Ruchi Rathor

Investor/ Founder / Co-founder

Payomatix

Payomatix is transforming the global payments landscape by offering businesses secure, reliable, and scalable payment solutions. 

Payomatix provides a comprehensive range of payment solutions that cater to businesses of all sizes.

1. Payment Gateway Solutions
Payomatix’s secure payment gateway allows businesses to accept payments via multiple methods, including UPI, credit/debit cards, net banking, and digital wallets.  

Key Features:
✔ AI-Driven Smart Routing to improve payment success rates.
✔ Support for multi-currency transactions for global businesses.
✔ Real-time transaction tracking and instant settlement updates.

2. UPI Solutions
As UPI continues to dominate the Indian payments landscape, Payomatix offers customized solutions that empower businesses to manage UPI transactions seamlessly.  
Key Features:
✔ Instant UPI QR generation for businesses.
✔ UPI AutoPay for seamless subscription management.
✔ Bulk payouts via UPI for fast employee and vendor settlements.

3. Payment Orchestration Platform
Payomatix’s Payment Orchestration Platform optimizes payment flow by dynamically routing transactions to the best-performing payment provider, enhancing approval rates and minimizing payment failures.

Key Features:
✔ Auto-failover mechanism to re-route failed transactions.
✔ Intelligent load balancing for large transaction volumes.
✔ Unified API for connecting with multiple payment gateways.

4. White-Label Payment Solutions
For businesses seeking to launch their own branded payment platform, Payomatix’s white-label services provide complete customization. This solution is ideal for banks, NBFCs, fintech companies, and large enterprises looking to expand their financial services.

Key Features:
✔ Fully customizable payment infrastructure with branded checkout pages.
✔ Regulatory compliance, including PCI-DSS, RBI, and GDPR standards.
✔ End-to-end support for integration, security, and scalability.

Founder

Empowered Women Foundation

Founder & Mentor, Empowered Women Foundation:

Leading a non-profit organization dedicated to supporting women through education, skill development, and entrepreneurship initiatives 👩‍🎓
Mentoring and coaching women from diverse backgrounds to build confidence, achieve financial independence, and develop leadership skills ✨
Driving programs that promote gender equality, empowerment, and economic opportunities for women globally 🌏

Raise Money

🚀RaiseMoney streamlines the fundraising process for startups🌟 by offering a comprehensive platform that connects entrepreneurs with the ideal investors💼 in just one click🖱️. We prioritize ease-of-use, featuring a user-friendly interface👩‍💻 to find compatible investors, tailored messaging💬, and ready-to-use pitch templates📄 to facilitate effective partnerships🤝.

As a networking hub for startup founders and investors🌐, RaiseMoney aims to simplify the fundraising experience💡 and eliminate barriers to innovation🔧. Our one-click, targeted investor search🔍 helps startups from around the globe🌍 secure funding💰 and expand their ventures📈.

As a cloud-based software solution☁️, RaiseMoney provides a seamless experience for entrepreneurs seeking funding👨‍💼. The platform not only allows you to connect with the right investors easily but also enables targeted outreach through personalized messages✉️ or conference connections🎤. Listing your project on RaiseMoney takes just a few seconds⏱️, ensuring visibility to investors seeking precisely what your startup offers🎯.

Leverage our ready-to-use pitch templates📝 and send your proposal to the investors of your choice📤. With just a few clicks, you can begin securing the funds💸 your startup needs to thrive🌱!

leap.club

a social-professional
community for women.
we believe that when women have a high value network to support them and when women have the resources to learn and grow in their professional lives, a revolution will be underway.

Member

https://wifasia.org/

Women in Finance Asia (WiFA) is a not-for-profit association that is committed to empowering women to achieve their full professional potential by inspiring both women and men to become advocates, change makers, and leaders in our community.  WiFA equips our members with resources, opportunities, and a global platform that facilitates networking, mentoring, learning, and sharing of experiences while promoting diversity, equality, and inclusion.

100 Women In Finance

Life Time Member

https://thehealingheart.me/

I know it can seem like everything is just too hard right now. You may be struggling with something, or you may have gone through a difficult experience that has left you feeling hopeless and empty. Maybe you're just tired of being tired and don't know how to get out of the rut you feel like you're in.

But I want to tell you: everything passes. There are times when we think we won’t get through a difficulty, but it passes. There are times in our lives where we feel so desolate and empty, and it seems as if we have “hit rock bottom”, even those moments and periods pass. Such is the nature of this world. Everything passes.

So don't give up on yourself! Remember that there are good days ahead for you—and they might even be tomorrow!

Writer

Startup Academy Switzerland

The main aim of the StartUp Academy project is to develop, test and implement a supporting environment for unemployed young persons with entrepreneurial ideas with special focus on those living in remote regions with limited access to education and training and resources.

Business Mentor

FWA Singapore - Financial Women's Association

PSP Academy

🚀 FinTech Innovator | 🌟 20+ Years Shaping the Future of Payments | 💳 Making Payments Simple for Enterprises | 📈 Investor, Strategist & 🎤 TEDx Speaker

🌟 Seasoned FinTech Professional with 17+ Years of Experience

👩‍💻 My Journey:
Born and raised in Agra, India 🇮🇳
Graduated in Computer Science, breaking into a male-dominated tech world 🌐
Overcame challenges to drive inclusivity and diversity in tech 🌍

🚀 Founder of Payomatix:
Built a cutting-edge payment platform optimizing financial transactions globally 💳
Partnered with leaders like Wirecard, Elavon, and First Data 🤝
Developed innovative payment solutions transforming businesses from startups to global enterprises 🏢

💡 Founder of RaiseMoney:
Created a platform to empower businesses and non-profits with seamless fundraising solutions 🌱
Simplifies fundraising through secure, efficient, and transparent processes 💸

🏆 Key Achievements:
Recognized for pioneering payment integrations for global retailers and SMEs 🏅
Recipient of multiple awards and industry certifications 🥇

🔥 What Drives Me:
Passion for developing groundbreaking solutions 💡
Dedication to fostering growth, collaboration, and inclusivity 💪
Thrives in high-pressure environments while building a supportive team culture 🧑‍🤝‍🧑

🌍 Founder, Empowered Women Foundation:
A non-profit organization supporting women through education, skill development, and entrepreneurship 👩‍🎓
Mentoring women to build confidence, financial independence, and leadership skills ✨

💬 Let's Connect!
Open to collaborations, sharing insights, or discussing innovative payment and fundraising projects. Feel free to reach out!

