Vivid Advisory

Comprehensive financial planning for high-income professionals, women executives, business owners, and first-generation wealth builders.

Vivid Advisory is a boutique financial planning firm that specializes in helping high-income professionals simplify their finances and build long-term wealth. We work with attorneys, physicians, corporate executives, and business owners who want to align their financial strategy with their lifestyle, values, and goals.

We provide fee-based financial planning, investment management, insurance strategies, and tax-efficient wealth building—all tailored to professionals navigating complex financial lives.

Our typical clients are:
	•	Women breadwinners and executives in law, healthcare, and business
	•	First-generation wealth builders looking to create financial freedom
	•	High earners in their 30s–50s who feel “behind” or overwhelmed despite strong income
	•	Business owners and entrepreneurs preparing for growth, succession, or exit

We help clients:
	•	Create personalized cash flow and savings systems
	•	Optimize equity compensation, retirement accounts, and tax strategies
	•	Protect their wealth through insurance and estate planning
	•	Invest inside and outside of traditional accounts (real estate, brokerage, etc.)
	•	Plan for key milestones like homeownership, family expansion, or early retirement

If you’re seeking a financial advisor who understands the unique needs of high achievers, and delivers clear, actionable planning not fluff or jargon we should talk.

📩 DM me or visit www.vividadvisory.com to schedule a consultation.

Founder & CEO

HBCU Access New York, Inc.

HBCU Access New York is a nonprofit organization dedicated to increasing awareness, access, and opportunities for New York City students to attend Historically Black Colleges and Universities (HBCUs). Founded in 2025, we seek to empower students from underrepresented communities by providing the resources, knowledge, and support they need to pursue higher education at HBCUs, institutions known for their rich history, cultural impact, and commitment to producing leaders in various fields.

Advisory Board Member

Visionary Network

Building intentional community for bold, forward-thinking professionals

The Visionary Network is a curated ecosystem of leaders, creatives, and builders across law, business, tech, healthcare, finance, and the arts—united by a shared desire to grow, connect, and make impact.

We host intimate, high-vibe events that bring together people who are not just doing well—but thinking bigger. Our members are visionaries in their industries, and we create the space for them to cross paths, collaborate, and elevate.

This is for you if you’re:
	•	A leader or creative who wants to be around other sharp, mission-driven people
	•	Craving deeper conversations—not just surface-level networking
	•	Ready to expand your circle and explore aligned partnerships
	•	Passionate about legacy, wealth, purpose, and community

Our goal?
To build a private, values-aligned network of 200+ top professionals who support each other’s growth personally and professionally.

We’re already collaborating with brands, creators, and business leaders to bring our events and offerings to life. If you’re interested in becoming a member, partnering on an event, or learning more, I’d love to connect.

Let’s build something bigger together.

DM me or follow @visionaryatwork to tap in.

Founder

Northwestern Mutual

Director of Growth and Development

Wealth Management Advisor

Howard University

HUSA 56 Financial Advisor 

PepsiCo

Utilized social media marketing to promote Pepsi Max brand on Campus

Brand Ambassador

I didn’t grow up around wealth.

My mother worked tirelessly to provide for our family, and I saw firsthand the weight that falls on the breadwinner. That experience shaped my mission: to help professionals especially women who carry that responsibility turn high income into lasting wealth without sacrificing family, health, or peace of mind.

Today, as a CFP® professional and founder of Vivid Advisory, I work with lawyers and senior executives earning $400K+ who feel like their net worth isn’t moving fast enough. What I’ve found is that it’s rarely about discipline it’s about silent tax drag, investments that aren’t structured for real life, and “someday” planning that keeps getting pushed while prime years pass.

That’s where I step in. I help clients cut tax drag, restructure their portfolios around goals and liquidity needs, and build a coordinated plan that runs without more effort from them. The result isn’t just better returns on paper it’s clarity, confidence, and more wealth without more work.

Clients often tell me things like:

“We saved thousands this year without changing our lifestyle. Now I know exactly where I’m headed.” — Law Firm Partner

“For years I felt like I was working nonstop but my money wasn’t. Now my equity plan is on autopilot and I finally feel confident about the future.” — Senior Executive, Woman Breadwinner

What makes this work is the combination of a decade of experience focused on attorneys and executives, the rigor of being a CERTIFIED FINANCIAL PLANNER® professional, and a process designed to simplify your financial life: a 90-day plan, measurable next steps, and ongoing coordination with your CPA and attorney.

