Cognizant

• Lead strategic risk management efforts across global operations, aligning initiatives with enterprise risk appetite and business objectives.
• Recognized by Cognizant’s Finance Academy Learning Council for advancing professional development and fostering a culture of continuous learning.
• Oversee analysis of contracts, insurance requirements, and multi-line claims to ensure compliance, minimize exposure, and support long-term business continuity.
• Drive cross-functional collaboration to deliver data-informed insights and strengthen risk governance in support of operational excellence and innovation.

Risk Analyst, Senior Manager

The Office of the Texas Secretary of State

Notary Public

• Progressively advanced from Senior Underwriter to Underwriting Manager at ADP TotalSource, leading strategy for Workers’ Compensation and EPLI programs within a top national PEO.
• Transformed underwriting operations by standardizing processes, improving efficiency, and implementing risk-aligned solutions that supported enterprise growth.
• Provided strategic guidance as a risk management SME to cross-functional executives, influencing underwriting direction and operational decision-making.
• Led and developed a high-performing team of senior underwriters, driving engagement, exceeding KPIs, and fostering a culture of continuous improvement through mentoring and SOP development.
• Partnered with sales leadership to refine risk selection and pricing strategies, directly impacting revenue growth and pipeline expansion.

Underwriting Manager

Lead Underwriter

Senior Underwriter

California Secretary of State

Dongbu Insurance Co., Ltd.

• Managed underwriting and regulatory compliance for U.S. operations of a South Korean regional carrier, supporting small commercial client portfolios.
• Led the development of a centralized compliance framework—including SOPs and state-specific resource libraries—to improve regulatory accuracy and operational consistency.
• Strengthened cross-functional coordination with brokers, agents, and vendors to streamline inspections, quoting, and policy documentation.
• Recognized for driving efficiency and improving compliance processes across a multi-market insurance environment.

Underwriter

USI Insurance Services

• Managed a $2.5M book of business, delivering customized insurance solutions aligned with the unique needs and budgets of small commercial clients.
• Cultivated strong client relationships and collaborated across internal and external stakeholders to enhance retention and optimize risk management strategies.
• Led risk assessment and market analysis initiatives to reduce client liabilities and secure competitive pricing for new policies and renewals.
• Achieved a 100% compliance review score by ensuring all policies and procedures adhered to local, state, and federal regulatory standards.

Account Manager

RIC Insurance General Agency, Inc

Brokerage Sales Account Manager

Capital Insurance Group

Senior Commercial Lines Underwriter

Notary Public Seminars

Instructor

Zurich Insurance

Underwriter - Global Corporate Casualty

Insurance Professional with 25+ years of industry experience and a growing leadership focus in commercial underwriting. Proven expertise across agency, carrier, and PEO environments, with a strong foundation in commercial property and casualty underwriting. Skilled in evaluating complex risks, analyzing loss histories, and supporting diverse insurance portfolios. Known for collaborative work with brokers, operations, and cross-functional teams to advance strategic initiatives and risk management practices. Experienced in audit and file review support, delivering advisory services and presentations, and conducting in-depth research and analysis. Proficient in training and mentoring teams. Holds CPCU, ARM, and CRM designations, with a strong commitment to continuing education and professional growth.

Taplio

Victoria Lovinggood, CPCU, ARM, CIC, CRM's Linkedin Analytics

Want to drive more opportunities from LinkedIn?

Taplio

.css-1jgreyo{background-image:linear-gradient(284deg, rgba(39,43,72,1) 0%, rgba(33,47,183,1) 100%);color:transparent;-webkit-background-clip:text;background-clip:text;}Victoria Lovinggood, CPCU, ARM, CIC, CRM's Linkedin Analytics

Want to drive more opportunities from LinkedIn?

Victoria Lovinggood, CPCU, ARM, CIC, CRM's Linkedin Analytics