Specialties:
FinTech Innovation 🚀
Payment Gateway & Processing 💳
Acquiring & Merchant Solutions 🏦
Startup Investing & Mentoring 💼
Strategic Planning & Thought Leadership 🧠
Public Speaking 🎤
Global Payment Infrastructure 🌐

BOOK AN APPOINTMENT : https://calendly.com/d/ckx8-g2t-rvq/cashier-system-international

Pay Agency was founded with the goal of simplifying the process of connecting merchants and payment service providers (PSPs).
We recognized that there was a need for a platform that could streamline the process of finding and onboarding new partners. We set out to create a solution that would meet this need.
Through intensive studies and development, we created a platform for merchants and PSPs. Our platform makes it easy for merchants to compare payment processors and choose the best one for them. Giving PSP access to a large and growing pool of potential clients.

Since our founding, we have worked hard to build a platform that is easy to use, reliable, and secure. We have developed advanced matching algorithms to help PSPs and merchants find the best partners for their needs, and we have put in place robust security measures to protect against fraud and other threats.
In addition to our core platform, we have also focused on building a strong customer support team to ensure that our clients have the help and guidance they need to succeed. We believe that by providing top-notch service and support, we can help our clients grow and thrive.
Looking to the future, we are excited to continue expanding and improving our platform, we are committed to helping merchants and PSPs succeed in an increasingly competitive market.

𝐀 𝐝𝐚𝐲 𝐢𝐧 𝐦𝐲 𝐥𝐢𝐟𝐞 𝐚𝐬 𝐭𝐡𝐞 𝐟𝐨𝐮𝐧𝐝𝐞𝐫 𝐨𝐟 𝐚 𝐟𝐢𝐧𝐭𝐞𝐜𝐡 𝐜𝐨𝐦𝐩𝐚𝐧𝐲 (𝐲𝐞𝐬, 𝐢𝐭 𝐢𝐧𝐜𝐥𝐮𝐝𝐞𝐬 𝐜𝐨𝐟𝐟𝐞𝐞-𝐟𝐮𝐞𝐥𝐞𝐝 𝐛𝐫𝐚𝐢𝐧𝐬𝐭𝐨𝐫𝐦𝐬 𝐚𝐧𝐝 𝐬𝐮𝐫𝐩𝐫𝐢𝐬𝐞 𝐜𝐡𝐚𝐨𝐬).

𝑴𝒐𝒓𝒏𝒊𝒏𝒈𝒔 𝒔𝒕𝒂𝒓𝒕 𝒆𝒂𝒓𝒍𝒚 𝒇𝒐𝒓 𝒎𝒆. I love the quiet hours before the world wakes up—it’s my time to reflect, set intentions, and review the day’s big goals. A strong cup of coffee (or two!) fuels the process.

Once the team starts logging on, it’s game time. 𝐴𝑡 𝑃𝑎𝑦𝑜𝑚𝑎𝑡𝑖𝑥, 𝑛𝑜 𝑡𝑤𝑜 𝑑𝑎𝑦𝑠 𝑎𝑟𝑒 𝑎𝑙𝑖𝑘𝑒. Some mornings are dedicated to product strategy—whiteboarding sessions where we map out how to make payments even simpler for our clients. 

Other days, it’s about listening: jumping on calls with merchants to understand their pain points and see how we can help them unlock growth.
Lunch? 𝑈𝑠𝑢𝑎𝑙𝑙𝑦 𝑠𝑜𝑚𝑒𝑡ℎ𝑖𝑛𝑔 𝑞𝑢𝑖𝑐𝑘 𝑎𝑛𝑑 𝑒𝑎𝑠𝑦—𝑛𝑜 𝑓𝑎𝑛𝑐𝑦 𝑚𝑒𝑎𝑙𝑠, 𝑗𝑢𝑠𝑡 𝑓𝑢𝑒𝑙 𝑡𝑜 𝑘𝑒𝑒𝑝 𝑔𝑜𝑖𝑛𝑔. 

Then it’s back to connecting with partners, reviewing new market opportunities, and supporting our amazing team. 𝑪𝒐𝒍𝒍𝒂𝒃𝒐𝒓𝒂𝒕𝒊𝒐𝒏 𝒊𝒔 𝒆𝒗𝒆𝒓𝒚𝒕𝒉𝒊𝒏𝒈. I’ve learned that the best ideas often come from unexpected conversations.

Of course, there’s always an element of surprise—like a sudden client escalation or a tech glitch that needs immediate attention. Chaos? Absolutely. But I’ve learned to see it as part of the fun. 𝑬𝒗𝒆𝒓𝒚 𝒄𝒉𝒂𝒍𝒍𝒆𝒏𝒈𝒆 𝒊𝒔 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆 𝒕𝒐 𝒈𝒓𝒐𝒘, 𝒂𝒏𝒅 𝒆𝒗𝒆𝒓𝒚 “𝒇𝒊𝒓𝒆 𝒅𝒓𝒊𝒍𝒍” 𝒃𝒓𝒊𝒏𝒈𝒔 𝒖𝒔 𝒄𝒍𝒐𝒔𝒆𝒓 𝒂𝒔 𝒂 𝒕𝒆𝒂𝒎.

By evening, I carve out time to mentor. Through the Empowered Women Foundation, I meet with women at different stages of their careers—sharing stories, offering guidance, and learning from them in turn. It’s one of the most rewarding parts of my day.

