Synergist

A new way for innovative e-commerce firms to increase cashflow with our post-checkout credit card offers.

Founder, CEO - Product, Partnerships for Banks, Credit Bureaus and Retailers

JPMorgan Chase & Co.

Drive marketing strategy and marketing technology roadmap for digital acquisitions with a focus on personalized creative and targeting using machine learning. 

Former product owner and marketer for digital acquisitions (always on) for credit card, home lending and auto lending. 

Use design thinking, lean, mvp agile methods for rapid test and learn solutions.

Our group uses Fintech/ Fintech-like data / digital solutions to:

- Develop new products or open up new digital channels
- Reduce friction in the application experience and underwriting for cross-sell or new applicants
- Enable proactive credit strategies

Executive Director

AIG Global Insurance

I was the AIG business lead on setting up Attune - an Insurtech JV with TwoSigma and Hamilton USA - to target small businesses with instant quote and fulfillment p&c insurance solutions.

I work with senior executives to identify opportunities and develop buy-in for transformational improvements and strategic decisions. I then design and lead the execution of holistic solutions that address growth and market opportunity identification, operational efficiency, reduced risk, customer experience, talent development and management and new ways of working.

Senior Director

Oliver Wyman

• Developed customer segmentation for affluent and high net worth customer base to improve revenues by 20%+
• Developed and executed a holistic investment solution for $1BN blind pool investing in distressed community banks which resulted in two successful acquisitions totaling $3.5BN in assets:
• Evaluated geographic markets by creating proprietary market index to evaluate banking markets using criteria such as demographics, competition, and housing market conditions
• Reviewed acquisition targets, analyzed deposit base, cross-sell opportunities and competitors
• Conducted onsite due diligence of regional bank, examined financial records and evaluated senior management
• Modeled pro-forma financial statements, uncovering asset/liability gaps and constraints on low-cost deposits 
• Analyzed product pricing structures to reduce an asset shortfall and maximize NIM benefits
• Forecasted renewal risks of CDs by customer segment and determined strategy to retain key deposits
• Key member for private equity due diligence on a $2B+ financial company which led to a successful bid strategy
• Recipient of “Best core consultant 2010” award for new additions to firm intellectual capital
• Developed a sales incentive framework for a bank seeking to grow retail client relationships by 20%+ annually

Engagement Manager, Consumer Finance

The National Bank of Malvern

Successfully turned around community bank at risk of being shut down by OCC regulator. Developed business and marketing strategy as well as strengthened underwriting processes, controls and financial reporting.

Interim Chief Operations Officer / Chief Financial Officer

Skilled in partnerships and business development, consumer and small business lending, digital product development, personalized prescreen offers

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