If you’re earning $400K+ and want more to show for it, let’s talk. You can schedule a confidential 15-minute consult via the link in my profile or DM me directly.

She makes $310K at her job

And another $150K consulting.

But the first thing she told me was:

“I don’t combine money with my husband. Every time we talk about it, it becomes a problem.”

So she keeps everything separate.
Quiet. Hidden.

She pays her niece’s med school tuition.
Helps her sister.
Handles emergencies no one else talks about.

Then one day her sister said,

“You said you’d help with her education.”

Not a question. A reminder.

That’s when it hit her:

She was responsible for everyone’s future except her own.

No system.
No plan.
Just income in, income out, guilt, repeat.

When we started working together, she said:

“I make almost half a million a year, and I still don’t feel safe.”

High-earning women aren’t irresponsible.
They’re overloaded.

And that’s how wealth disappears quietly
while everyone calls you strong.

Anthony H. Williams, CFP®

Helping Women Lawyers & C-Suite Execs Pay Less in Taxes, Keep More of What They Earn, and Protect What They’ve Built

My account lost $15,000 in eight days.
Cousin. Aunt. Sibling.
All emergencies.

If you're the first one who made it out, you already know the role.

You become the safety net.
The person everyone calls before they even consider another option.

And the guilt hits harder when you remember where you came from 
the tight months, the stress, the we’ll figure it out days.

Now you're earning real money.
So people assume you have room to fix everything.

But the truth is: your own plans keep getting pushed back.

Last month my cousin called again.
“Between jobs. Short on rent. Can you help just this once?”

I opened my banking app.
Typed $1,500.
Thumb hovering over send.

Something felt off.

So I called instead.

“I can’t send it this time. But I can help you look at the numbers, and I know someone hiring.”

He got quiet.
Then said, “Alright. We can talk.”

I didn’t send the money.

Two weeks later, he called about that job.
He got it.

Here’s what I realized:

I wasn’t hurting financially.
I was slowing myself down by jumping into every crisis that wasn’t mine.

And almost every high-income client I work with carries the same load.
They earn well… but they’re drained.
Not by spending, but by supporting everyone else first.

You can still show up for your family.
But not at the cost of your future.

The $1,500 I didn’t send?
It went straight into my business.

Build yours first.
Help from overflow, not from empty.

That’s how you actually move forward.

Helping women Lawyers & Execs Pay Less in Taxes, Grow Wealth, and Protect Their Legacy | DM “FREEDOM” to keep more this year

Three missed check-ins did more damage to my marriage than any bill ever could.

I was working 60 hours a week.
Distant.
Every Sunday I said,
“We’ll do it next week.”

We started living beside each other
instead of with each other.

Then my wife asked,
“Do you want to go to Orlando with me?”

I said,
“I can’t. Too much going on.”

The second I said it, I felt the distance I was creating.

Five minutes later, I called back.
“Let’s go.”

In Orlando, we finally sat down for our check-in.
What’s working.
What’s not.
What we’d both been carrying alone.

It wasn’t about money.
It was about the things we stopped saying when life got loud.

Nothing in our life changed that weekend.
We did.

You don’t lose a marriage in one big moment.
You lose it in the Sundays you skip.

Anthony Williams, CFP®

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This Thanksgiving, I’m not calling anyone out.
Not my friend who works 70 hours a week
while her grown son sleeps all day, his girlfriend lives rent-free,
and they brought three cats into her house.
And she still carries the whole load.

I’m not calling out the family members
who take over the dinner table
with topics nobody understands
just to avoid the real conversations.

I’m not calling out the people
who stay until midnight because they don’t know how to leave.

I’m not even calling out the money stress, the emotional labor,
or the weight some of us carry in silence.

I’m just saying this:

If you’re the one who holds everything up
financially or emotionally 

I see you.

You deserve rest.
You deserve peace.
You deserve a holiday that doesn’t drain you.

