Vivid Advisory

Comprehensive financial planning for high-income professionals, women executives, business owners, and first-generation wealth builders.

Vivid Advisory is a boutique financial planning firm that specializes in helping high-income professionals simplify their finances and build long-term wealth. We work with attorneys, physicians, corporate executives, and business owners who want to align their financial strategy with their lifestyle, values, and goals.

We provide fee-based financial planning, investment management, insurance strategies, and tax-efficient wealth building—all tailored to professionals navigating complex financial lives.

Our typical clients are:
	•	Women breadwinners and executives in law, healthcare, and business
	•	First-generation wealth builders looking to create financial freedom
	•	High earners in their 30s–50s who feel “behind” or overwhelmed despite strong income
	•	Business owners and entrepreneurs preparing for growth, succession, or exit

We help clients:
	•	Create personalized cash flow and savings systems
	•	Optimize equity compensation, retirement accounts, and tax strategies
	•	Protect their wealth through insurance and estate planning
	•	Invest inside and outside of traditional accounts (real estate, brokerage, etc.)
	•	Plan for key milestones like homeownership, family expansion, or early retirement

If you’re seeking a financial advisor who understands the unique needs of high achievers, and delivers clear, actionable planning not fluff or jargon we should talk.

📩 DM me or visit www.vividadvisory.com to schedule a consultation.

Founder & CEO

HBCU Access New York, Inc.

HBCU Access New York is a nonprofit organization dedicated to increasing awareness, access, and opportunities for New York City students to attend Historically Black Colleges and Universities (HBCUs). Founded in 2025, we seek to empower students from underrepresented communities by providing the resources, knowledge, and support they need to pursue higher education at HBCUs, institutions known for their rich history, cultural impact, and commitment to producing leaders in various fields.

Advisory Board Member

Visionary Network

Building intentional community for bold, forward-thinking professionals

The Visionary Network is a curated ecosystem of leaders, creatives, and builders across law, business, tech, healthcare, finance, and the arts—united by a shared desire to grow, connect, and make impact.

We host intimate, high-vibe events that bring together people who are not just doing well—but thinking bigger. Our members are visionaries in their industries, and we create the space for them to cross paths, collaborate, and elevate.

This is for you if you’re:
	•	A leader or creative who wants to be around other sharp, mission-driven people
	•	Craving deeper conversations—not just surface-level networking
	•	Ready to expand your circle and explore aligned partnerships
	•	Passionate about legacy, wealth, purpose, and community

Our goal?
To build a private, values-aligned network of 200+ top professionals who support each other’s growth personally and professionally.

We’re already collaborating with brands, creators, and business leaders to bring our events and offerings to life. If you’re interested in becoming a member, partnering on an event, or learning more, I’d love to connect.

Let’s build something bigger together.

DM me or follow @visionaryatwork to tap in.

Founder

Northwestern Mutual

Director of Growth and Development

Wealth Management Advisor

Howard University

HUSA 56 Financial Advisor 

PepsiCo

Utilized social media marketing to promote Pepsi Max brand on Campus

Brand Ambassador

You earn more than ever, but your net worth isn’t moving.

Most high-income lawyers and execs I speak to are hitting $400K+.
Yet feel behind or unsure what they’re missing.

Here’s what’s usually happening:

→ You're overpaying in taxes
→ Your investments aren’t structured to build long-term wealth
→ Your “someday” plan keeps getting pushed while prime years pass

I help fix this with a system built for high earners.

What we do:

→ Identify overlooked tax strategies
→ Restructure investments to align with your goals
→ Build a hands-off plan that grows without more effort from you

A recent client told me:
“We saved thousands of dollars this year without changing our lifestyle. 
Now I know exactly where I’m headed.”
– Law Firm Partner

Why it works:
→ 10+ years focused on clients earning $380K+
→ A clear plan that fits your lifestyle and goals

DM “FREEDOM” to:
→ Get a confidential tax and strategy review
→ See where your plan is falling short
→ Start keeping more without adding complexity

I was jealous of Bilal
He was always first, and as a kid from the Bronx, I hated being behind.
Always number one. On stage.

I remember sitting in the back thinking:

“If he can do it, so can I.”

By graduation, I was:

→ #1 intern on the East Coast
→ Best Intern Award

But here’s the truth: I didn’t get there alone.

I grew because I surrounded myself with people further ahead.

They raised the bar and I had to rise with it.

Money works the same way.