Finally, I wind down with a bit of quiet reflection—no screens, just a notebook and my thoughts. 𝑰 𝒋𝒐𝒕 𝒅𝒐𝒘𝒏 𝒘𝒉𝒂𝒕 𝒘𝒐𝒓𝒌𝒆𝒅, 𝒘𝒉𝒂𝒕 𝒅𝒊𝒅𝒏’𝒕, 𝒂𝒏𝒅 𝒘𝒉𝒂𝒕 𝑰 𝒘𝒂𝒏𝒕 𝒕𝒐 𝒄𝒂𝒓𝒓𝒚 𝒇𝒐𝒓𝒘𝒂𝒓𝒅 𝒊𝒏𝒕𝒐 𝒕𝒐𝒎𝒐𝒓𝒓𝒐𝒘.

Being a founder isn’t easy. Some days feel like controlled chaos. But for me, it’s about the impact—the small wins, the people we help, and the dream of making payments simpler for everyone.

👋Hey there, I'm Ruchi!🚀From Tech Head to BPO, and now 💳 Payment Processing - it's been quite a journey🌟! Gaining knowledge and growth🌱, my career and personality were shaped along the way.

With 1️⃣7️⃣ years in the game, I'm your go-to expert for all things 💰payments! I've got the latest tech🔧, trends📈, and regs📚 in my toolkit, and I'm all about helping businesses find the perfect payment solution🎯.

I've partnered with startups🌱 to enterprises🏢, guiding them through the payment maze🔀. My relationship-building and problem-solving chops🎯 make me a valuable ally for clients with diverse payment needs.

Over the years, I've teamed up with top payment giants like Wirecard, Elavon, Firstdata, Paysafe, and more🌐! I'm all about inventing new solutions💡, coming up with fresh ideas, and tackling global payment infrastructure challenges🌍.

Not just a techie🤓, I'm also a people person🤗 and creative problem-solver💡. I thrive under pressure and love collaborating with passionate folks, tech or not🤝. My aim? Making everyone feel part of a supportive team👥 that's got their back!

If you're a business optimizing payment processes💼 or a payment processor expanding your reach🌐, I'm confident I can help you soar🚀. Let's connect and chat about how my expertise can benefit your organization!✨



Ruchi Rathor
Founder & CEO
Payomatix Technologies Pvt. Ltd.
Email : ruchi@payomatix.com
Skype : live:.cid.cf72b0c9580cc19a

Website Ruchi Rathor: https://ruchirathor.com
Website Healing Heart https://thehealingheart.me/
Instagram https://www.instagram.com/_ruchirathor_/
LinkedIn https://www.linkedin.com/in/ruchirathor12/
Facebook https://www.facebook.com/ruchi.rathor.magnificient
Tumblr https://www.tumblr.com/blog/ruchirathor-thehealingheart
Medium https://medium.com/@ruchirathor_23436

Innovative Payments Leader | TEDx Speaker | Women Empowerment Activist | Exploring Spirituality | Finding Purpose in Life| Empowering People

"𝙎𝙝𝙚 𝙙𝙞𝙙𝙣’𝙩 𝙬𝙖𝙞𝙩 𝙛𝙤𝙧 𝙩𝙝𝙚 𝙬𝙤𝙧𝙡𝙙 𝙩𝙤 𝙖𝙥𝙥𝙡𝙖𝙪𝙙 — 𝙨𝙝𝙚 𝙘𝙚𝙡𝙚𝙗𝙧𝙖𝙩𝙚𝙙 𝙝𝙚𝙧𝙨𝙚𝙡𝙛 𝙖𝙩 𝙚𝙫𝙚𝙧𝙮 𝙨𝙩𝙚𝙥." 💫

Too often, we wait for big wins to feel proud. But true confidence comes from honoring the little things: showing up, speaking out, and staying consistent.

Celebrating small wins isn’t just empowering — it’s life-changing.
Because when women start recognizing their own growth, they stop needing permission to shine. 🌱

📝 Read my latest LinkedIn newsletter: “Celebrating Small Wins: How Women Can Build Confidence and Happiness” — and let me know one small win you’re proud of today.👇

#WomenEmpowerment #Confidence #SmallWins #GrowthMindset #LinkedInNewsletter #EmpoweredWomenEmpowerWomen #CelebrateYourself

Ruuchi Rathorr

In the high-stakes world of business, I've often found myself chasing the next big goal, the major client, the international expansion, the industry a

Open article: Celebrating Small Wins: How Women Can Build Confidence and Happiness by Ruuchi Rathorr • 3 min read

Celebrating Small Wins: How Women Can Build Confidence and Happiness

"𝙒𝙝𝙖𝙩 𝙔𝙤𝙪 𝘾𝙝𝙤𝙤𝙨𝙚 𝙩𝙤 𝙁𝙤𝙘𝙪𝙨 𝙊𝙣, 𝙒𝙞𝙡𝙡 𝙂𝙧𝙤𝙬"

We all know that the world is full of distractions. Every day, there’s something pulling for our attention—whether it’s work, social media, or the noise of everyday life. But here’s the truth: What you choose to focus on, will grow.

If you focus on negativity, doubt, and what’s not working, those things will multiply. They’ll take up space in your mind and in your life. But when you shift your focus toward what you want—toward growth, possibility, and solutions—that’s what will expand.

💡 Focus is a powerful tool. It’s not just about what you spend your time on, but where you choose to direct your energy. The more you focus on your goals, your strengths, your opportunities, the more they will manifest in your reality.

🌱 What you nurture in your mind grows in your life. Whether it’s positive habits, healthy relationships, or a clear vision for your future, what you focus on is what will thrive.

🔑 The key is intentionality. Focus on what fuels you, not what drains you. When you make the conscious choice to focus on your dreams and what you can control, you’ll see incredible growth.

💬 What are you choosing to focus on today? Let’s talk about the positive shifts that happen when we align our focus with our goals! 👇

#Focus #GrowthMindset #Manifestation #PositiveThinking #PersonalDevelopment

"𝘼𝙣 𝘼𝙢𝙖𝙯𝙞𝙣𝙜 𝙒𝙚𝙗𝙞𝙣𝙖𝙧: 𝘼𝙡𝙞𝙜𝙣𝙞𝙣𝙜 𝙬𝙞𝙩𝙝 𝙩𝙝𝙚 𝙐𝙣𝙞𝙫𝙚𝙧𝙨𝙚"

What an incredible experience it was hosting the Aligning with the Universe webinar! I am beyond grateful for the amazing participants who joined in, bringing their energy, insights, and support throughout the session. Thank you all for your active participation—it wouldn’t have been the same without you!

💡 Here are the key takeaways from the session:

Understanding the power of alignment: How connecting with the universe can enhance your life and career.

Manifesting your goals: Practical tips on using universal energy to attract what you desire.

Trusting the process: The importance of patience and faith in the journey to manifesting your dreams.

Mindfulness and presence: How staying present opens doors to greater opportunities and connections.

🌱 Stay tuned for more webinars in the future! I’m so excited to continue this journey with all of you and explore new ways to grow and align together.

💬 If you attended the session, what was your biggest takeaway? Let’s keep the conversation going! 👇

#WebinarRecap #AlignWithTheUniverse #PersonalGrowth #Manifestation #Gratitude #StayTuned

"𝘽𝙚𝙡𝙞𝙚𝙫𝙞𝙣𝙜 𝙞𝙣 𝙔𝙤𝙪𝙧𝙨𝙚𝙡𝙛: 𝘼 𝙁𝙪𝙡𝙡-𝙏𝙞𝙢𝙚 𝙅𝙤𝙗 𝙬𝙞𝙩𝙝 𝙉𝙤 𝘿𝙖𝙮𝙨 𝙊𝙛𝙛"

Believing in yourself isn’t a one-time thing—it’s a full-time job, and guess what? There are no days off.

It takes constant work to silence the doubts and keep pushing forward, even when the road gets tough. Some days, it feels easy. Other days, it feels like the hardest thing you’ll ever do. But here's the truth: You are worth the effort.

💡 Believing in yourself means showing up every day, even when things don’t go as planned. It’s about trusting your abilities, even when others don’t see your vision. It’s about fighting through the setbacks and believing that every step, no matter how small, is leading you closer to your goal.

🌱 No days off means consistency. Even when you’re tired, even when the world feels like it’s against you, your belief in yourself will carry you through. Every challenge you face is a chance to reinforce that belief.

🔑 Remember this: Confidence and self-belief aren’t born overnight. They’re nurtured by every thought, every choice, and every action you take. So keep going. Keep believing. Your future self will thank you for never giving up.

💬 What’s one moment you kept believing in yourself when it felt tough? Let’s share how we’ve overcome doubts and kept going! 👇

#BelieveInYourself #SelfConfidence #PersonalGrowth #NoDaysOff #KeepGoing

🌸 𝙁𝙞𝙣𝙙𝙞𝙣𝙜 𝘼𝙡𝙞𝙜𝙣𝙢𝙚𝙣𝙩:
𝙃𝙤𝙬 𝙒𝙤𝙢𝙚𝙣 𝘾𝙖𝙣 𝙏𝙝𝙧𝙞𝙫𝙚 𝙞𝙣 𝙒𝙤𝙧𝙠, 𝙇𝙞𝙛𝙚, 𝙖𝙣𝙙 𝙈𝙚𝙣𝙩𝙖𝙡 𝙃𝙚𝙖𝙡𝙩𝙝

In this deeply reflective LinkedIn newsletter, I shared some powerful insights on how women can realign with themselves — mentally, emotionally, and professionally.

💬 Topics explored:
✨ Setting healthy boundaries
✨ Prioritizing mental wellness
✨ Finding purpose in chaos
✨ Thriving without burnout

📖 A must-read for every woman chasing growth without losing herself in the process.
Make sure to read it and share your thoughts — this conversation matters.

#RuchiRathor #WomenLeadership #WorkLifeBalance #MentalWellbeing #EmpoweredWomen #ThriveTogether #WomenInBusiness #SelfCare #LinkedInNewsletter #MindfulLiving #WomenEmpowerment

"𝙇𝙤𝙤𝙠𝙞𝙣𝙜 𝘽𝙖𝙘𝙠 𝙖𝙩 𝙈𝙮 𝙀𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚 𝙖𝙨 𝙆𝙚𝙮𝙣𝙤𝙩𝙚 𝙎𝙥𝙚𝙖𝙠𝙚𝙧 𝙖𝙩 𝘿𝙁𝙎 2025"

Reflecting on my time at DFS 2025 as a keynote speaker, I can't help but feel incredibly grateful for the opportunity. It was an unforgettable experience, not just because of the platform I had to share my insights, but because of the amazing people I met along the way.

I had the privilege of speaking alongside some of the brightest minds in the fintech industry, as well as connecting with global leaders who are shaping the future of payments and technology. The conversations, the ideas exchanged, and the collaboration that took place were nothing short of inspiring.

💡 Being part of such an influential event wasn’t just about speaking—it was about learning from others, sharing visions, and discussing how we can collectively move the industry forward.

🌱 Meeting with these incredible leaders reminded me of the importance of continuous learning, pushing boundaries, and fostering innovation in every aspect of business and technology.

Looking forward to more opportunities to share, learn, and collaborate with such brilliant minds. The journey doesn’t stop here.

💬 What’s the most valuable lesson you’ve learned from a global event or meeting with industry leaders? Let’s keep the conversation going! 👇

#DFS2025 #KeynoteSpeaker #Fintech #Leadership #Innovation #Collaboration

Life is full of surprises, twists, and turns that can leave us feeling uncertain. Whether it’s a job change, a new relationship, or even the global ev

Open article: Understanding Uncertainty: Why Embracing the Unknown Can Lead to Growth by Ruuchi Rathorr • 4 min read

Understanding Uncertainty: Why Embracing the Unknown Can Lead to Growth

Here’s how I explain “payment orchestration” to someone who’s never heard of it.

Imagine you’re in a busy restaurant kitchen. You’ve got 10 orders coming in, different dietary preferences, special requests—chaos!

Now picture the head chef calmly directing the entire kitchen:
 🔥 One team on salads
 🔥 Another on mains
 🔥 Another on dessert
 🔥 And the chef making sure every dish is plated perfectly and served on time.

That’s payment orchestration.

 But instead of dishes, we’re handling transactions:
 ✅ Multiple payment gateways
 ✅ Fraud prevention
 ✅ Compliance checks
 ✅ Currency conversions
 ✅ And getting the payment to the right place fast.

At Payomatix, I see payment orchestration as the secret sauce that lets businesses:
 ✨ Work with multiple payment providers seamlessly
 ✨ Avoid failed payments and lost revenue
 ✨ Give customers that smooth “checkout & done” experience

So the next time you’re wondering “Why does my payment flow feel so smooth?”, remember:

 Behind the scenes, there’s a chef orchestrating the perfect meal.

𝐑𝐞𝐰𝐫𝐢𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐒𝐭𝐨𝐫𝐲 𝐨𝐟 𝐅𝐚𝐢𝐥𝐮𝐫𝐞 🌟

Failure used to feel like a slammed door—a loud no that echoed in my head. But now, I see it differently.

Every misstep, every plan that didn’t quite work out, has been a pivot point—𝒂 𝒄𝒉𝒂𝒏𝒄𝒆 𝒕𝒐 𝒑𝒂𝒖𝒔𝒆, 𝒍𝒆𝒂𝒓𝒏, 𝒂𝒏𝒅 𝒔𝒕𝒂𝒓𝒕 𝒂𝒈𝒂𝒊𝒏 𝒘𝒊𝒕𝒉 𝒂 𝒍𝒊𝒕𝒕𝒍𝒆 𝒎𝒐𝒓𝒆 𝒘𝒊𝒔𝒅𝒐𝒎.

I’ve had my fair share of failures. 
𝐼𝑑𝑒𝑎𝑠 𝑡ℎ𝑎𝑡 𝑑𝑖𝑑𝑛’𝑡 𝑐𝑙𝑖𝑐𝑘. 𝑃𝑖𝑡𝑐ℎ𝑒𝑠 𝑡ℎ𝑎𝑡 𝑑𝑖𝑑𝑛’𝑡 𝑙𝑎𝑛𝑑. 𝑃𝑟𝑜𝑗𝑒𝑐𝑡𝑠 𝑡ℎ𝑎𝑡 𝑑𝑖𝑑𝑛’𝑡 𝑔𝑜 𝑡ℎ𝑒 𝑤𝑎𝑦 𝐼 ℎ𝑜𝑝𝑒𝑑. 

But each one taught me something I couldn’t have learned otherwise.

𝐁𝐞𝐜𝐚𝐮𝐬𝐞 𝐟𝐚𝐢𝐥𝐮𝐫𝐞 𝐢𝐬𝐧’𝐭 𝐭𝐡𝐞 𝐞𝐧𝐝. It’s the messy middle, where creativity and grit come to life. It’s where we find out what we’re really capable of.

What about you? 𝑾𝒉𝒂𝒕’𝒔 𝒂 𝒇𝒂𝒊𝒍𝒖𝒓𝒆 𝒕𝒉𝒂𝒕 𝒕𝒖𝒓𝒏𝒆𝒅 𝒐𝒖𝒕 𝒕𝒐 𝒃𝒆 𝒚𝒐𝒖𝒓 𝒃𝒆𝒔𝒕 𝒕𝒆𝒂𝒄𝒉𝒆𝒓? 
Let’s swap stories and lift each other up. 🌱

#Failure #Resilience #Entrepreneurship #GrowthMindset

"𝙏𝙝𝙚 𝙋𝙤𝙬𝙚𝙧 𝙤𝙛 𝙎𝙥𝙚𝙖𝙠𝙞𝙣𝙜 𝙔𝙤𝙪𝙧 𝙈𝙞𝙣𝙙: 𝘾𝙤𝙣𝙛𝙞𝙙𝙚𝙣𝙘𝙚 𝙏𝙝𝙧𝙤𝙪𝙜𝙝 𝘼𝙘𝙩𝙞𝙤𝙣"

There’s something incredibly empowering about speaking your mind. It’s more than just sharing your opinion—it’s about owning your voice, expressing your thoughts with confidence, and making waves through your work.

Speaking your mind builds confidence. The more you speak up, the more you trust your perspective. Over time, this confidence translates into action—both in how you show up and how others perceive you.

Own your voice. Whether in meetings or one-on-one conversations, your ideas deserve to be heard. When you speak authentically, you don’t just express yourself—you create value. People will start listening, trusting, and respecting your opinions.

Lead with integrity. Speaking your truth isn’t about being confrontational; it’s about being honest. When you share what you truly believe, others recognize your authenticity. That earns you trust, and trust is the foundation of leadership.

Make waves through your work. Confidence isn’t just about words—it’s about actions. When you speak your mind and act on it, your work will start to reflect the power of your thoughts.

Growth comes from vulnerability. Yes, it’s scary to speak up, but the more vulnerable you are, the more you learn, grow, and adapt. Don’t shy away from moments of discomfort—they’re often the birthplace of new ideas and breakthroughs.

Create impact. Your words have the power to create change. Speak clearly, act decisively, and the ripples of your actions will resonate beyond your immediate circle.

💬 How has speaking your mind helped you grow? Let’s talk about the power of owning your voice and making an impact! 👇

#Confidence #SpeakUp #Leadership #Authenticity #Growth

𝐘𝐨𝐮 𝐝𝐨𝐧’𝐭 𝐧𝐞𝐞𝐝 𝐩𝐞𝐫𝐦𝐢𝐬𝐬𝐢𝐨𝐧 𝐭𝐨 𝐥𝐞𝐚𝐝. 𝐒𝐭𝐚𝐫𝐭 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐚𝐫𝐞.

When I first started mentoring women, I didn’t have a fancy title or a long list of awards. I was still in the trenches of building Payomatix, unsure of my next step, and wrestling with more questions than answers.

𝘉𝘶𝘵 𝘩𝘦𝘳𝘦’𝘴 𝘸𝘩𝘢𝘵 𝘐 𝘳𝘦𝘢𝘭𝘪𝘻𝘦𝘥: 𝘭𝘦𝘢𝘥𝘦𝘳𝘴𝘩𝘪𝘱 𝘪𝘴𝘯’𝘵 𝘢𝘣𝘰𝘶𝘵 𝘩𝘢𝘷𝘪𝘯𝘨 𝘪𝘵 𝘢𝘭𝘭 𝘧𝘪𝘨𝘶𝘳𝘦𝘥 𝘰𝘶𝘵. 𝘐𝘵’𝘴 𝘢𝘣𝘰𝘶𝘵 𝘴𝘩𝘢𝘳𝘪𝘯𝘨 𝘸𝘩𝘢𝘵 𝘺𝘰𝘶 𝘥𝘰 𝘬𝘯𝘰𝘸—𝘳𝘪𝘨𝘩𝘵 𝘯𝘰𝘸, 𝘢𝘴 𝘺𝘰𝘶 𝘭𝘦𝘢𝘳𝘯.

One of my earliest mentees was a young woman trying to launch her own consulting business. 𝐈 𝐝𝐢𝐝𝐧’𝐭 𝐡𝐚𝐯𝐞 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐚𝐧𝐬𝐰𝐞𝐫𝐬, 𝐛𝐮𝐭 𝐈 𝐬𝐡𝐚𝐫𝐞𝐝 𝐰𝐡𝐚𝐭 𝐈’𝐝 𝐥𝐞𝐚𝐫𝐧𝐞𝐝 𝐚𝐛𝐨𝐮𝐭 𝐥𝐢𝐬𝐭𝐞𝐧𝐢𝐧𝐠 𝐝𝐞𝐞𝐩𝐥𝐲, 𝐨𝐰𝐧𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐯𝐨𝐢𝐜𝐞, 𝐚𝐧𝐝 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐭𝐫𝐮𝐬𝐭. It wasn’t about being an expert—it was about showing up.

𝘛𝘰𝘥𝘢𝘺, 𝘐 𝘴𝘵𝘪𝘭𝘭 𝘣𝘦𝘭𝘪𝘦𝘷𝘦 𝘮𝘦𝘯𝘵𝘰𝘳𝘴𝘩𝘪𝘱 𝘴𝘵𝘢𝘳𝘵𝘴 𝘸𝘪𝘵𝘩 𝘵𝘸𝘰 𝘵𝘩𝘪𝘯𝘨𝘴:
 ❤️ 𝘈 𝘸𝘪𝘭𝘭𝘪𝘯𝘨𝘯𝘦𝘴𝘴 𝘵𝘰 𝘴𝘩𝘢𝘳𝘦 𝘺𝘰𝘶𝘳 𝘴𝘵𝘰𝘳𝘺
 🧠 𝘈𝘯𝘥 𝘢 𝘤𝘰𝘮𝘮𝘪𝘵𝘮𝘦𝘯𝘵 𝘵𝘰 𝘭𝘦𝘢𝘳𝘯 𝘵𝘰𝘨𝘦𝘵𝘩𝘦𝘳

So if you’re waiting for a sign that you’re “ready” to lead, this is it.

 𝐒𝐭𝐚𝐫𝐭 𝐬𝐦𝐚𝐥𝐥. 𝐒𝐭𝐚𝐫𝐭 𝐦𝐞𝐬𝐬𝐲. 𝐒𝐭𝐚𝐫𝐭 𝐚𝐧𝐲𝐰𝐚𝐲.

 You don’t need permission to help someone else find their way.

𝙈𝙖𝙣𝙞𝙛𝙚𝙨𝙩𝙖𝙩𝙞𝙤𝙣 𝙞𝙨𝙣’𝙩 𝙢𝙖𝙜𝙞𝙘 – 𝙞𝙩’𝙨 𝙥𝙪𝙧𝙚 𝙨𝙘𝙞𝙚𝙣𝙘𝙚! ♡

Just like a seed grows when the soil, water, air & sunlight align… your dreams manifest when the right thoughts, actions & energy align too. 

You don’t chase the tree to grow, you nurture the roots, That’s the secret
Want to learn how to create the right “conditions” for your goals?

#Manifestation #Mindset #AlignedLiving #Growth #LifeCoach #Women #Empowered #LawOfAttraction #Actions

"𝙏𝙝𝙚 𝙅𝙤𝙮 𝙤𝙛 𝙎𝙝𝙖𝙧𝙞𝙣𝙜 𝙔𝙤𝙪𝙧 𝙎𝙩𝙤𝙧𝙮 𝙖𝙣𝙙 𝙒𝙖𝙩𝙘𝙝𝙞𝙣𝙜 𝙊𝙩𝙝𝙚𝙧𝙨 𝙇𝙚𝙖𝙧𝙣"

There’s a special kind of joy in sharing your experiences—your struggles, triumphs, and the lessons you’ve learned. It’s not just about telling your story, but knowing that others can learn from it.

I’ve realized that the true power of storytelling isn’t in the act of sharing, but in seeing someone’s eyes light up when they hear something that resonates. Your challenges, your mistakes, can become their guideposts—helping them avoid the same hurdles or find the courage to move forward.

When you share, you’re not just telling a tale; you’re offering wisdom. Your journey, with all its twists and turns, can inspire someone else to keep going or change their perspective entirely. It’s a quiet satisfaction—knowing your experiences are making a difference.

So, share your story. You never know how your words might impact someone else’s life.

#Storytelling #LifeLessons #Mentorship #SharingIsCaring #PersonalGrowth

"𝙎𝙤𝙢𝙚𝙩𝙞𝙢𝙚𝙨 𝙔𝙤𝙪 𝙁𝙤𝙧𝙜𝙚𝙩 𝙏𝙝𝙖𝙩 𝙔𝙤𝙪 𝘼𝙧𝙚 𝘼𝙢𝙖𝙯𝙞𝙣𝙜—𝙎𝙤 𝙏𝙝𝙞𝙨 𝙄𝙨 𝙔𝙤𝙪𝙧 𝙍𝙚𝙢𝙞𝙣𝙙𝙚𝙧"

Life can get busy, and we often find ourselves caught up in the hustle, facing challenges, or striving for the next goal. In the process, it’s easy to forget how incredible you truly are.

But here’s the truth: You are amazing. You’ve come so far, overcome so much, and you’re stronger than you realize.

✨ This is your reminder: The way you show up every day, the way you face challenges, the way you continue to grow and evolve—it’s all a testament to your strength and resilience.

So, when doubt creeps in, when the road feels tough, or when you feel unnoticed—pause. Look at how far you’ve come. You are capable of incredible things. You are enough. And you are doing more than you realize.

💬 Take a moment to remind yourself of your greatness. What’s one achievement or moment that makes you proud? Let’s celebrate ourselves today! 👇

#YouAreAmazing #SelfLove #Empowerment #Confidence #PersonalGrowth

𝐖𝐡𝐲 𝐈 𝐃𝐞𝐜𝐢𝐝𝐞𝐝 𝐭𝐨 𝐊𝐞𝐞𝐩 𝐌𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐁𝐨𝐨𝐭𝐬𝐭𝐫𝐚𝐩𝐩𝐞𝐝 💪✨

For a while, I thought the only path to success was to raise funding, scale fast, and chase the big headlines. 🌟 But deep down, I knew there was another way—one that felt more me.

When I started my business, I made a conscious decision: to keep it bootstrapped. 𝑻𝒉𝒂𝒕 𝒎𝒆𝒂𝒏𝒕 𝒏𝒐 𝒐𝒖𝒕𝒔𝒊𝒅𝒆 𝒊𝒏𝒗𝒆𝒔𝒕𝒐𝒓𝒔, 𝒏𝒐 𝒈𝒊𝒗𝒊𝒏𝒈 𝒖𝒑 𝒄𝒐𝒏𝒕𝒓𝒐𝒍, 𝒂𝒏𝒅 𝒏𝒐 𝒑𝒓𝒆𝒔𝒔𝒖𝒓𝒆 𝒕𝒐 𝒈𝒓𝒐𝒘 𝒂𝒕 𝒔𝒐𝒎𝒆𝒐𝒏𝒆 𝒆𝒍𝒔𝒆’𝒔 𝒑𝒂𝒄𝒆.

Was it easy? Not at all. There were nights when I wondered if I was making a huge mistake—if I’d regret not taking the money when it was on the table. 

But here’s what I’ve learned along the way:
💡 𝐵𝑜𝑜𝑡𝑠𝑡𝑟𝑎𝑝𝑝𝑖𝑛𝑔 𝑓𝑜𝑟𝑐𝑒𝑑 𝑚𝑒 𝑡𝑜 𝑠𝑡𝑎𝑦 𝑙𝑎𝑠𝑒𝑟-𝑓𝑜𝑐𝑢𝑠𝑒𝑑 𝑜𝑛 𝑟𝑒𝑎𝑙 𝑣𝑎𝑙𝑢𝑒—𝑛𝑜𝑡 𝑗𝑢𝑠𝑡 𝑠ℎ𝑖𝑛𝑦 𝑚𝑒𝑡𝑟𝑖𝑐𝑠. 
💡 𝐼𝑡 𝑡𝑎𝑢𝑔ℎ𝑡 𝑚𝑒 𝑡𝑜 𝑏𝑒 𝑟𝑒𝑠𝑜𝑢𝑟𝑐𝑒𝑓𝑢𝑙 𝑎𝑛𝑑 𝑐𝑟𝑒𝑎𝑡𝑖𝑣𝑒, 𝑏𝑒𝑐𝑎𝑢𝑠𝑒 𝑒𝑣𝑒𝑟𝑦 𝑑𝑜𝑙𝑙𝑎𝑟 𝑐𝑜𝑢𝑛𝑡𝑒𝑑. 
💡 𝑀𝑜𝑠𝑡 𝑜𝑓 𝑎𝑙𝑙, 𝑖𝑡 𝑔𝑎𝑣𝑒 𝑚𝑒 𝑡ℎ𝑒 𝑓𝑟𝑒𝑒𝑑𝑜𝑚 𝑡𝑜 𝑏𝑢𝑖𝑙𝑑 𝑠𝑜𝑚𝑒𝑡ℎ𝑖𝑛𝑔 𝑡ℎ𝑎𝑡 𝑎𝑙𝑖𝑔𝑛𝑠 𝑤𝑖𝑡ℎ 𝑚𝑦 𝑣𝑎𝑙𝑢𝑒𝑠 𝑎𝑛𝑑 𝑣𝑖𝑠𝑖𝑜𝑛.

I’ve seen countless examples of this approach working. Take Basecamp, for example—they’ve always been bootstrapped, and it’s allowed them to create a product that’s both profitable and true to their principles. Their story showed me that you don’t have to follow the crowd to build something meaningful.

Staying bootstrapped doesn’t mean playing small—it means playing on your own terms. 🚀

I’m curious: Have you ever made a decision to defy expectations in your career or business? What did it teach you? Let’s share and learn from each other! 🌱

#Bootstrapping #Entrepreneurship #Leadership #BusinessGrowth #Authenticity

𝐓𝐡𝐞 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐦𝐢𝐬𝐭𝐚𝐤𝐞 𝐈 𝐦𝐚𝐝𝐞 𝐢𝐧 𝐦𝐲 𝐟𝐢𝐫𝐬𝐭 𝐲𝐞𝐚𝐫 𝐚𝐬 𝐚 𝐟𝐨𝐮𝐧𝐝𝐞𝐫?

 I tried to do everything alone.

When I started Payomatix, I had the vision, the drive, and a crystal-clear idea of the impact I wanted to create. What I didn’t have was the humility to ask for help.

I thought asking questions made me look weak. I thought delegation meant I wasn’t capable.

 So I micromanaged. I overworked. I burned out.

 And in the process, I slowed down the very growth I was trying to build.

One night, after a 18-hour day and three client calls that didn’t go as planned, I realized something that shifted everything:

 Resilience isn’t about how much weight you can carry. It’s about knowing when to share the load.

I started listening more. Delegating better. Trusting my team.

 I also built a circle of mentors—strong, smart people who challenged me without ego.

Payomatix became stronger when I stopped trying to be invincible—and focused on being intentional.

So if you’re in year one of your startup journey, here’s my message to you:

 💬 Don’t wait until you’re drowning to ask for a lifeline.
 🤝 Resilience is a team sport.
 🚀 And growth? It happens when you let go—not when you hold tighter.

"𝙃𝙖𝙡𝙛𝙬𝙖𝙮 𝙏𝙝𝙧𝙤𝙪𝙜𝙝 𝙩𝙝𝙚 𝙔𝙚𝙖𝙧: 𝙏𝙝𝙚 𝙇𝙚𝙨𝙨𝙤𝙣𝙨 𝙄’𝙫𝙚 𝙇𝙚𝙖𝙧𝙣𝙚𝙙"

As May comes to an end, and the year marches on toward its halfway point, I’ve had time to reflect on the lessons I’ve learned so far. This year has been nothing short of transformative, and it feels like the universe has been gently guiding me toward deeper understanding.

💡 Karma is real. We often hear about it, but it’s only when you experience it firsthand that you realize how it works—what you put out into the world always finds its way back to you. Whether it's kindness or negativity, it has a way of circling back.

🌱 Good deeds always come back—sometimes when you least expect it. I’ve witnessed how even the smallest acts of kindness create ripples of positivity in my life and the lives of others. Every thoughtful gesture, every moment of empathy, makes the world just a little bit better.

💫 People who are meant to be in your life will stay. Through thick or thin, the right people will never leave your side. And those who aren’t meant to stay? The universe has a way of putting them in situations that make them leave on their own. The cleansing is done by the Supreme Universe; we only have to let go.

🔑 This year, I’ve learned that letting go is the key—whether it’s people, expectations, or old stories that no longer serve me. Letting go makes room for the things that are meant to be in my life.

🌸 As we approach the next half of the year, I’m embracing these lessons with gratitude and trust. The universe is always working in ways we can’t always see, but it’s always guiding us toward what’s best for us.

💬 What lessons have you learned so far this year? Let’s reflect and share the wisdom we’ve gained along the way. 👇

#LifeLessons #Karma #LetGo #PersonalGrowth #Universe #TrustTheProcess

I WANT THIS POST TO GO VIRAL 🤩

Well… not really! 😂

I’m here for meaningful connections, not just views or likes.

 If you’re anywhere in the payments world 🌍💳 — fintech, banking, crypto, compliance — let’s connect!

I truly believe that:
 💡 Everyone we meet has something to teach us
 🌱 Connections today can be collaborations tomorrow

So, if you’re working on something exciting, have an idea to share, or just want to expand your network — send me a connection request!

👉 Let’s see where this journey takes us! 🚀

Are you in the payments domain too? Let’s connect!

 Drop a hello in the comments or send me a request! 😊

#Payments #Fintech #Networking #MeaningfulConnections #PaymentsCommunity

"𝐖𝐞𝐥𝐜𝐨𝐦𝐞 𝐭𝐨 𝐏𝐒𝐏 𝐀𝐜𝐚𝐝𝐞𝐦𝐲 – 𝐌𝐲 𝐖𝐚𝐲 𝐨𝐟 𝐆𝐢𝐯𝐢𝐧𝐠 𝐁𝐚𝐜𝐤"

Over the past 20 years, I’ve immersed myself in the world of payments—working with companies, overcoming challenges, and learning the ins and outs of this complex industry. 𝑨𝒍𝒐𝒏𝒈 𝒕𝒉𝒆 𝒘𝒂𝒚, 𝑰 𝒓𝒆𝒂𝒍𝒊𝒛𝒆𝒅 𝒉𝒐𝒘 𝒎𝒖𝒄𝒉 𝒐𝒇 𝒕𝒉𝒊𝒔 𝒌𝒏𝒐𝒘𝒍𝒆𝒅𝒈𝒆 𝒔𝒕𝒂𝒚𝒔 𝒉𝒊𝒅𝒅𝒆𝒏—𝒍𝒐𝒄𝒌𝒆𝒅 𝒃𝒆𝒉𝒊𝒏𝒅 𝒄𝒍𝒐𝒔𝒆𝒅 𝒅𝒐𝒐𝒓𝒔, 𝒊𝒏𝒅𝒖𝒔𝒕𝒓𝒚 𝒋𝒂𝒓𝒈𝒐𝒏, 𝒐𝒓 𝒔𝒊𝒎𝒑𝒍𝒚 𝒐𝒖𝒕 𝒐𝒇 𝒓𝒆𝒂𝒄𝒉 𝒇𝒐𝒓 𝒕𝒉𝒐𝒔𝒆 𝒋𝒖𝒔𝒕 𝒔𝒕𝒂𝒓𝒕𝒊𝒏𝒈 𝒐𝒖𝒕.

That’s why I created PSP Academy. This isn’t just another set of courses—it’s my way of giving back. I’ve put everything I’ve learned—lessons from the field, practical insights, and hard-earned wisdom—into these courses, so anyone with a dream can take their first step with confidence.

𝐀𝐧𝐝 𝐡𝐞𝐫𝐞’𝐬 𝐭𝐡𝐞 𝐛𝐞𝐬𝐭 𝐩𝐚𝐫𝐭: 𝐢𝐭’𝐬 𝐜𝐨𝐦𝐩𝐥𝐞𝐭𝐞𝐥𝐲 𝐟𝐫𝐞𝐞. 

NO CATCH, NO PAYWALL—JUST OPEN ACCESS TO KNOWLEDGE AND REAL-WORLD GUIDANCE. BECAUSE I TRULY BELIEVE EVERYONE DESERVES THE CHANCE TO BUILD SOMETHING GREAT.

So please, explore, learn, and share it with anyone you think can benefit. Let’s spread the knowledge and empower the next wave of payment innovators—together.

𝐈’𝐦 𝐠𝐥𝐚𝐝 𝐲𝐨𝐮’𝐫𝐞 𝐡𝐞𝐫𝐞. 𝐋𝐞𝐭’𝐬 𝐠𝐞𝐭 𝐬𝐭𝐚𝐫𝐭𝐞𝐝!

Open article: PSP Academy - From Idea to Impact: Your PSP Roadmap by psp.academy

PSP Academy - From Idea to Impact: Your PSP Roadmap

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