CRS is the single platform for all credit, fraud, and compliance needs, 
helping companies make powerful, accurate data-driven decisions.

CEO & Co-Founder

Credit Reporting Services, Inc.

A national credit reporting agency (CRA) certified as a re-seller by Experian, TransUnion, and Equifax, specializing in the automated delivery of credit reports in the non-mortgage credit reporting industry: 

- Credit reporting technology company with 20 years of experience
- Plug-and-Play customized credit api integrations 
- Credit reports and data products for all industries 
- Exceptional customer service and technical support

Founder & Principal

ZINGO™ - Life is better with better credit.

Chief Compliance Officer & Co-Founder. Oversaw all compliance, credit, and bureau relationships.
Zingo™ allows you to build your credit using your recurring expenses.

CCO & Co-Founder (Acquired by Credit Sesame, Inc.)

Credit Reporting Services, LLC (CRS) DBA: Universal Credit Services (UCS)

In partnership with (Universal Credit Services, Inc.) an industry top 10 provider leading in the development of automated credit reporting products and services:

- Directed the development and release of portfolio-wide software.
- Assisted with corporate mergers, acquisitions and business development.
- Developed innovative and creative new products for customers
- Specialized in creating customized credit api web-services for automated systems

Founder

Credit America USA, LLC

Co-owned a national credit reporting agency (CRA) -  certified as a re-seller by Experian, TransUnion and Equifax -  using the new internet-based credit reporting software as an opportunity for rapid growth:

- Doubled yearly revenue every year for 5 years
- Became intimately familiar with all aspects of credit and credit lending
- Specialized primarily in the mortgage and lending industry
- Discovered opportunities in the credit API industry

Co-Founder

Better Business Partners dba: iCreditVision

Co-founded a software technology company creating one of the first credit reporting software systems allowing a credit reporting agency and their customers to pull credit reports over the internet:

- Helped develop and launch a sophisticated credit reporting software system
- Helped design proprietary credit data merge logic among other unique features
- Worked with the bureaus to create security protocols for accessing credit data over the internet
- Received Business Innovation Award from the National Credit Reporting Association

ALLDATA

Worked a variety of positions including Data Processing, Accounts Receivable, Accounts Payable, Payroll, Sales and Marketing.  One of the best hands-on, real-life training for starting and running my own business.   Eventually moved into Inside Sales where I was especially successful:

- Cold calling prospective independent auto shops 
- Selling electronic automotive diagnostic and repair information
- Hardware/Software sales averaged between $5k and $15k per system
- Sold in North America and International markets
- Won awards for sales and production
- Help develop and expand inside sales through subscription products 
- Help manage and improve inside sales team

Business Specialist

25+ years in the credit industry. Co-Founder iCreditVision, one of the first credit reporting software systems. Early innovator in credit API technology as a Founder of Credit America USA & Credit Reporting Services, LLC – certified Credit Reporting Agencies by all 3 bureaus. Now, CEO & Co-Founder of CRS Group, Inc, the single platform for all credit, fraud, and compliance needs, helping companies make powerful, accurate data-driven decisions.

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