Too many high earners stay stuck because:

→ Their CPA files taxes and disappears
→ Their advisor is “nice” but never asks hard questions
→ Their stock options get exercised with zero coordination

One client thought she had a team an advisor, a CPA, an estate attorney.

But when I asked how they coordinated her stock option exercise with her tax strategy?

There was no answer.

What works?

One coordinated system with the right people in the room at the same time.

Tax attorneys. 
CPAs. 
Estate planners. 
Advisors working in sync.

Because wealth doesn’t grow in isolation.

It grows with alignment.

Anthony Williams, CFP®

Helping Lawyers & Execs Pay Less in Taxes, Grow Wealth, and Protect Their Legacy | DM “FREEDOM” to keep more this year

I almost ruined my marriage over a cat.
Red eyes. Constant sneezing. Severe allergies.
My wife was deeply attached to hers.

We had to give the cat away.
She cried for weeks.

The silence in our home was heavier than my symptoms.

I felt like the villain.

When she wanted another cat, I had a choice:
Say no again or find a way to make it work.

This time, I built a plan:

→ Allergy meds
→ Weekly shots
→ Air purifiers

At first? Brutal.

But slowly, my body adapted.

Now we live with Koda.

She curls up in my arms while I work.

My wife lights up when she talks about her.

The difference wasn’t willpower.

It was having a system that worked.

Money works the same way.

Most high earners have:

→ An advisor
→ A CPA

But no one connecting the dots.

And they lose thousands to taxes.

That’s why I help clients build one coordinated system where taxes, investments, and planning actually work together.

Because financial peace doesn’t come from earning more.

It comes from alignment.

I used to be embarrassed of how little money we had growing up.

Now, I see it as one of my greatest advantages.

My dad ran a mechanic shop in the Bronx.

Most months he brought home less than $2,000.

My mom stretched one paycheck across four people.

Groceries one week. 
The phone bill the next.

Some months, she just made it work.

I still remember her saying, “I have $18 left for the week.”

Pretending it was enough.

It wasn’t.

But that pressure gave me qualities no privilege ever could:

1) Resilience

Watching my mom keep going when there was literally nothing left taught me you don't get to quit.

2) Hunger

An empty fridge didn’t just make me hungry for food.
It made me hungry for change.

3) Discipline

Every dollar mattered.
No waste. No extras.
That discipline still drives how I manage money today.

4) Perspective

I know what it feels like to survive on scraps.
And what it feels like to finally build freedom.


I’m not pretending being broke was good.

It was brutal.

But for first-generation high earners?

That pressure becomes our advantage.

It’s why we work harder.

Why we still carry the weight, even when the numbers say we’ve made it.

Why we don’t take a single dollar for granted.

And honestly,

I wouldn’t trade those lessons for an easier start.

What challenge turned out to be your advantage?

Before school every morning, we stopped at my dad's mechanic shop. 
I hated it.

While other kids were eating breakfast or watching cartoons, I sat in a drafty shop that smelled like oil and metal.

Dad would check under the hood, lay out his tools, and run through his mental checklist.

I’d sit there impatiently thinking, “We’re going to be late for school.”

Weekends weren’t much different. 

He’d drag me and my brother to junkyards and other shops. 

I thought he was just wasting time digging through old parts.

But what I didn’t see then

He wasn’t just fixing cars.

He was building relationships. 

Suppliers who’d cut him deals. 

Connections that saved him thousands over time.

Years later, I finally understood:

The work you do behind the scenes determines everything that happens in front.

Most high-income professionals I meet are the same way. 
On paper, they look set.

But when I dig deeper, I see the same gaps every time:

→ Paying way too much in taxes
→ Multiple accounts with no coordination
→ No real plan for when they can actually step back

Earning more isn’t the problem.

It’s keeping it aligned that makes the difference.

That’s what I do for my clients. 

Not just managing numbers but making sure taxes, investments, and cash flow all work together.

Because just like an engine, wealth only runs smoothly if someone’s looking under the hood.

He made $580K last year.
Then cried doing his taxes.
And honestly, I would too.

His wife was blunt:

"Why are we working this hard if it all goes out the door?"

He couldn't argue with her math or her frustration.

Here's what we found:

→ $31K lost in stock option tax planning 
→ $18K missed in retirement contribution strategies
→ $12K overpaid from poor investment coordination

$61K in a single year. 

Multiply that by 5 years? 

$305,000 gone.

That's not just taxes.

That money could have gone to:

Family trips
Private school tuition 
Breathing room in their marriage

Instead, it went to the IRS while the tension at home kept building.

So we got to work:

→ Aligned his stock options with his tax timeline
→ Set up tax-loss harvesting
→ Shifted investments into municipal bonds

Now, instead of fighting at the kitchen table, they’re planning their next family trip.

I took half the pizza meant for my entire team.

It was my second week as an intern.

I was hungry, saw free food, and loaded my plate.

Then I looked up. 

Every advisor was staring at me.

One of them said quietly:

"Maybe leave some for the rest of us?"

I wanted to disappear.

That moment taught me something I've carried ever since:

Success isn't just about working hard. 

It's about reading the room.

In finance, that means understanding what clients need before they ask.

Hearing what’s not being said.

Catching the details others overlook.

That pizza moment changed how I show up.

Because in finance and in life, it’s not the obvious moves that matter.

It’s the ones you almost miss.

She called me at 8pm.
Voice shaking:

“I can’t keep doing this forever.”

On paper, she was winning.

$490K salary.

Multiple properties.

The life she’d built over 15 years.

But the truth? She felt trapped.

Every promotion meant more hours, more stress, less freedom.

She loved her success but hated that she had no way out.

Here’s what we uncovered:

→ Paying too much in taxes
→ No timeline for stepping back
→ No liquid investments, everything locked up

The problem wasn’t income.
It was the lack of an exit strategy.

So we built her a system:

→ Accessible investments she could tap when needed
→ A tax plan to keep more of her income
→ A clear roadmap to freedom

Now she’s not just working.

She’s working with an exit strategy.

When was the last time you felt like you had a choice?

I called one of my first clients who fired me on a Wednesday afternoon.

Not to win them back. Not to talk business.
Just to check in.

When I think about people who shaped how I work today, she's still at the top of that list.

Why?

Because she didn’t just fire me, she taught me something I couldn’t learn anywhere else.

Back then, I thought caring was enough, asking how things were going and making sure she knew I was paying attention.

But when the conversation turned to bigger, more complex questions, I didn’t have the answers.

She had outgrown me, and she could feel it.
So she made the hard call.

That Wednesday afternoon, we talked for an hour about life, business, and how much we'd both grown.

Here's the truth I learned the hard way:

The client who fired me forced me to grow into the advisor my clients actually deserve.

Some of your best teachers will be the people you didn't keep.

Caring is the baseline. Keeping up with the people you serve, that's the work.

My wife still teases me about the first time I went on stage to talk about financial planning.

The night before, I was pacing like I was prepping for surgery, not a 20-minute talk.

“I think I’m going to pass out tomorrow,” I told her.

She laughed: “You’re not dying. You’re just nervous.”

Years later, I still get butterflies before big presentations.

Here’s what I’ve learned:

Fear doesn’t mean you’re unprepared. 

It means you understand what’s at stake.

My clients feel the same thing.

When someone with $3M asks, “Is it enough to retire?” 
That fear isn’t irrational. 

It’s the weight of decades of work and the fear of getting one decision wrong.

The goal isn’t to erase the fear. 

It’s to build a system that turns it into confidence.

Stage fright doesn’t fade when the spotlight hits.

It fades when you know what you’re saying is worth their time.

And financial fear doesn’t fade when the numbers get bigger.

It fades when the plan makes every dollar serve a purpose.

“Save what’s left over” is broke advice for people making $400K+.


She earned $450K.
Spent about $14K a month.
Always had money left over.

But no system.
No coordination.

Her advisor? A family referral.

Never asked her goals.

Never built a strategy.

So she stopped calling. Started winging it on her own.

Then the bonus hit.

 $87K and nearly half was gone before she touched it.

 She told me:
“I worked this hard, and it feels like I gave half of it back.”

Here’s what we fixed:

 → Built a coordinated plan she could actually run
 → Reallocated $120K in cash without tying it up
 → Structured bonuses to reduce taxes

Now every dollar has a purpose.
 Her money finally moves with intention instead of being all over the place.

Because the problem wasn’t earning more.
It was not having a system to keep it.

$410K a year and she felt punished for it.
Two years ago, she was just over $200K.
Finally made Partner.
Her salary doubled.

On paper, it was everything she’d worked for.

But the moment her income jumped, so did everything else:

→ Tax bill went up fast
→ Family started asking for help and investments
→ Spending became emotional: “I deserve this, I work 60+ hours a week”

Then she told me:

“Now I buy and invest because I can, not because it makes sense. And it’s catching up to me.”

The real problem wasn't income.

It was having no system to handle it.

We fixed that:

→ Built a tax plan that kept more in her pocket
→ Created clear yes/no rules for spending and investing
→ Shifted her from Can I afford it? to Does it get me closer to my plan?

Here’s the truth:

The jump from $200K to $400K+ should build freedom not more stress.

But without the right systems, more income just means more pressure.
If this feels close to home, DM me WEALTH.

We’ll make sure your success actually feels like success.

She was paying $8,000 a year for financial planning.
But all she got was someone babysitting her portfolio.
Five years earlier, she’d hired an advisor. 

Trusted him.
Quarterly reports arrived on schedule.
Portfolio looked fine.

She thought that was the plan until we talked.

I asked:

When can you retire? silence.
What’s your tax strategy? “I think he handles that?”
How much do you need to feel secure? “I have no idea.”

Almost $2.8M invested.
Zero roadmap for her life.

She’d been waiting for a plan that was never coming.

So we built one:

→ A written plan showing exactly what to do each year
→ A tax strategy to keep more of her income
→ Estate, insurance, and investments working together
→ A retirement plan she could see, trust, and follow

Most high earners think they have a plan.

What they really have is a portfolio manager.

If no one’s mapping your life in detail, you’re not getting what you’re paying for.
DM PLAN and let’s change that.

Making partner isn't the finish line.
For many, it's when the pressure really begins.

My client had just made partner.

$490K salary plus profit-sharing.

The title she'd chased for years.

But instead of more control, she got more stress:

→ Hours weren’t slowing down
→ Her tax bill jumped from $85K to $170K
→ Every bonus felt like a penalty

She told me, “I thought making partner would give me more control. Instead, I feel like I'm working for the IRS and everyone else.”

That’s the partnership trap.

Higher income creates higher complexity. 
And without coordination, success just gets more expensive.

Here’s what we restructured:

→ Spread profit distributions so taxes didn't stack in one year
→ Synced investments with a tax strategy that finally worked
→ Built liquidity so she had options instead of just obligations

She went from feeling overwhelmed by tax complexity to having a coordinated strategy she could actually understand.

Making partner should create freedom.

Without coordination, it just creates stress you can’t outwork.

"I used to go to the gym every day.
Now I’m lucky if I take a walk once a week."

That’s what a client told me after her household income crossed $480K.

The money didn’t bring peace. 
It brought more complexity.

→ $108K sitting in cash, unsure where to put it
→ Stock options untouched because she didn’t want to mess them up
→ Insurance unchanged since her second child was born

Saturdays? 

She spent them at the kitchen table Googling tax strategies while her son played soccer without her.

Here’s what we built:

→ Automated her investments so money grew without micromanagement
→ Designed a tax plan that kept more of what she earned
→ Aligned her finances with the life she actually wanted

She went from uncertainty to clarity and finally got her weekends back.

High income should buy freedom, not more stress.

If your money feels like another full-time job, send me a message.

Her advisor undid her tax strategy without even realizing it.
Her CPA had called with a clear plan:

“Sell your losing positions. We’ll use them to offset your year-end bonus. Should save you around $30K in taxes.”

She called her advisor to execute. Done.

Weeks later, her phone rang:

“Saw cash in your account, I reinvested it.”

Her response was instant:

“Wait… I sold those for tax purposes.”

Silence.

“Oh. Nobody mentioned that to me.”

Wash sale rule triggered. Tax benefit gone.

She told me: “I’m paying two professionals, but somehow I’m the only one connecting the dots.”

When we started working together, we built one system:

→ Every investment decision aligned with her tax plan
→ Every tax plan coordinated with her portfolio
→ CPA + advisor on the same page, every time

Now, every decision works in sync.

High income doesn’t protect you from bad coordination. It just makes the mistakes more expensive.

That’s why my clients don’t just have an advisor and a CPA. 

They have one system where every move works together from the start.

It was 11am at the hotel. Ceremony at 1.
I was nervous but excited.
My groomsmen? Still missing.

We were supposed to practice our entrance dance, something I was really looking forward to.

But no one showed. 
No practice. 
No dance.

I smiled for the cameras and acted like it didn’t matter.

But honestly? I was disappointed.

We planned everything: the venue, the food, and the playlist.

But not the dance.
And it didn’t happen. 
Not because we didn’t want it. 
But because no one made a plan.

That’s what I see with high earners and their money.