Happy Thanksgiving from me and my wife.

Take one moment for yourself today.
You’ve earned it.

Her family thinks she’s doing fine.

They don’t know she makes $399K.

She hides it because the minute they know, the asks don’t stop.

She told me,
“If they knew the real number, I’d lose peace. And once you lose peace, you lose everything.”

So she keeps her income quiet.

But hiding from her family turned into hiding from her own money.

She spends thousands on her daughter’s activities because she grew up with none.

She buys things to make life feel easier but never checks what it adds up to.

And the Airbnb she bought to get ahead?
It loses money every month.
She avoids looking at it.

Then she said,
“I’m not telling them what I make. But I’m finally ready to see what it’s costing me.”

So we sat down and looked quietly, without judgment and built the first version of a plan that protects her first.

She wasn’t hiding her income to avoid pressure.
She was hiding from the truth:

Earning a lot and still falling behind.

Peace isn’t lost in one moment.
It’s lost in everything you avoid.

On our first date, I told my wife we needed to split the bill 50/50.
She looked at me like, “WHAT?”

I wasn’t being responsible.
I was scared.

Even when I had money, I acted like it could disappear overnight.
Like one wrong move would put me right back at zero.

When you grow up without money, you don’t learn how to enjoy it.
You learn how to protect every dollar.

So even when life gets better, your mind stays in survival mode.

That was me.
Always tense.
Always expecting something to go wrong.

And here’s the part I didn’t understand yet:

The real trap isn’t losing money.
It’s never feeling safe enough to use it.

Money didn’t scare me.
My past did.

I made a rookie mistake on my flight.

I went to the bathroom right before the turbulence hit.

Five minutes in, the plane starts shaking like crazy.
The pilot’s voice comes over:
"Everyone, please fasten your seatbelts."

And there I am, gripping the walls, trying not to fall over.

When I finally step out, it feels like everyone is watching a scene play out.
The guy next to me is already laughing.
He says, “Man, I was imagining what was happening in there.”

We ended up talking for the rest of the flight.
A little chaos.
A little embarrassment.
And just like that, strangers felt like friends.

Funny how that works sometimes, the moments you’d rather hide are the ones that make people feel real.

They made $590K last year.
And almost ended their marriage over where her money was going.

She makes $310K.
He makes $280K.

Every month, thousands left her account for family back home.

That’s the weight first-gen oldest daughters carry.

He didn’t grow up like that.
So he watched the money leave and felt like he was building one future
while she was funding another.

Then they finally said the quiet part out loud:
He felt alone.
She felt responsible.

They weren’t fighting about money.
They were fighting about two different definitions of family.

When we sat down, they didn’t need investment advice.
They needed order.

So we set one number for family support.
One plan they both believed in.
A structure where she could give without guilt and he could breathe again.

Most couples don’t break up because of money.
They break because one person is carrying two families
and the other has no idea.

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2 years ago, my mom called me in tears.
She wasn’t burned out, just tired.
Tired of feeling like she had to keep working.

She’s 58 now.
Not a millionaire.
But for the first time, work is starting to feel optional.

It all started with one uncomfortable conversation.

She didn’t want to open her statements; honestly, most people don’t.
But we sat down anyway and spread everything out on the kitchen table.

Her accounts, her Social Security, and her monthly expenses.
All the stuff she’d pushed off because looking felt scarier than guessing.

The moment we added up the numbers, she exhaled.
For the first time, she could actually see a path.

She’s now on track to retire around 61 or 62 if she wants to.
Having the real numbers in front of her gave her a kind of calm she hadn’t felt in years.

We adjusted her investments, nothing fancy
Just less cash doing nothing and more in places that actually grow.
Enough stability for peace of mind.
Enough growth so time can do its job.

Now she’s saving more of her income than ever before.
Nothing extreme, just consistent.
And it’s working.

Helping her do this has been the most meaningful part of my work.
Because wealth isn’t about retiring early; it’s about knowing you can.

Watching her move from fear to confidence reminded me of something simple:

Most people stay stuck because they don’t want to look at the numbers.
But once you see them, you can finally breathe.

If you’ve been putting this off, start with what’s in front of you. Sometimes that’s all it takes to get moving.

I used to be so mad at my dad.
My mom scraped together money for school supplies while he was too busy at his mechanic shop.

I thought he didn’t care about us.

Years later, as a financial planner, I went through his old tax docs.

Some years, he made $120K–$180K.

His CPA told him to spend money to save on taxes.

So he got into:
Bad investments
Equipment he didn’t need
Partnerships that went nowhere

He went broke trying to be smart.

We struggled. 
My mom worked so much
I took out student loans for college.

He wasn’t broke because he didn’t make money.
He was broke because nobody taught him what to do with it.

A lot of us grew up like that, parents working themselves to death with no strategy, just survival.

That’s why I do this now.

I don’t help people save on taxes.
I help them build wealth.

Because spending money to avoid taxes isn’t a plan.
It’s how you stay broke.

You don’t have to repeat that cycle.
You can be the one who breaks it.

DM me STRATEGY. Let’s build a plan that actually grows your wealth.

I met with a couple last month.
Both doctors.
Making $520K a year combined.

And neither of them could tell me where $8,000 went last month.

They’re the first in both their families to make this kind of money.

2 kids in daycare.
A mortgage.
A rental property that’s more stress than cash flow.
Student loans. 
Family support.

The rest?

Somewhere between Target runs, DoorDash, and trying to recover from 60-hour weeks.

When I asked, “Do you know how much you spend each month?” they both went quiet.

She looked at her hands.
He took a breath.

Not because they’re irresponsible.
But because nobody teaches you what to do once the money finally shows up.

Swipe. Hope. Repeat.

So we built a simple system:
Fixed costs
Family support
Real goals
Safety net

Then we automated it.

Retirement funded first.
Investments next.
Bills, spending, and family support handled without thinking.

When we finished, she let out a breath she’d been holding for months.
He said, “Wait… that’s it? We just check in weekly?”

Yep. 15 minutes.

Last week she texted me:
“Just did our weekly check-in. We finally have clarity.”

If you’re making good money but can’t explain where it goes, you need a system that works while you’re working.

Send me a message, let’s build one together.

She got a $25,000 bonus and didn’t feel happy for even a second.

She just stared at it.

Then she said,

“Do I save it?
Do I help my niece?
Do I get myself something?”

Extra money doesn’t feel like a reward when you grow up first-gen.
It feels like pressure.

So she didn’t spend it.
She didn’t save it.
She just sat there choosing which guilt she could live with.

Then she said,
“I make good money, but every dollar still feels borrowed.”

So we gave the bonus a job.

What helps her family
What builds her future
What she can enjoy without guilt

First-gen earners don’t fear losing money.
They fear losing the safety they never had.

Me in my 20s:
I wanted to prove I could make it.
I said yes to everything.
I thought freedom came after the grind.

Me at 30:
I care less about applause.
I care more about alignment.
I want my money to work when I don’t.

I hit the goals that were supposed to mean I’d made it: the income, the title, the lifestyle.

But I was exhausted.
Every morning, I’d drive to work staring at the same exit sign, wondering if I’d taken the wrong one in life.
Waking up tired, thinking, “This can’t be it.”

At some point, I stopped calling it ambition.
It wasn’t drive anymore, it was fear of slowing down.

So I started doing things my way.
Simpler. Quieter. More honest.

I stopped measuring success by hours worked and started building systems instead.

Systems that:
→ Keep more of what I earn
→ Buy back my time so work becomes a choice

I’m still growing, just not at the expense of myself.

Because wealth isn’t about working harder.
It’s about building a life you don’t have to escape from.

If your life looks great on paper but still feels heavy, your next level probably isn’t more.
It’s different.

So I’ll ask:
What are you redefining this season?

OMG it’s Black Friday. 
And everything suddenly turns into “I deserve it.” 

You deserve that bag you keep looking at. 
You deserve to get your daughter something nice. 
You deserve the thing you’ll use once because you’re tired, you work too hard, and everybody leans on you. 

But most high-earning women aren’t shopping for fun today. 
They’re coping. 

It’s “I never get anything.” 
It’s “I’m drained and I want to feel good for five minutes.” 
It’s spending to breathe. 

