Ruchi Rathor

Investor/ Founder / Co-founder

Payomatix

Payomatix aims to revolutionize the payment industry in India by introducing single API technical solutions to merchants all over the country. Our platform provides state of art, payment aggregator platform, or cashier system – an essential infrastructural component in such an industry to capture the market. We being the access point to the global market, our platform acts as a bridge between merchants and various payment service providers.
 
We offer a single API where merchants have the authority to select and choose the payment gateway they desire to use, which fits best in accordance with their risk appetite. The merchant can select one or various payment gateways at a single point in time.
 
With just a few clicks, we make the payment processing easy. Payomatix’s smart, intelligent routing system, merchants get the option to divert the transaction as per the set rules, thus enabling continuous payment support any day, every day. 

With Payomatix’s offerings, users would find an increase in payment options and minimize the customer dropout ratio. As we are providing the unified payment platform, which will :
Eliminate the repetitive API integration of different payment gateway
It will increase conversion rates
Better customer experience
Access to multiple payment gateways
One-stop dashboard for all transactions

Payomatix is the only platform in India that allows businesses to integrate multiple PSPs
under single API integration with just a few clicks and makes the payment processing easy. 

It gives you access to all payment modes including credit card, debit card, net banking, UPI, and
popular wallets including Paytm, Amazon Pay, etc.

Founder

Raise Money

🚀RaiseMoney streamlines the fundraising process for startups🌟 by offering a comprehensive platform that connects entrepreneurs with the ideal investors💼 in just one click🖱️. We prioritize ease-of-use, featuring a user-friendly interface👩‍💻 to find compatible investors, tailored messaging💬, and ready-to-use pitch templates📄 to facilitate effective partnerships🤝.

As a networking hub for startup founders and investors🌐, RaiseMoney aims to simplify the fundraising experience💡 and eliminate barriers to innovation🔧. Our one-click, targeted investor search🔍 helps startups from around the globe🌍 secure funding💰 and expand their ventures📈.

As a cloud-based software solution☁️, RaiseMoney provides a seamless experience for entrepreneurs seeking funding👨‍💼. The platform not only allows you to connect with the right investors easily but also enables targeted outreach through personalized messages✉️ or conference connections🎤. Listing your project on RaiseMoney takes just a few seconds⏱️, ensuring visibility to investors seeking precisely what your startup offers🎯.

Leverage our ready-to-use pitch templates📝 and send your proposal to the investors of your choice📤. With just a few clicks, you can begin securing the funds💸 your startup needs to thrive🌱!

leap.club

a social-professional
community for women.
we believe that when women have a high value network to support them and when women have the resources to learn and grow in their professional lives, a revolution will be underway.

Member

https://wifasia.org/

Women in Finance Asia (WiFA) is a not-for-profit association that is committed to empowering women to achieve their full professional potential by inspiring both women and men to become advocates, change makers, and leaders in our community.  WiFA equips our members with resources, opportunities, and a global platform that facilitates networking, mentoring, learning, and sharing of experiences while promoting diversity, equality, and inclusion.

100 Women In Finance

Life Time Member

E2W 

E2W is a community of women in Financial Services. Our community is a supportive and progressive group, enabling and encouraging our members to grow and thrive with their careers. Being part of our membership allows you to network, learn, mentor and coach one another. Everything we do, is to support you and your career.

Corporate Member

https://thehealingheart.me/

I know it can seem like everything is just too hard right now. You may be struggling with something, or you may have gone through a difficult experience that has left you feeling hopeless and empty. Maybe you're just tired of being tired and don't know how to get out of the rut you feel like you're in.

But I want to tell you: everything passes. There are times when we think we won’t get through a difficulty, but it passes. There are times in our lives where we feel so desolate and empty, and it seems as if we have “hit rock bottom”, even those moments and periods pass. Such is the nature of this world. Everything passes.

So don't give up on yourself! Remember that there are good days ahead for you—and they might even be tomorrow!

Writer

Startup Academy Switzerland

The main aim of the StartUp Academy project is to develop, test and implement a supporting environment for unemployed young persons with entrepreneurial ideas with special focus on those living in remote regions with limited access to education and training and resources.

Business Mentor

FWA Singapore - Financial Women's Association

PSP Academy

FinTech Innovator | 20+ Years Shaping the Future of Payments | Helping FinTech Companies Revolutionize Payments | Investor, Strategist & TEDx Speaker

As a seasoned FinTech professional with over 17 years of experience, I have navigated the complex landscape of payments, technology, and global infrastructure. Throughout my career, I have consistently demonstrated a deep understanding of the industry and a commitment to driving innovation and growth.

My expertise has been honed through partnerships with leading payment companies such as Wirecard, Elavon, and Firstdata, as well as collaborations with startups and enterprises. These experiences have equipped me with a comprehensive toolkit, encompassing the latest technologies, trends, and regulatory frameworks, along with strong skills in creativity, relationship-building, and problem-solving.

I have successfully tackled challenging payment integrations for global retailers and developed innovative payment solutions that have transformed small businesses. My contributions to the industry have been recognized through awards, certifications, and acknowledgments from industry leaders.

What drives me is a passion for developing groundbreaking solutions, a dedication to continuous growth, and a strong belief in the power of collaboration. I excel in high-pressure environments and strive to foster a supportive and inclusive team atmosphere. My ultimate goal is to address the challenges facing global payment infrastructure by delivering creative and effective solutions.

I welcome the opportunity to connect with like-minded professionals, exchange ideas, and share experiences. Whether you wish to discuss potential collaborations, industry insights, or memorable payment integration projects, I encourage you to reach out. Leave a comment, send a connection request, or simply engage with my content to join me on this exciting journey.

Specialties: FinTech innovation, payment gateway and processing, acquiring and merchant solutions, startup investing and mentoring, strategic planning, thought leadership, public speaking, global payment infrastructure, creative problem-solving, relationship-building, team leadership.

Pay Agency was founded with the goal of simplifying the process of connecting merchants and payment service providers (PSPs).
We recognized that there was a need for a platform that could streamline the process of finding and onboarding new partners. We set out to create a solution that would meet this need.
Through intensive studies and development, we created a platform for merchants and PSPs. Our platform makes it easy for merchants to compare payment processors and choose the best one for them. Giving PSP access to a large and growing pool of potential clients.

Since our founding, we have worked hard to build a platform that is easy to use, reliable, and secure. We have developed advanced matching algorithms to help PSPs and merchants find the best partners for their needs, and we have put in place robust security measures to protect against fraud and other threats.
In addition to our core platform, we have also focused on building a strong customer support team to ensure that our clients have the help and guidance they need to succeed. We believe that by providing top-notch service and support, we can help our clients grow and thrive.
Looking to the future, we are excited to continue expanding and improving our platform, we are committed to helping merchants and PSPs succeed in an increasingly competitive market.

BJP's viral ad is hilarious...Tanmay bhai, aapne banaya hai kya 😉

🚀💼 Buckle up, because I'm about to take you on a whirlwind journey through the maze of payments, technology, and global infrastructure! My name is Ruchi, and with 17 trailblazing years in the industry, I've seen it all, done it all, and yet, there's still more road to explore.

From partnering with payment giants like Wirecard, Elavon, Firstdata, to teaming up with startups and enterprises, my experiences have sculpted my expertise🔧. Remember the time we tackled that impossible payment integration for a global retailer? We cracked it! Or the innovative payment solution that revolutionized a small business? That was us! 🎉

Honored with awards🏆, certifications, and recognition from industry leaders, my toolkit is not just filled with the latest tech, trends, and regs, but also with creativity, relationship-building, and problem-solving chops🎯.

What drives me? A passion for inventing new solutions💡, a thirst for growth🌱, and a love for collaboration🤝. I thrive under pressure and aim to make everyone feel part of a supportive team👥. My goal? Tackling global payment infrastructure challenges, one creative solution at a time🌍.

Now, I want to hear from YOU! Let's connect, exchange ideas, or even reminisce about those wild payment integrations. Leave a comment, send a connection request, or simply hit that like button if you resonate with my journey! 💌

#PaymentsMaven #TechTrailblazer #GlobalInnovation #LetsConnect

  *Friendship on Ludo Game* - Online Stories *#Instagram* #15Year's Girl runs away from Home. A highly qualified intelligent Conductor of the Bus caught her hand over to Her family member. 

𝐄𝐯𝐞𝐫𝐲 𝐠𝐨𝐨𝐝𝐛𝐲𝐞 𝐢𝐬 𝐚𝐧 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐭𝐨 𝐜𝐡𝐞𝐫𝐢𝐬𝐡 𝐭𝐡𝐞 𝐦𝐞𝐦𝐨𝐫𝐢𝐞𝐬, 𝐥𝐞𝐚𝐫𝐧 𝐚 𝐥𝐞𝐬𝐬𝐨𝐧, 𝐚𝐧𝐝 𝐜𝐨𝐦𝐞 𝐚𝐰𝐚𝐲 𝐰𝐢𝐭𝐡 𝐚 𝐬𝐦𝐢𝐥𝐞!

Dear Payomatix Family 🌟 After an incredible year of growth, learning, and unforgettable experiences, the time has come for me to bid farewell. Working alongside each and every one of you has been an absolute privilege and joy. From the laughter shared during brainstorming sessions to the camaraderie forged through challenges, I am immensely grateful for the bonds we've formed and the memories we've created together.

Looking back on this journey, I owe a debt of gratitude to Ruchi Rathor Mam, the visionary founder whose guidance and wisdom have shaped me in my professional life.

A big thank you to Joe . Sir, the maestro of new perspectives! Your innovative methods consistently challenged our team and motivated us to think creatively.

To my exceptional CMO, Shrishty Mishra Mam, your mentorship has served as the guiding light, steering me through the complexities of corporate life. I am grateful for your role not only as a leader but also as a mentor and confidant. Thank you for your invaluable support and friendship.

Gratitude Overflowing 🌟 Thank you, Geeta Rautela Mam, for your unwavering support and invaluable guidance throughout my journey. Your mentorship has been instrumental in shaping my professional growth. Here's to the countless lessons learned and the cherished memories made. Forever grateful!

I want to express my deepest appreciation to Harsh Gupta & Ritika Thapa my team for your unwavering support, guidance, and encouragement throughout my journey here. Your dedication and passion have truly inspired me, and I will carry the lessons learned and the friendships made with me wherever I go.

Harsh Gupta colleagues se zada tu bhai hai. will miss you.

As I embark on this new chapter of my career, I take with me the invaluable experiences and lessons gained from my time at Payomatix. While I may be leaving the company, know that I leave with a heart full of gratitude and fond memories.

Thank you for being such an incredible team to work with. Though our paths may diverge, I am confident that our connections will endure. Here's to the wonderful times we've shared and to the bright futures ahead for each and every one of us.

With warmest regards and heartfelt thanks,

Ruchi Rathor Anurag Pratap Singh Anirudh Pratap Singh 🏆 Shrishty Mishra Joe . Geeta Rautela Harsh Gupta Ritika Thapa Namrata Panjwani Kshama Bhardwaj Amit Kumar Priyansha . Komal Sharma Utkarsh Srivastava Tushar Srivastava Vandana Sachdeva PUNEET GHAI Priyesh Tewari

#farewell #goodbye #bestwishes #untilwemeetagain ##newbeginning #adieu

After an incredible journey filled with growth, learning, and memorable experiences, it's time for me to bid farewell to my Payomatix family.

Joining this remarkable team has been an absolute privilege, and I am immensely grateful for the opportunities, challenges, and friendships that have enriched my time here. 💼

During my tenure at Payomatix, I've had the honor of collaborating with some of the brightest minds in the industry, working together to innovate, strategize, and achieve remarkable results. 📈

From our ambitious projects to our inspiring company culture, every moment has contributed to my personal and professional development in ways I could have never imagined. 🌱

As I embark on the next chapter of my journey, I carry with me the invaluable lessons, skills, and memories that Payomatix has bestowed upon me. 🎓

To my incredible colleagues, mentors, and leaders at Payomatix, thank you for your guidance, support, and camaraderie. You've made this chapter of my career truly unforgettable. 🤝

While I may be moving on to new horizons, I will always cherish the bonds forged and the impact we've made together. 💫

To the future of Payomatix, may you continue to thrive, innovate, and inspire. I have no doubt that your collective brilliance will lead to even greater successes ahead. 🌟

As I bid farewell, I eagerly anticipate the new adventures and challenges that await me. I look forward to staying connected and crossing paths with each of you again in the future. 🌐

Thank you, Payomatix, for an incredible journey filled with growth, laughter, and shared triumphs.

With heartfelt gratitude and fond memories.

#farewellpayomatix #gratefuljourney #newbeginnings #thankyouteam #memorablemoments #nextchapter #professionalgrowth #innovationculture #futuresuccess #stayconnected


Feeling like the world is constantly trying to bring you down? 😔 It's easy to get caught up in the negativity, but here's the truth: we have the power to choose where we focus our attention. 

💪 Instead of letting the world's attempts to demean us dictate our mindset, let's shift our focus to all the amazing things around us. 

🌟 Let's focus on our strengths, our passions, and the people who lift us up. 💖 Because at the end of the day, it's not about what the world thinks of us, but how we choose to see ourselves and our potential. 

✨ So let's rise above the noise, stand tall, and embrace our worth with confidence and grace. 💫 

#RiseAbove #StayPositive 🌈

जय बजरंग बली! 🙌

हनुमान जयंती की आपको ढेरों शुभकामनाएं।
भगवान हनुमान आपको सदैव शक्ति, समर्थ, और सुख की प्राप्ति में सहायक हों। 😇

इस पवित्र दिन पर, आपके जीवन में आने वाले हर कठिनाई को परास्त करने की हनुमान जी से प्रार्थना है। ✨

जय हनुमान! 🙏🏼

#ruchiwrites #hanumanjayanti #shrihanuman #lordhanuman #tuesdayvibes #festiveseason

🚀 Calling all rockstars! 🎸

I'm on a mission to assemble the ultimate dream team, and I need YOUR help! 🙌

Picture this:

A group of witty, energetic individuals who bring the fun 😄
Passionate go-getters who pour their hearts into every project ❤️
Brilliant minds that light up the room with their ideas 💡
Supportive folks who have each other's backs through thick and thin 🤝

As the incredible Simon Sinek said, "A team is not a group of people who work together. A team is a group of people who trust each other." 🌟

Here's what I'm looking for:

A shared vision and unwavering commitment to our common goal 🎯
The ability to laugh in the face of challenges and come out stronger 💪
A beautiful mix of talents, personalities, and perspectives 🌈

If this sounds like you, then I want YOU on my team! 🙋‍♀️🙋‍♂️

Tag someone who embodies these qualities and let's make magic happen together! ✨

#DreamTeam #LetsDoThis #TogetherWeCanMoveMountains

Allow yourself to dream. Allow yourself to imagine and fantasize about the kind of life you would like to live and the kind of money you would like to earn and have in your bank account. 

Imagine that you have no limitations on what you can be, have or do in life. Just for the moment, imagine that you have all the time, all the money, all the education, all the experience, all the friends, all the contacts, all the resources and everything you need to achieve anything you want in life. 

If your potential were completely unlimited, what kind of a life would you want to create for yourself and your family?

Practice “back from the future” thinking. This is a powerful technique  practiced by high performing men and women that has an amazing effect on your mind and on your behavior. Project yourself forward five years. Imagine that five years have passed and that your life is now perfect in every respect.

I'm beyond thrilled and honoured to be featured in the esteemed list of ET Inspiring Women Leaders 2024 by ET Women Conclave 2024! 🙌

I owe this recognition to the collective efforts of my incredible team Payomatix, whose dedication and support have propelled us forward. 🙏

I want to express my heartfelt gratitude to each and every one of you for your support and passion. Together, we have achieved remarkable milestones, and this distinction is a reflection of our collective efforts. 🤝

Thank you, The Economic Times, for this incredible opportunity to showcase the power of women in leadership.
Let's continue to inspire and empower each other as
we pave the way for a brighter future together! ✨

Anurag Pratap Singh Anirudh Pratap Singh 🏆 PUNEET GHAI Shrishty Mishra

#economictimes #payomatix #womenleadership #womenempowerment #fridaynews #fridayvibes

Tell me more about ET Women Conclave 2024

Economic Times

Ever noticed how when everyone's on the same page, magic happens?

That's the power of open communication.

Encouraging your team to speak up isn't just good practice—it's a game-changer.

A workplace where everyone feels free to share their thoughts, concerns, and wild ideas.

It's like having a superpower! 💥

When there's transparency, trust blossoms, and problems get nipped in the bud.

No more sweeping issues under the rug. Nope, we tackle 'em head-on!

So, let's make it a thing: Promote open communication like it's going out of style!

Your team will thank you, and your business will thrive. Win-win! 🌟

Hey, future millionaires! 🌟
Want to unlock the secrets to making your money work for you? 🤩

That's where financial literacy comes in! 💰

It's like having a superpower that helps you understand money stuff, like saving, budgeting, and even investing. With financial literacy, you'll be the boss of your money, making smart choices that set you up for success. 🏆

From saving up for that dream trip to learning how to make your money grow, the possibilities are endless! So, get ready to level up your money game and pave the way to a bright financial future. 🌟

Let's make money moves, together! 💯
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If you are someone who is aligned with content around Personal Finance, Fintech and Personality Development, then consider following Ruchi Rathor to get updates on your feed, Daily 😇

#ruchiwrites #personalfinance #personalitydevelopment #fridayvibes  

Financial Rules for youngsters

You know, I often get asked about work-life balance. Some say I'm a workaholic, that I should slow down and take it easy. 

They wonder why I don't spend more time on leisure activities like watching movies or going out to dinners. But here's the thing: work-life balance is deeply personal to me.

I find joy in my work. It's not something that drains me; instead, it energizes me. While others unwind with movies or socializing, I find fulfillment in being productive. The satisfaction of a productive day fuels me and sets the tone for tomorrow. And you know what? I'm proud of that.

I'd rather spend my time on activities that bring me happiness and fulfillment, rather than engaging in things that don't resonate with me. Work isn't just about the hours spent; it's about finding purpose and satisfaction in what you do.

So, for me, work-life balance isn't about conforming to a standard set by others. It's about finding what works for me and embracing it. Everyone deserves the freedom to work as much as they want and to pursue what brings them joy. 

After all, happiness looks different for everyone. Here's to embracing our own paths to fulfillment! 🚀 #WorkLifeBalance #PersonalFulfillment #EmbraceYourJourney

Details of the Event:

Date: June 30th
Time: From 6:30 PM onwards
Venue: Hotel Crowne Plaza, Greater Noida

Aagaaz is designed to be an unparalleled experience, bringing together professionals and music aficionados alike. