Ruchi Rathor

Investor/ Founder / Co-founder

Payomatix

Payomatix is transforming the global payments landscape by offering businesses secure, reliable, and scalable payment solutions. 

Payomatix provides a comprehensive range of payment solutions that cater to businesses of all sizes.

1. Payment Gateway Solutions
Payomatix’s secure payment gateway allows businesses to accept payments via multiple methods, including UPI, credit/debit cards, net banking, and digital wallets.  

Key Features:
✔ AI-Driven Smart Routing to improve payment success rates.
✔ Support for multi-currency transactions for global businesses.
✔ Real-time transaction tracking and instant settlement updates.

2. UPI Solutions
As UPI continues to dominate the Indian payments landscape, Payomatix offers customized solutions that empower businesses to manage UPI transactions seamlessly.  
Key Features:
✔ Instant UPI QR generation for businesses.
✔ UPI AutoPay for seamless subscription management.
✔ Bulk payouts via UPI for fast employee and vendor settlements.

3. Payment Orchestration Platform
Payomatix’s Payment Orchestration Platform optimizes payment flow by dynamically routing transactions to the best-performing payment provider, enhancing approval rates and minimizing payment failures.

Key Features:
✔ Auto-failover mechanism to re-route failed transactions.
✔ Intelligent load balancing for large transaction volumes.
✔ Unified API for connecting with multiple payment gateways.

4. White-Label Payment Solutions
For businesses seeking to launch their own branded payment platform, Payomatix’s white-label services provide complete customization. This solution is ideal for banks, NBFCs, fintech companies, and large enterprises looking to expand their financial services.

Key Features:
✔ Fully customizable payment infrastructure with branded checkout pages.
✔ Regulatory compliance, including PCI-DSS, RBI, and GDPR standards.
✔ End-to-end support for integration, security, and scalability.

Founder

Empowered Women Foundation

Founder & Mentor, Empowered Women Foundation:

Leading a non-profit organization dedicated to supporting women through education, skill development, and entrepreneurship initiatives 👩‍🎓
Mentoring and coaching women from diverse backgrounds to build confidence, achieve financial independence, and develop leadership skills ✨
Driving programs that promote gender equality, empowerment, and economic opportunities for women globally 🌏

Raise Money

🚀RaiseMoney streamlines the fundraising process for startups🌟 by offering a comprehensive platform that connects entrepreneurs with the ideal investors💼 in just one click🖱️. We prioritize ease-of-use, featuring a user-friendly interface👩‍💻 to find compatible investors, tailored messaging💬, and ready-to-use pitch templates📄 to facilitate effective partnerships🤝.

As a networking hub for startup founders and investors🌐, RaiseMoney aims to simplify the fundraising experience💡 and eliminate barriers to innovation🔧. Our one-click, targeted investor search🔍 helps startups from around the globe🌍 secure funding💰 and expand their ventures📈.

As a cloud-based software solution☁️, RaiseMoney provides a seamless experience for entrepreneurs seeking funding👨‍💼. The platform not only allows you to connect with the right investors easily but also enables targeted outreach through personalized messages✉️ or conference connections🎤. Listing your project on RaiseMoney takes just a few seconds⏱️, ensuring visibility to investors seeking precisely what your startup offers🎯.

Leverage our ready-to-use pitch templates📝 and send your proposal to the investors of your choice📤. With just a few clicks, you can begin securing the funds💸 your startup needs to thrive🌱!

leap.club

a social-professional
community for women.
we believe that when women have a high value network to support them and when women have the resources to learn and grow in their professional lives, a revolution will be underway.

Member

https://wifasia.org/

Women in Finance Asia (WiFA) is a not-for-profit association that is committed to empowering women to achieve their full professional potential by inspiring both women and men to become advocates, change makers, and leaders in our community.  WiFA equips our members with resources, opportunities, and a global platform that facilitates networking, mentoring, learning, and sharing of experiences while promoting diversity, equality, and inclusion.

