and financial wellness program primarily targeted toward the at-risk, justice-involved and adult treatment communities.  It’s primary objective is to help students discover root causes of common money disorders that threaten their financial health and mental wealth.  Ultimate, it’s participants learn a definitive set of skills on how to take their most traumatic situations around money and use them as a tool to “re-write a brand new financial narrative for generations to come!

Principal Owner & CEO

TEDxOhioStateUniversity

2021 TEDxOhioStateUniversity Speaker Nominee

The Black Humanities Program

Financial Course Expert for The Black Wellness Initiative at The Ohio State University

Re-Entry Advisory Board of Franklin County

Board Member

Flagstar Bank

Flagstar Bank, headquartered in Troy, Michigan, is a full-service bank with 111 branches in communities across Michigan. Chartered in 1987 as a federal savings bank, today Flagstar has assets of $14.1 billion. We are the largest banking company headquartered in Michigan, a top-tier mortgage originator in the country, and one of the nation's top 15 largest savings banks. 

We also are a national leader in home lending with loan centers across the country. We have pioneered ways to make the mortgage process smooth and seamless for our customers. As a testament to our success, Mortgage Technology magazine has named us a Top Tech-Savvy lender for eight consecutive years. We also consistently rank as one of the leading FHA lenders in the country.

Sr. Loan Officer

Tri-Star Lending Group

Account Executive

ONIONomics is a qualitative behavioral economics and financial wellness program primarily targeted toward the at-risk, justice-involved and adult treatment communities.  It’s primary objective is to help students discover root causes of common money disorders that threaten their financial health and mental wealth.  Ultimately, it’s participants learn a very definitive set of skills on how to leverage their most difficult/challenging financial traumas as a tool to “re-write” a brand new Financial Hard drive.

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Stacy M. Spears's Linkedin Analytics

Stacy M. Spears

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Stacy M. Spears

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