They plan their careers. 
Their families. 
Their future.

But the one thing that affects all of it is their finances, and that gets ignored.

→ Cash just sits
→ Taxes eat a big chunk of income
→ Accounts move in different directions with no strategy

The result? 

They work hard, but nothing feels under control.

What works instead:

→ Syncing taxes, cash flow, and investments into one clear system
→ Protecting what you earn
→ Creating space to actually enjoy your life

Because financial peace doesn’t happen by accident.

It happens when everything is working together.

If your money feels scattered and you’re tired of managing it all yourself, message me. 

We’ll build the system that makes it simple again.

$2.7M saved. 
Still terrified to retire.

She worked 60+ hour weeks.
Saved aggressively.
Trusted her advisor.

On paper, she looked set.

But when we sat down, the questions came fast:

→ How much can I actually spend without running out?
→ What if I live to 95 and the money’s gone?
→ What if inflation keeps eating away at everything?

Her advisor managed the money.

Her CPA filed the taxes.

But no one gave her a clear answer.

She had wealth.

But every decision still felt like a guess.

Here’s what we built:

→ A retirement income strategy mapped to her lifestyle
→ A coordinated tax plan so withdrawals didn’t create surprises
→ One system connecting investments, taxes, and cash flow

She went from constant worry to having a roadmap she could actually follow.

Because peace doesn’t come from the number.

It comes from the plan.

DM RETIRE if you have the wealth but not the confidence to use it.

$650K household income. 3 properties.
On the inside, money was destroying their marriage.
He wanted separate accounts.

Every purchase turned into a fight.

And every fight turned into silence that lasted for days.

They were spending about $20K a month on random investments with no plan, no shared goals, no systems. 

Just stress.

When they came to me, they had plenty of income. What they didn't have was a system that worked for both of them.

Here’s how we fixed it:

→ Gave them individual fun money buckets so spending didn’t trigger arguments
→ Built a joint wealth strategy they both believed in
→ Aligned their 3 properties into a unified financial plan
→ Created a tax strategy that put thousands back in their pockets

The results:

→ Money fights stopped
→ Both felt in control, not reactive
→ They're building wealth together with peace, not pressure

Income doesn't create harmony. Alignment does.

Is your money bringing you closer or pulling you apart?

Here’s the part no one likes to admit:

Making more money doesn’t make life simpler.
Sometimes, it makes it more complicated.

Last week at Martha’s Vineyard, I sat on a panel with executives, lawyers, doctors, and business owners high achievers who are crushing it in their fields.

When the conversation turned to managing windfall income inheritances, bonuses, equity payouts you could feel the tension.

Because here’s the truth:
Even the most successful professionals often feel stuck.

Yes, the income is there.
But so are the tax bills, the complex decisions, and the fear of messing it all up.

I hear it every week:
 
“I’m making more than ever, but I don’t feel    financially free.”
“I don’t have a system. I’m just winging it.”
“I worked too hard to not see the results.”

That’s the gap.
And that’s where Vivid Advisory steps in helping high-income professionals build frameworks to turn complexity into clarity, income into wealth, and wealth into lifestyle freedom.

Last week, I got to live that balance:

Sharing strategies on stage.
Taking client meetings with an ocean view.
Being surrounded by Black excellence people who are building, giving back, and creating legacy.

And here’s the vision I’m building toward:

One day soon, I want to bring our clients here.

Book out a house for two weeks.
Spend mornings talking about wealth, freedom, and legacy.
Spend afternoons on the water or at dinner with like-minded high performers.

Celebrate the wins you’ve earned in your field and connect with people who are building just like you.

Because true wealth isn’t just numbers on a statement.
It’s clarity.
It’s lifestyle.
It’s community.
It’s legacy.

That’s the Vivid Advisory experience.

She had $1.8M in net worth but couldn't get cash when she needed it.


NYC lawyer. $415K salary.

On paper, she looked set. 

But most of her wealth was locked in her firm's retirement plan and multiple rentals.

When she needed cash, she couldn't access it. 

No liquidity. 
No tax strategy. 
No coordination.

Here's what we restructured:

→ Shifted $200K into liquid investments she could actually use
→ Refinanced her rental to free up monthly cash flow
→ Coordinated her accounts with a proper tax strategy 

She went from having wealth she couldn't touch to having money available when needed.

High net worth doesn't guarantee financial freedom.

Liquidity does.

How much of your net worth can you actually access?

Taplio

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