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Ruchi Rathor

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🌟 Seasoned FinTech Professional with 17+ Years of Experience 👩‍💻 My Journey: Born and raised in Agra, India 🇮🇳 Graduated in Computer Science, breaking into a male-dominated tech world 🌐 Overcame challenges to drive inclusivity and diversity in tech 🌍 🚀 Founder of Payomatix: Built a cutting-edge payment platform optimizing financial transactions globally 💳 Partnered with leaders like Wirecard, Elavon, and First Data 🀝 Developed innovative payment solutions transforming businesses from startups to global enterprises 🏢 💡 Founder of RaiseMoney: Created a platform to empower businesses and non-profits with seamless fundraising solutions 🌱 Simplifies fundraising through secure, efficient, and transparent processes 💞 🏆 Key Achievements: Recognized for pioneering payment integrations for global retailers and SMEs 🏅 Recipient of multiple awards and industry certifications 🥇 🔥 What Drives Me: Passion for developing groundbreaking solutions 💡 Dedication to fostering growth, collaboration, and inclusivity 💪 Thrives in high-pressure environments while building a supportive team culture 🧑‍🀝‍🧑 🌍 Founder, Empowered Women Foundation: A non-profit organization supporting women through education, skill development, and entrepreneurship 👩‍🎓 Mentoring women to build confidence, financial independence, and leadership skills ✹ 💬 Let's Connect! Open to collaborations, sharing insights, or discussing innovative payment and fundraising projects. Feel free to reach out! Specialties: FinTech Innovation 🚀 Payment Gateway & Processing 💳 Acquiring & Merchant Solutions 🏊 Startup Investing & Mentoring 💌 Strategic Planning & Thought Leadership 🧠 Public Speaking 🎀 Global Payment Infrastructure 🌐 BOOK AN APPOINTMENT : https://calendly.com/d/ckx8-g2t-rvq/cashier-system-international

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𝗬𝗌𝘂 𝗮𝗿𝗲 𝗮𝗹𝗹𝗌𝘄𝗲𝗱 𝘁𝗌 𝘀𝗮𝘆 𝙣𝙀. One of the most important lessons I’ve learned—both personally and professionally—is the power of 𝗯𝗌𝘂𝗻𝗱𝗮𝗿𝗶𝗲𝘀. Whether it’s in business or in relationships, clearly defining what you’re willing to accept, give, or tolerate is not selfish—it’s essential. Too often, we stretch ourselves thin trying to please everyone, fearing that saying “no” might disappoint someone. 𝗛𝗌𝘄𝗲𝘃𝗲𝗿, 𝘄𝗵𝗲𝗻 𝘄𝗲 𝗰𝗌𝗻𝘀𝗶𝘀𝘁𝗲𝗻𝘁𝗹𝘆 𝘀𝗮𝘆 "𝘆𝗲𝘀" 𝗮𝘁 𝘁𝗵𝗲 𝗰𝗌𝘀𝘁 𝗌𝗳 𝗌𝘂𝗿 𝗜𝗲𝗿𝘀𝗌𝗻𝗮𝗹 𝘄𝗲𝗹𝗹-𝗯𝗲𝗶𝗻𝗎, 𝘄𝗲 𝘂𝗻𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝗶𝗹𝘆 𝗰𝗌𝗻𝘁𝗿𝗶𝗯𝘂𝘁𝗲 𝘁𝗌 𝘀𝘁𝗿𝗲𝘀𝘀, 𝗯𝘂𝗿𝗻𝗌𝘂𝘁, 𝗮𝗻𝗱 𝗲𝘃𝗲𝗻 𝗿𝗲𝘀𝗲𝗻𝘁𝗺𝗲𝗻𝘁. Setting boundaries doesn’t mean you care less. It means you care enough—about your own well-being, energy, and time—to honor them. 𝗔𝗻𝗱 𝘄𝗵𝗲𝗻 𝘆𝗌𝘂 𝗿𝗲𝘀𝗜𝗲𝗰𝘁 𝘆𝗌𝘂𝗿 𝗌𝘄𝗻 𝗹𝗶𝗺𝗶𝘁𝘀, 𝘆𝗌𝘂 𝗲𝗻𝗰𝗌𝘂𝗿𝗮𝗎𝗲 𝗌𝘁𝗵𝗲𝗿𝘀 𝘁𝗌 𝗱𝗌 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲. 💡 𝘏𝘊𝘳𝘊’𝘎 𝘞𝘩𝘢𝘵 𝘐 𝘳𝘊𝘮𝘪𝘯𝘥 𝘮𝘺𝘎𝘊𝘭𝘧 𝘰𝘧𝘵𝘊𝘯: • "No" is a complete sentence. • Protecting your peace is a form of self-respect. • You cannot pour from an empty cup. If something doesn’t align with your values, your time, or your capacity—it’s okay to step back. The right people will understand, and the right opportunities will wait. Let’s normalize choosing mental clarity over constant availability. Let’s normalize saying “no” without guilt. Let’s normalize living without unwanted stress. 𝗬𝗌𝘂𝗿 𝗯𝗌𝘂𝗻𝗱𝗮𝗿𝗶𝗲𝘀 𝗮𝗿𝗲 𝘆𝗌𝘂𝗿 𝗜𝗌𝘄𝗲𝗿. 𝗢𝘄𝗻 𝘁𝗵𝗲𝗺. 💪 #Leadership #Boundaries #MentalWellbeing #ProfessionalGrowth #MindfulLiving #WomenInBusiness #RuchiRathor #Empowerment #SelfRespect


20

"𝙏𝙝𝙚 𝙅𝙀𝙮 𝙀𝙛 𝙎𝙝𝙖𝙧𝙞𝙣𝙜 𝙔𝙀𝙪𝙧 𝙎𝙩𝙀𝙧𝙮 𝙖𝙣𝙙 𝙒𝙖𝙩𝙘𝙝𝙞𝙣𝙜 𝙊𝙩𝙝𝙚𝙧𝙚 𝙇𝙚𝙖𝙧𝙣" There’s a special kind of joy in sharing your experiences—your struggles, triumphs, and the lessons you’ve learned. It’s not just about telling your story, but knowing that others can learn from it. I’ve realized that the true power of storytelling isn’t in the act of sharing, but in seeing someone’s eyes light up when they hear something that resonates. Your challenges, your mistakes, can become their guideposts—helping them avoid the same hurdles or find the courage to move forward. When you share, you’re not just telling a tale; you’re offering wisdom. Your journey, with all its twists and turns, can inspire someone else to keep going or change their perspective entirely. It’s a quiet satisfaction—knowing your experiences are making a difference. So, share your story. You never know how your words might impact someone else’s life. #Storytelling #LifeLessons #Mentorship #SharingIsCaring #PersonalGrowth


19

𝗧𝗵𝗲 𝗔𝗿𝘁 𝗌𝗳 𝗟𝗶𝘀𝘁𝗲𝗻𝗶𝗻𝗎 — 𝗪𝗵𝗮𝘁 𝗘𝘃𝗲𝗿𝘆 𝗚𝗿𝗲𝗮𝘁 𝗟𝗲𝗮𝗱𝗲𝗿 𝗣𝗿𝗮𝗰𝘁𝗶𝗰𝗲𝘀 𝗗𝗮𝗶𝗹𝘆 𝗠𝗌𝘀𝘁 𝗜𝗲𝗌𝗜𝗹𝗲 𝗵𝗲𝗮𝗿. 𝗩𝗲𝗿𝘆 𝗳𝗲𝘄 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝙡𝙞𝙚𝙩𝙚𝙣. Over the years, I’ve come to realize that one of the most underrated, yet transformative, leadership skills is the ability to 𝗹𝗶𝘀𝘁𝗲𝗻 𝗱𝗲𝗲𝗜𝗹𝘆. Not to respond. Not to advise. Not to solve. But simply—to 𝘶𝘯𝘥𝘊𝘳𝘎𝘵𝘢𝘯𝘥. In meetings, we often focus so much on what we want to say next that we forget to truly hear what others are sharing. But as a leader, when you 𝗜𝗮𝘂𝘀𝗲 𝘁𝗌 𝗎𝗲𝗻𝘂𝗶𝗻𝗲𝗹𝘆 𝗹𝗶𝘀𝘁𝗲𝗻, something powerful happens: ✹ People feel seen. ✹ They feel safe. ✹ And they start to show up with more honesty, creativity, and confidence. At Payomatix, one of the practices I’m most proud of isn’t a strategy—it’s a habit: 𝗪𝗲 𝗹𝗶𝘀𝘁𝗲𝗻. Not just in town halls or feedback surveys, but in every conversation. We ask, “𝘞𝘩𝘢𝘵 𝘥𝘰 𝘺𝘰𝘶 𝘯𝘊𝘊𝘥 𝘵𝘰 𝘧𝘊𝘊𝘭 𝘎𝘶𝘱𝘱𝘰𝘳𝘵𝘊𝘥?” and then—we stay silent and 𝘭𝘪𝘎𝘵𝘊𝘯. Because leadership isn’t about having the loudest voice. It’s about creating space where 𝗲𝘃𝗲𝗿𝘆𝗌𝗻𝗲’𝘀 𝘃𝗌𝗶𝗰𝗲 𝗺𝗮𝘁𝘁𝗲𝗿𝘀. 🧠 Great leaders don’t dominate the room—they draw others out. 🧭 They don’t impose answers—they uncover truth through understanding. Here’s what I’ve learned: • Listening builds trust faster than any motivational speech. • It reveals problems before they explode. • And it creates a culture where people feel valued beyond their performance. 𝗡𝗌𝘄 𝗜’𝗱 𝗹𝗌𝘃𝗲 𝘁𝗌 𝗮𝘀𝗞 𝘆𝗌𝘂 𝘁𝗵𝗶𝘀: When was the last time you 𝘧𝘊𝘭𝘵 𝘵𝘳𝘶𝘭𝘺 𝘩𝘊𝘢𝘳𝘥—and what did it change for you? 👇 Let’s start a conversation about the power of presence. #Leadership #ListeningSkills #EmpatheticLeadership #TeamCulture #CommunicationMatters #WomenInBusiness #RuchiRathor #FintechLeadership #EmotionalIntelligence


17

🔥 𝗚𝗿𝗌𝘄𝘁𝗵 𝗛𝗮𝗜𝗜𝗲𝗻𝘀 𝗢𝘂𝘁𝘀𝗶𝗱𝗲 𝗬𝗌𝘂𝗿 𝗖𝗌𝗺𝗳𝗌𝗿𝘁 𝗭𝗌𝗻𝗲 — 𝗛𝗌𝘄 𝘁𝗌 𝗘𝗺𝗯𝗿𝗮𝗰𝗲 𝗗𝗶𝘀𝗰𝗌𝗺𝗳𝗌𝗿𝘁 Let’s be honest: 𝗖𝗌𝗺𝗳𝗌𝗿𝘁 𝗳𝗲𝗲𝗹𝘀 𝗎𝗌𝗌𝗱  𝗯𝘂𝘁 𝗶𝘁 𝗿𝗮𝗿𝗲𝗹𝘆 𝗹𝗲𝗮𝗱𝘀 𝘁𝗌 𝗎𝗿𝗲𝗮𝘁𝗻𝗲𝘀𝘀. If I had stayed in my comfort zone, I would’ve never founded a fintech company. I would’ve never stepped onto global stages. And I definitely wouldn’t be writing this post today as a woman in an industry that still tells us—subtly or overtly—𝘵𝘩𝘪𝘎 𝘎𝘱𝘢𝘀𝘊 𝘪𝘎𝘯’𝘵 𝘣𝘶𝘪𝘭𝘵 𝘧𝘰𝘳 𝘺𝘰𝘶. But here’s the truth I’ve learned: 𝗘𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗎 𝘆𝗌𝘂 𝘁𝗿𝘂𝗹𝘆 𝘄𝗮𝗻𝘁—𝗎𝗿𝗌𝘄𝘁𝗵, 𝗶𝗺𝗜𝗮𝗰𝘁, 𝗹𝗲𝗎𝗮𝗰𝘆—𝗹𝗶𝘃𝗲𝘀 𝗷𝘂𝘀𝘁 𝗯𝗲𝘆𝗌𝗻𝗱 𝘄𝗵𝗮𝘁 𝗳𝗲𝗲𝗹𝘀 𝗲𝗮𝘀𝘆. When I started Payomatix, it wasn’t comfortable. • I didn’t have all the answers. • I faced skepticism, especially as a woman in tech. • I had to navigate uncharted systems, scale teams, and build trust in an industry that demands perfection. • But with every uncomfortable conversation, failed pitch, or sleepless night
 𝗜 𝗎𝗿𝗲𝘄. 🧭 Discomfort teaches you clarity. 🔥 Discomfort builds resilience. 🚀 Discomfort forces you to rise. The real magic happens when you stop asking: “How can I avoid this?” And start asking: “What is this challenge here to teach me?” Growth is not accidental. It’s intentional. It’s a decision to lean in when every part of you wants to retreat. And here’s the best part: Every time you stretch beyond what feels familiar, your 𝘯𝘊𝘞 comfort zone expands. What scared you last year? Now it feels like second nature. 𝗊𝗌 𝗵𝗲𝗿𝗲’𝘀 𝗮 𝗟𝘂𝗲𝘀𝘁𝗶𝗌𝗻 𝗳𝗌𝗿 𝘆𝗌𝘂: 💬 What’s one thing you’re doing right now that makes you uncomfortable—but you know is growing you? 👇 I’d love to hear your story. Let’s normalize embracing the stretch. #Leadership #PersonalGrowth #ComfortZone #EntrepreneurMindset #FintechLeadership #WomenInBusiness #GrowthMindset #RuchiRathor #TransformationJourney #MindfulSuccess


16

𝐓𝐡𝐞 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐊𝐢𝐬𝐭𝐚𝐀𝐞 𝐈 𝐊𝐚𝐝𝐞 𝐢𝐧 𝐊𝐲 𝐟𝐢𝐫𝐬𝐭 𝐲𝐞𝐚𝐫 𝐚𝐬 𝐚 𝐟𝐚𝐮𝐧𝐝𝐞𝐫? I tried to do everything alone. When I started Payomatix, I had the vision, the drive, and a crystal-clear idea of the impact I wanted to create. What I didn’t have was the humility to ask for help. I thought asking questions made me look weak. I thought delegation meant I wasn’t capable. So I micromanaged. I overworked. I burned out. And in the process, I slowed down the very growth I was trying to build. One night, after a 18-hour day and three client calls that didn’t go as planned, I realized something that shifted everything: Resilience isn’t about how much weight you can carry. It’s about knowing when to share the load. I started listening more. Delegating better. Trusting my team. I also built a circle of mentors—strong, smart people who challenged me without ego. Payomatix became stronger when I stopped trying to be invincible—and focused on being intentional. So if you’re in year one of your startup journey, here’s my message to you: 💬 Don’t wait until you’re drowning to ask for a lifeline. 🀝 Resilience is a team sport. 🚀 And growth? It happens when you let go—not when you hold tighter.


16

𝗛𝗌𝘄 𝗩𝘂𝗹𝗻𝗲𝗿𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗖𝗮𝗻 𝗕𝗲 𝗬𝗌𝘂𝗿 𝗕𝗶𝗎𝗎𝗲𝘀𝘁 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗜 𝗊𝘁𝗿𝗲𝗻𝗎𝘁𝗵 𝗟𝗲𝘁 𝗺𝗲 𝘁𝗲𝗹𝗹 𝘆𝗌𝘂 𝗮 𝘀𝗲𝗰𝗿𝗲𝘁. There was a time when I thought being a strong leader meant having all the answers. That showing emotion, admitting uncertainty, or saying “I don’t know” would make me look weak. But I’ve learned the opposite is true: 𝗩𝘂𝗹𝗻𝗲𝗿𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗶𝘀𝗻’𝘁 𝘄𝗲𝗮𝗞𝗻𝗲𝘀𝘀—𝗶𝘁’𝘀 𝗰𝗌𝘂𝗿𝗮𝗎𝗲 𝗶𝗻 𝗶𝘁𝘀 𝗜𝘂𝗿𝗲𝘀𝘁 𝗳𝗌𝗿𝗺. One of the most powerful moments in my leadership journey was when I stood in front of my team, after a painful business setback, and said: “I don’t have all the answers. But I do know this—we’ll figure it out, together.” That moment didn’t diminish trust—it deepened it. Why? Because 𝘱𝘊𝘰𝘱𝘭𝘊 𝘥𝘰𝘯’𝘵 𝘞𝘢𝘯𝘵 𝘱𝘊𝘳𝘧𝘊𝘀𝘵𝘪𝘰𝘯 𝘧𝘳𝘰𝘮 𝘵𝘩𝘊𝘪𝘳 𝘭𝘊𝘢𝘥𝘊𝘳𝘎. 𝘛𝘩𝘊𝘺 𝘞𝘢𝘯𝘵 𝘢𝘶𝘵𝘩𝘊𝘯𝘵𝘪𝘀𝘪𝘵𝘺. 🛑 Perfection disconnects. ✅ Vulnerability connects. When you allow yourself to be real, you create permission for others to be real too. And 𝘵𝘩𝘢𝘵 is where innovation, creativity, and true team strength are born. Here’s what I’ve come to believe: • Admitting you’re struggling invites support • Sharing your failures teaches resilience • Asking for help creates a culture of collaboration • At Payomatix, I make it a point to lead from this place. We don’t pretend here. We 𝘚𝘳𝘰𝘞 here. Because being human together is far more powerful than pretending to be perfect alone. 💡 𝗕𝗿𝗲𝗻𝗲́ 𝗕𝗿𝗌𝘄𝗻 𝘀𝗮𝗶𝗱 𝗶𝘁 𝗯𝗲𝘀𝘁: “𝗩𝘂𝗹𝗻𝗲𝗿𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗶𝘀 𝘁𝗵𝗲 𝗯𝗶𝗿𝘁𝗵𝗜𝗹𝗮𝗰𝗲 𝗌𝗳 𝗶𝗻𝗻𝗌𝘃𝗮𝘁𝗶𝗌𝗻, 𝗰𝗿𝗲𝗮𝘁𝗶𝘃𝗶𝘁𝘆, 𝗮𝗻𝗱 𝗰𝗵𝗮𝗻𝗎𝗲.” 𝗡𝗌𝘄 𝗜 𝘄𝗮𝗻𝘁 𝘁𝗌 𝗵𝗲𝗮𝗿 𝗳𝗿𝗌𝗺 𝘆𝗌𝘂. Have you ever seen vulnerability lead to strength—in yourself, your workplace, or your team? 👇 Share your story or thoughts in the comments. Let’s normalize real leadership. #Leadership #VulnerabilityIsStrength #AuthenticLeadership #CultureOfTrust #RealTalk #WomenInLeadership #RuchiRathor #FintechVoices #HumanFirstLeadership


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𝗝𝗌𝗯 𝗧𝗶𝘁𝗹𝗲: 𝗊𝗮𝗹𝗲𝘀 𝗠𝗮𝗻𝗮𝗎𝗲𝗿 – 𝗘𝗚 𝗥𝗲𝗎𝗶𝗌𝗻 📍 𝗟𝗌𝗰𝗮𝘁𝗶𝗌𝗻: Remote (Based in the EU) 🕒 𝗘𝗺𝗜𝗹𝗌𝘆𝗺𝗲𝗻𝘁 𝗧𝘆𝗜𝗲: Full-Time 𝗔𝗯𝗌𝘂𝘁 𝗣𝗮𝘆 𝗔𝗎𝗲𝗻𝗰𝘆: Pay Agency is a global 𝘄𝗵𝗶𝘁𝗲-𝗹𝗮𝗯𝗲𝗹 𝗜𝗮𝘆𝗺𝗲𝗻𝘁 𝗌𝗿𝗰𝗵𝗲𝘀𝘁𝗿𝗮𝘁𝗶𝗌𝗻 𝗜𝗹𝗮𝘁𝗳𝗌𝗿𝗺 specializing in 𝗵𝗶𝗎𝗵-𝗿𝗶𝘀𝗞 𝗜𝗮𝘆𝗺𝗲𝗻𝘁 𝗜𝗿𝗌𝗰𝗲𝘀𝘀𝗶𝗻𝗎 𝘀𝗌𝗹𝘂𝘁𝗶𝗌𝗻𝘀. We provide merchants across iGaming, Forex, CBD, Adult, Nutra, and emerging markets with a customized, scalable, and fully integrated payment infrastructure — covering card payments, crypto, and alternative payment methods (APMs) worldwide. As we expand our presence in the EU market, we are looking for a 𝗊𝗮𝗹𝗲𝘀 𝗠𝗮𝗻𝗮𝗎𝗲𝗿 (𝗘𝗚 𝗥𝗲𝗎𝗶𝗌𝗻) to drive client acquisition, build strategic partnerships, and contribute to our rapid growth across the region. 𝗞𝗲𝘆 𝗥𝗲𝘀𝗜𝗌𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀: 🔹 𝗟𝗲𝗮𝗱 𝗚𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗌𝗻 & 𝗣𝗿𝗌𝘀𝗜𝗲𝗰𝘁𝗶𝗻𝗎 • Identify and connect with high-risk merchants across EU markets (iGaming, Adult, Nutra, Crypto, Travel, etc.) • Build a strong lead pipeline through cold outreach, events, industry forums, and referrals 🔹 𝗖𝗌𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝘃𝗲 𝗊𝗮𝗹𝗲𝘀 • Understand each prospect’s unique payment challenges and operational needs • Offer tailored Pay Agency solutions, showcasing smart routing, risk management, and global coverage • Develop custom proposals in coordination with the onboarding and risk teams 🔹 𝗊𝗮𝗹𝗲𝘀 𝗖𝘆𝗰𝗹𝗲 𝗠𝗮𝗻𝗮𝗎𝗲𝗺𝗲𝗻𝘁 • Manage the full sales process from initial contact to negotiation and closing • Coordinate pre-sales documentation, pricing discussions, and contract finalization • Achieve and exceed monthly/quarterly revenue and onboarding targets 🔹 𝗠𝗮𝗿𝗞𝗲𝘁 𝗗𝗲𝘃𝗲𝗹𝗌𝗜𝗺𝗲𝗻𝘁 • Monitor EU regulatory updates related to payments, e-commerce, and high-risk industries • Provide feedback on local market trends, competitive offerings, and feature gaps • Represent Pay Agency at industry events, expos, and webinars across the EU region 𝗀𝘂𝗮𝗹𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗌𝗻𝘀 & 𝗘𝘅𝗜𝗲𝗿𝗶𝗲𝗻𝗰𝗲: ✔ 3–5 years of proven B2B sales experience in 𝗳𝗶𝗻𝘁𝗲𝗰𝗵, 𝗜𝗮𝘆𝗺𝗲𝗻𝘁𝘀, 𝗌𝗿 𝗵𝗶𝗎𝗵-𝗿𝗶𝘀𝗞 𝗺𝗲𝗿𝗰𝗵𝗮𝗻𝘁 𝘀𝗲𝗿𝘃𝗶𝗰𝗲𝘀 ✔ Strong understanding of 𝗘𝗚 𝗜𝗮𝘆𝗺𝗲𝗻𝘁 𝗹𝗮𝗻𝗱𝘀𝗰𝗮𝗜𝗲, acquiring networks, and alternative payment methods ✔ Experience with 𝘄𝗵𝗶𝘁𝗲-𝗹𝗮𝗯𝗲𝗹 𝘀𝗌𝗹𝘂𝘁𝗶𝗌𝗻𝘀, 𝗣𝗊𝗣𝘀, 𝗜𝗊𝗢𝘀, 𝗌𝗿 𝗣𝗮𝘆𝗙𝗮𝗰 𝗺𝗌𝗱𝗲𝗹𝘀 is highly preferred ✔ Demonstrated success in selling complex or customized tech/payment solutions ✔ Excellent verbal and written communication skills in English (additional EU languages a plus) 𝗥𝗲𝗮𝗱𝘆 𝘁𝗌 𝘀𝗵𝗮𝗜𝗲 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲 𝗌𝗳 𝗵𝗶𝗎𝗵-𝗿𝗶𝘀𝗞 𝗜𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗮𝗰𝗿𝗌𝘀𝘀 𝘁𝗵𝗲 𝗘𝗚? Send your CV to [𝗰𝗮𝗿𝗲𝗲𝗿𝘀@𝗜𝗮𝘆.𝗮𝗎𝗲𝗻𝗰𝘆] or message us directly to apply.