100 Women In Finance

Life Time Member

https://thehealingheart.me/

I know it can seem like everything is just too hard right now. You may be struggling with something, or you may have gone through a difficult experience that has left you feeling hopeless and empty. Maybe you're just tired of being tired and don't know how to get out of the rut you feel like you're in.

But I want to tell you: everything passes. There are times when we think we won’t get through a difficulty, but it passes. There are times in our lives where we feel so desolate and empty, and it seems as if we have “hit rock bottom”, even those moments and periods pass. Such is the nature of this world. Everything passes.

So don't give up on yourself! Remember that there are good days ahead for you—and they might even be tomorrow!

Writer

Startup Academy Switzerland

The main aim of the StartUp Academy project is to develop, test and implement a supporting environment for unemployed young persons with entrepreneurial ideas with special focus on those living in remote regions with limited access to education and training and resources.

Business Mentor

FWA Singapore - Financial Women's Association

PSP Academy

🚀 FinTech Innovator | 🌟 20+ Years Shaping the Future of Payments | 💳 Making Payments Simple for Enterprises | 📈 Investor, Strategist & 🎤 TEDx Speaker

🌟 Seasoned FinTech Professional with 17+ Years of Experience

👩‍💻 My Journey:
Born and raised in Agra, India 🇮🇳
Graduated in Computer Science, breaking into a male-dominated tech world 🌐
Overcame challenges to drive inclusivity and diversity in tech 🌍

🚀 Founder of Payomatix:
Built a cutting-edge payment platform optimizing financial transactions globally 💳
Partnered with leaders like Wirecard, Elavon, and First Data 🤝
Developed innovative payment solutions transforming businesses from startups to global enterprises 🏢

💡 Founder of RaiseMoney:
Created a platform to empower businesses and non-profits with seamless fundraising solutions 🌱
Simplifies fundraising through secure, efficient, and transparent processes 💸

🏆 Key Achievements:
Recognized for pioneering payment integrations for global retailers and SMEs 🏅
Recipient of multiple awards and industry certifications 🥇

🔥 What Drives Me:
Passion for developing groundbreaking solutions 💡
Dedication to fostering growth, collaboration, and inclusivity 💪
Thrives in high-pressure environments while building a supportive team culture 🧑‍🤝‍🧑

🌍 Founder, Empowered Women Foundation:
A non-profit organization supporting women through education, skill development, and entrepreneurship 👩‍🎓
Mentoring women to build confidence, financial independence, and leadership skills ✨

💬 Let's Connect!
Open to collaborations, sharing insights, or discussing innovative payment and fundraising projects. Feel free to reach out!

Specialties:
FinTech Innovation 🚀
Payment Gateway & Processing 💳
Acquiring & Merchant Solutions 🏦
Startup Investing & Mentoring 💼
Strategic Planning & Thought Leadership 🧠
Public Speaking 🎤
Global Payment Infrastructure 🌐

BOOK AN APPOINTMENT : https://calendly.com/d/ckx8-g2t-rvq/cashier-system-international

Pay Agency was founded with the goal of simplifying the process of connecting merchants and payment service providers (PSPs).
We recognized that there was a need for a platform that could streamline the process of finding and onboarding new partners. We set out to create a solution that would meet this need.
Through intensive studies and development, we created a platform for merchants and PSPs. Our platform makes it easy for merchants to compare payment processors and choose the best one for them. Giving PSP access to a large and growing pool of potential clients.

Since our founding, we have worked hard to build a platform that is easy to use, reliable, and secure. We have developed advanced matching algorithms to help PSPs and merchants find the best partners for their needs, and we have put in place robust security measures to protect against fraud and other threats.
In addition to our core platform, we have also focused on building a strong customer support team to ensure that our clients have the help and guidance they need to succeed. We believe that by providing top-notch service and support, we can help our clients grow and thrive.
Looking to the future, we are excited to continue expanding and improving our platform, we are committed to helping merchants and PSPs succeed in an increasingly competitive market.

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