And that’s how money disappears 
without you seeing what it’s costing you. 

So here’s the only thing I’ll say today: 

Buy what you want. 
Just don’t buy away the future you’re trying to build
because you’re exhausted in the present. 

That’s why I give clients a Freedom Fund
money they can spend without guilt 
because the rest of their life is actually handled. 

Enjoy today. 
Just don’t forget tomorrow.

She opened the call with one sentence:
“I carry the kids, the bills, and the stress.”

She makes $360K.
Her husband makes way less.

She pays for almost everything:
rent, daycare, groceries, the nanny.

Then she said,
“I feel like a single parent with a roommate.”

Whenever she brings up money, he shuts down.
She starts choosing her words.
Trying not to make him feel small.

Her question wasn’t about investing.
It was simpler:

“How do I stop feeling like everything depends on me?”

So we built something she never had.
Clear roles.
One plan.
One weekly check-in so they talk like partners again.

Money doesn’t break her.
Doing everything alone does.

I cried the night my ankle blew out.
Not from the pain.
From knowing the dream was gone.

One wrong step.
Years of work, gone.

I finished the season, but something in me had already broken.

Success is fragile.

My clients earning $400K–$500K feel that every day.
Not on a court.
In their bank accounts.

They’re one moment away from everything shifting.

a parent who suddenly needs help,
a partner who loses their job,
a tax bill the size of a small car.

The fear isn’t losing money.
It’s realizing their entire life depends on a system they never built.

High income isn’t protection.
Structure is.

Because without it, one wrong step isn’t an injury.
It’s a collapse.

I used to hate asking for help.
It made me feel weak.
Like I wasn’t doing enough.

So I carried everything myself.
Every task.
Every problem.

When you grow up without much, you don’t learn to trust people.
You learn to trust work.

But I wasn’t strong.
I was exhausted.

So I had to unlearn a lot.
Let people in.
Let people help.

Now I look at my team and I’m grateful.
We don’t carry everything alone anymore.
We carry it together.

Survival taught me independence.
Growth taught me support.

"My friend got cancer.
We make almost the same income.
And she’s struggling with money."

That’s what a client shared with me on a call, and it scared me more than I expected.

Watching her fight two battles at once, her health and her finances hit different.

Then she whispered the part nobody hears:
“Even with my advisor, I still feel behind.”

So we're rebuilding everything for her.

A system that could hold her when she couldn’t:

cash flow that works without her
insurance that actually protects her
investments that don’t stop just because she has to

Here’s the truth most high earners never admit:

You’re not scared of getting sick.
You’re scared your money wouldn’t survive it.

I was about to set $54,000 on fire.
I was ready to dump it into a can’t-lose real estate deal 
because everyone around me said it was the smart move.

Meanwhile, my business was quietly falling apart.
No assistant. 
No systems. 
No real structure.

Just me tired, overwhelmed, and grinding through 70-hour weeks 

Then a mentor stopped me with one question:

“Why are you investing outside when you haven’t even maximized what you already control?”

I froze.
Because the truth was I didn’t have an answer.

I was so busy chasing the next shiny investment that I completely ignored the one asset that was actually working: my business.

So I made a shift.

→ Hired a full-time assistant
→ Built simple systems so I wasn’t doing everything myself
→ Doubled down on the one offer that was already bringing in results

And I never bought that property.

Honestly, it was the best decision I made.
My revenue doubled that year.

Not because I spread myself thin.
But because I invested in order.

If you’re out there chasing the next big investment while your foundation is shaky… pause.
Fix what you control first.

“How much will I make?”
That was the first thing she asked me.

Not her goals.
Not her timeline.
Just that.

She has $800,000 in cash.

I asked why she hadn’t invested any of it.

She said,
“I’m scared I’ll lose what took me years to build.”

But as she kept talking, it became clear:

She wasn’t protecting her money.
She was protecting her past.

She still supports her siblings.
Still treats every dollar like it has to save someone.

So when I showed her a simple plan, she froze.
Went quiet.
And then she ghosted me
because the thought of investing scared her more than doing nothing.

Caution builds savings.
It doesn’t build wealth.

You don’t lose $800,000 in one bad decision.
You lose it in 30 years of standing still.

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