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"𝙏𝙝𝙚 𝙋𝙀𝙬𝙚𝙧 𝙀𝙛 𝙎𝙥𝙚𝙖𝙠𝙞𝙣𝙜 𝙔𝙀𝙪𝙧 𝙈𝙞𝙣𝙙: 𝘟𝙀𝙣𝙛𝙞𝙙𝙚𝙣𝙘𝙚 𝙏𝙝𝙧𝙀𝙪𝙜𝙝 𝘌𝙘𝙩𝙞𝙀𝙣" There’s something incredibly empowering about speaking your mind. It’s more than just sharing your opinion—it’s about owning your voice, expressing your thoughts with confidence, and making waves through your work. Speaking your mind builds confidence. The more you speak up, the more you trust your perspective. Over time, this confidence translates into action—both in how you show up and how others perceive you. Own your voice. Whether in meetings or one-on-one conversations, your ideas deserve to be heard. When you speak authentically, you don’t just express yourself—you create value. People will start listening, trusting, and respecting your opinions. Lead with integrity. Speaking your truth isn’t about being confrontational; it’s about being honest. When you share what you truly believe, others recognize your authenticity. That earns you trust, and trust is the foundation of leadership. Make waves through your work. Confidence isn’t just about words—it’s about actions. When you speak your mind and act on it, your work will start to reflect the power of your thoughts. Growth comes from vulnerability. Yes, it’s scary to speak up, but the more vulnerable you are, the more you learn, grow, and adapt. Don’t shy away from moments of discomfort—they’re often the birthplace of new ideas and breakthroughs. Create impact. Your words have the power to create change. Speak clearly, act decisively, and the ripples of your actions will resonate beyond your immediate circle. 💬 How has speaking your mind helped you grow? Let’s talk about the power of owning your voice and making an impact! 👇 #Confidence #SpeakUp #Leadership #Authenticity #Growth


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"The Day I Started Trusting My Intuition and Everything Changed" There was a time in my life when I doubted myself constantly. I relied on logic and facts to make every decision, thinking that the more information I had, the better choices I’d make. But I often felt something was missing—like I was following a path that wasn’t truly mine. It wasn’t until I hit a crossroads in my career that I decided to listen to my gut. I’d been offered a business opportunity that seemed perfect on paper, but something inside me felt uneasy. At first, I pushed the feeling aside—after all, everything looked great. But then, I decided to pause. I took a step back, took a deep breath, and listened to that inner voice. It wasn’t a loud shout, but a quiet knowing. 💡 I trusted my intuition, even though it didn’t make sense at the time. And that decision led me to a path that felt more aligned with my values, passions, and purpose. 🔑 The lesson? Your intuition speaks when your mind is still. It’s that subtle nudge that guides you towards what feels right, even when logic says otherwise. 🌱 Listening to my intuition hasn’t just changed my decisions—it’s transformed the way I approach life and business. 💬 How do you connect with your intuition? Have you ever trusted your gut, even when it didn’t make sense? Let’s share our stories and learn from each other! 👇 #Intuition #TrustYourself #SelfDiscovery #Growth


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𝗧𝗵𝗲 𝗥𝗌𝗌𝗺 𝗪𝗮𝘀𝗻’𝘁 𝗕𝘂𝗶𝗹𝘁 𝗳𝗌𝗿 𝗠𝗲—𝗊𝗌 𝗜 𝗕𝘂𝗶𝗹𝘁 𝗠𝘆 𝗢𝘄𝗻 They said fintech isn’t for women. Too technical. Too complex. Too... “not for you.” 🀷‍♀ But here I am—not just in it, but 𝗹𝗲𝗮𝗱𝗶𝗻𝗎. Not just competing—but creating. 💡 When I founded 𝗣𝗮𝘆𝗌𝗺𝗮𝘁𝗶𝘅, I wasn’t just building a company. I was challenging the narrative, rewriting the rules, and solving a problem no one was truly solving: 👉 Not just getting MIDs 👉 But integrating them, intelligently and globally 🌍 We don’t follow the path. We build it. 💥 "𝘠𝘰𝘶 𝘥𝘰𝘯’𝘵 𝘩𝘢𝘷𝘊 𝘵𝘰 𝘧𝘪𝘵 𝘪𝘯 𝘞𝘩𝘊𝘳𝘊 𝘺𝘰𝘶 𝘞𝘊𝘳𝘊 𝘯𝘊𝘷𝘊𝘳 𝘮𝘊𝘢𝘯𝘵 𝘵𝘰 𝘎𝘩𝘳𝘪𝘯𝘬." 💬 What’s one room you had to fight to be in—or build for yourself? #Fintech #WomenInTech #Leadership #RuchiRathor #Payomatix #PowerMoves


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When I first entered the world of finance and technology, I knew I was stepping into spaces where women like me were often overlooked. 𝗕𝘂𝘁 𝗜 𝗱𝗶𝗱𝗻’𝘁 𝗹𝗲𝘁 𝘁𝗵𝗮𝘁 𝘀𝘁𝗌𝗜 𝗺𝗲—𝗶𝗳 𝗮𝗻𝘆𝘁𝗵𝗶𝗻𝗎, 𝗶𝘁 𝗳𝘂𝗲𝗹𝗲𝗱 𝗺𝗲. I’ve always believed that the things that make us feel like outsiders can become our greatest strengths. My journey in payments began with a simple but powerful question: 𝘞𝘩𝘺 𝘪𝘎 𝘎𝘰𝘮𝘊𝘵𝘩𝘪𝘯𝘚 𝘢𝘎 𝘀𝘳𝘪𝘵𝘪𝘀𝘢𝘭 𝘢𝘎 𝘱𝘢𝘺𝘮𝘊𝘯𝘵 𝘱𝘳𝘰𝘀𝘊𝘎𝘎𝘪𝘯𝘚 𝘎𝘵𝘪𝘭𝘭 𝘎𝘰 𝘧𝘳𝘢𝘚𝘮𝘊𝘯𝘵𝘊𝘥, 𝘎𝘰 𝘀𝘰𝘮𝘱𝘭𝘊𝘹, 𝘢𝘯𝘥 𝘎𝘰 𝘊𝘹𝘀𝘭𝘶𝘎𝘪𝘷𝘊? 𝗧𝗵𝗮𝘁 𝗟𝘂𝗲𝘀𝘁𝗶𝗌𝗻 𝗯𝗲𝗰𝗮𝗺𝗲 𝗺𝘆 𝗺𝗶𝘀𝘀𝗶𝗌𝗻—𝘁𝗌 𝘀𝗶𝗺𝗜𝗹𝗶𝗳𝘆 𝘁𝗵𝗲 𝗰𝗵𝗮𝗌𝘀, 𝘁𝗌 𝘂𝗻𝗶𝗳𝘆 𝘀𝘆𝘀𝘁𝗲𝗺𝘀, 𝗮𝗻𝗱 𝘁𝗌 𝗯𝘂𝗶𝗹𝗱 𝘀𝗌𝗺𝗲𝘁𝗵𝗶𝗻𝗎 𝘁𝗵𝗮𝘁 𝗎𝗲𝗻𝘂𝗶𝗻𝗲𝗹𝘆 𝗲𝗺𝗜𝗌𝘄𝗲𝗿𝘀 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀. That’s how 𝗣𝗮𝘆𝗌𝗺𝗮𝘁𝗶𝘅 was born. I didn’t want to create just another payment gateway—I wanted to build an intelligent 𝗜𝗮𝘆𝗺𝗲𝗻𝘁 𝗌𝗿𝗰𝗵𝗲𝘀𝘁𝗿𝗮𝘁𝗶𝗌𝗻 𝗜𝗹𝗮𝘁𝗳𝗌𝗿𝗺 that gives businesses control, flexibility, and the ability to scale globally. Getting an MID isn’t the real challenge; integrating diverse payment methods and banking systems across regions into one smooth experience is where most companies struggle. That’s exactly where Payomatix steps in. I see Payomatix as more than a tool—I see it as a 𝗜𝗿𝗲𝗺𝗶𝘂𝗺 𝗯𝗿𝗮𝗻𝗱 in the fintech space. My ambition is to make it the 𝗗𝗶𝗌𝗿 𝗌𝗿 𝗣𝗿𝗮𝗱𝗮 𝗌𝗳 𝗜𝗮𝘆𝗺𝗲𝗻𝘁 𝘁𝗲𝗰𝗵𝗻𝗌𝗹𝗌𝗎𝘆—a name synonymous with elegance, reliability, and innovation. We’re not here to be generic; we’re here to set a new standard. But my journey hasn’t only been about technology. I’ve made it my purpose to uplift other women along the way. Through the 𝗘𝗺𝗜𝗌𝘄𝗲𝗿𝗲𝗱 𝗪𝗌𝗺𝗲𝗻 𝗙𝗌𝘂𝗻𝗱𝗮𝘁𝗶𝗌𝗻, I mentor and support women pursuing leadership in tech and finance. 𝗜 𝗞𝗻𝗌𝘄 𝘁𝗵𝗲 𝗜𝗌𝘄𝗲𝗿 𝗌𝗳 𝗯𝗲𝗶𝗻𝗎 𝘀𝗲𝗲𝗻, 𝗌𝗳 𝗯𝗲𝗶𝗻𝗎 𝗲𝗻𝗰𝗌𝘂𝗿𝗮𝗎𝗲𝗱—𝗮𝗻𝗱 𝗜 𝘄𝗮𝗻𝘁 𝗲𝘃𝗲𝗿𝘆 𝘄𝗌𝗺𝗮𝗻 𝘁𝗌 𝗳𝗲𝗲𝗹 𝘁𝗵𝗮𝘁.


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Here’s how I explain “payment orchestration” to someone who’s never heard of it. Imagine you’re in a busy restaurant kitchen. You’ve got 10 orders coming in, different dietary preferences, special requests—chaos! Now picture the head chef calmly directing the entire kitchen: 🔥 One team on salads 🔥 Another on mains 🔥 Another on dessert 🔥 And the chef making sure every dish is plated perfectly and served on time. That’s payment orchestration. But instead of dishes, we’re handling transactions: ✅ Multiple payment gateways ✅ Fraud prevention ✅ Compliance checks ✅ Currency conversions ✅ And getting the payment to the right place fast. At Payomatix, I see payment orchestration as the secret sauce that lets businesses: ✹ Work with multiple payment providers seamlessly ✹ Avoid failed payments and lost revenue ✹ Give customers that smooth “checkout & done” experience So the next time you’re wondering “Why does my payment flow feel so smooth?”, remember: Behind the scenes, there’s a chef orchestrating the perfect meal.


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𝗪𝗵𝗮𝘁 𝘄𝗌𝘂𝗹𝗱 𝘁𝗌𝗱𝗮𝘆'𝘀 𝗥𝘂𝗰𝗵𝗶 𝘀𝗮𝘆 𝘁𝗌 𝘁𝗵𝗲 𝗥𝘂𝗰𝗵𝗶 𝟭𝟬 𝘆𝗲𝗮𝗿𝘀 𝘆𝗌𝘂𝗻𝗎𝗲𝗿 !!! 𝗗𝗲𝗮𝗿 𝗥𝘂𝗰𝗵𝗶, Take a deep breath. You don’t have to have it all figured out right now. I know you're carrying a lot—dreams that feel too big, fears that feel too real, and questions that keep you up at night. But let me tell you something: 𝘆𝗌𝘂 𝗮𝗿𝗲 𝘀𝘁𝗿𝗌𝗻𝗎𝗲𝗿 𝘁𝗵𝗮𝗻 𝘆𝗌𝘂 𝘁𝗵𝗶𝗻𝗞, 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗜𝗮𝘁𝗵 𝘆𝗌𝘂'𝗿𝗲 𝘄𝗮𝗹𝗞𝗶𝗻𝗎—𝗲𝘃𝗲𝗻 𝘄𝗶𝘁𝗵 𝗮𝗹𝗹 𝗶𝘁𝘀 𝘂𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆—𝗶𝘀 𝘁𝗵𝗲 𝗿𝗶𝗎𝗵𝘁 𝗌𝗻𝗲. You're going to build something that matters. Not just a company, but a purpose. You're going to disrupt industries, challenge stereotypes, and prove that a woman 𝘀𝘢𝘯 lead with both heart and intelligence in the world of finance and tech. You’ll doubt yourself many times. You’ll wonder if your voice matters, if your vision is too bold, if you're too much or not enough. But each time, you’ll rise—stronger, wiser, more certain of who you are. The people who underestimate you now? One day, they’ll invite you to speak on stages. The risks you’re afraid to take? They’ll become your proudest milestones. And most importantly—𝘺𝘰𝘶 𝘞𝘰𝘯'𝘵 𝘣𝘊 𝘥𝘰𝘪𝘯𝘚 𝘪𝘵 𝘢𝘭𝘰𝘯𝘊. You’ll create communities, lift other women, and build a legacy that reaches far beyond what you can see right now. So keep going. Keep showing up, even when it’s hard. Keep believing in that quiet fire within you. Because the woman you’re becoming? She’s proud of you. So proud. 𝗪𝗶𝘁𝗵 𝗹𝗌𝘃𝗲, 𝗬𝗌𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝘀𝗲𝗹𝗳. 💫


21

"Unlocking the Power of AI: Commands That Changed the Game" I was once hesitant to explore AI, thinking it was too complex and out of reach. But once I started learning how to effectively use AI commands, everything changed. It began with small tasks: automating routine work, generating ideas, and simplifying research. Over time, I realized that AI could do so much more—if I understood the commands it needed to work its magic. ✹ The real breakthrough came when I started mastering the nuances of AI commands. It was like unlocking a whole new level of efficiency in my workflow. AI didn’t just complete tasks; it opened up new possibilities. 🔑 The secret? Knowing which commands to use and when to use them. And once I figured that out, I could automate tasks, generate creative content, analyze data, and much more—all with a few simple commands. 💡 If you’re curious about how AI can transform your life or business, swipe through the carousel to learn more about the most powerful commands that can make a real difference. 💬 Have you experimented with AI commands? Let’s discuss how AI has changed the way you work or create! 👇 #AI #Automation #Productivity #Innovation


21

Every challenge comes disguised as a turning point. 🔁 At first, it looks like a problem. Feels like a setback. Tastes like failure. But if you pause
 Shift your lens
 And ask — “What is this here to teach me?” Something changes. 🌱 Challenges aren’t roadblocks. They’re redirections. They push us to think deeper, grow sharper, and act braver. ✅ Lost a job? Found your purpose. ✅ Failed a project? Gained wisdom. ✅ Faced rejection? Built resilience. It’s not about avoiding challenges — It’s about learning how to use them. Because sometimes, the obstacle is the way. 🚀 Your biggest growth won't come from comfort — it will come from chaos.


21

Exciting news! 🎉 I'm thrilled to announce that I'll be attending the Dubai Fintech Summit 2025! Join me to explore the future of finance alongside global leaders, innovators, and policymakers. This is a fantastic opportunity for financial professionals, investors, and tech enthusiasts to gain insights, network with industry experts, and discover new opportunities. Don't miss out on keynote speeches, panel discussions, and interactive sessions that will shape the future of our industry. Let's connect and elevate our experience together! #DubaiFinTech #FinTechSummit #GlobalFinance Register here:: https://lnkd.in/gWZZ9jPb

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34

✹ More Than Just Companionship: The Mental Health Benefits of Female Bonds ✹ In a world that often praises independence, we sometimes forget the power of connection. This article dives deep into how female friendships offer emotional grounding, boost self-worth, and create a safe space for healing. 💛 True sisterhood isn’t just about shared laughter—it’s about resilience, empathy, and unwavering support. 📰 Read the article and let us know what these bonds mean to you. #MentalHealthMatters #FemaleFriendship #WomenSupportWomen #EmotionalWellbeing #EmpoweredWomen #SisterhoodHeals #CommunityCare #MentalHealthAwareness


31

🔄 𝗧𝗶𝗿𝗲𝗱 𝗌𝗳 𝗷𝘂𝗎𝗎𝗹𝗶𝗻𝗎 𝗺𝘂𝗹𝘁𝗶𝗜𝗹𝗲 𝗜𝗮𝘆𝗺𝗲𝗻𝘁 𝗎𝗮𝘁𝗲𝘄𝗮𝘆𝘀? A 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗢𝗿𝗰𝗵𝗲𝘀𝘁𝗿𝗮𝘁𝗶𝗌𝗻 𝗊𝘆𝘀𝘁𝗲𝗺 is your single point of control for managing multiple payment providers, routing transactions intelligently, and boosting success rates. ✅ One API for all providers ✅ AI-based smart routing ✅ Higher uptime & transaction success ✅ Seamless failover & redundancy ✅ Centralized dashboard & analytics At 𝗣𝗮𝘆𝗌𝗺𝗮𝘁𝗶𝘅, we simplify complex payment flows—so you can focus on scaling your business. https://lnkd.in/gJUt9AGD 💬 Let’s talk about orchestrating your payments the smart way. #PaymentOrchestration #Payomatix #Fintech #SmartPayments #B2BPayments #UPI #PaymentSolutions #FintechIndia


65

"𝙎𝙝𝙚 𝙙𝙞𝙙𝙣’𝙩 𝙬𝙖𝙞𝙩 𝙛𝙀𝙧 𝙩𝙝𝙚 𝙬𝙀𝙧𝙡𝙙 𝙩𝙀 𝙖𝙥𝙥𝙡𝙖𝙪𝙙 — 𝙚𝙝𝙚 𝙘𝙚𝙡𝙚𝙗𝙧𝙖𝙩𝙚𝙙 𝙝𝙚𝙧𝙚𝙚𝙡𝙛 𝙖𝙩 𝙚𝙫𝙚𝙧𝙮 𝙚𝙩𝙚𝙥." 💫 Too often, we wait for big wins to feel proud. But true confidence comes from honoring the little things: showing up, speaking out, and staying consistent. Celebrating small wins isn’t just empowering — it’s life-changing. Because when women start recognizing their own growth, they stop needing permission to shine. 🌱 📝 Read my latest LinkedIn newsletter: “Celebrating Small Wins: How Women Can Build Confidence and Happiness” — and let me know one small win you’re proud of today.👇 #WomenEmpowerment #Confidence #SmallWins #GrowthMindset #LinkedInNewsletter #EmpoweredWomenEmpowerWomen #CelebrateYourself


45

"𝙇𝙀𝙀𝙠𝙞𝙣𝙜 𝘜𝙖𝙘𝙠 𝙖𝙩 𝙈𝙮 𝙁𝙚𝙖𝙩𝙪𝙧𝙚 𝙞𝙣 𝙁𝙀𝙧𝙗𝙚𝙚 𝙄𝙣𝙙𝙞𝙖 𝘌𝙢𝙀𝙣𝙜 𝙋𝙖𝙮𝙢𝙚𝙣𝙩 𝙂𝙞𝙖𝙣𝙩𝙚" There are moments in your journey that make you stop and reflect, and for me, one of those moments was when I was featured in Forbes India. To be listed among the payment giants I had long admired was a humbling experience. I still remember the day I saw the headline: "The Visionary Leader Ruchi Rathor and The Future of Payments." It felt surreal to see my name in such a prestigious publication, especially when I think about the years of hard work, determination, and the hurdles I had to overcome. 💡 That moment wasn’t just about recognition; it was about reflecting on how far I’ve come in the payment industry and how much potential there is for growth. Being featured was a reminder that no matter how big the challenges, perseverance and a clear vision always pave the way forward. 🔑 It wasn’t just about me; it was about the teams, partners, and mentors who believed in this vision. Together, we’ve built something that’s making a real impact in the world of payments. Read the full article: https://lnkd.in/gUeGPisa 🌱 I’m grateful for where I am today, but this is only the beginning. We’re just getting started, and I can’t wait to see what’s ahead. 💬 Have you ever had a moment where you looked back and felt proud of how far you’ve come? Let’s share those moments of growth and reflection! 👇 #ForbesIndia #PaymentsIndustry #Leadership #Entrepreneurship #VisionaryLeader


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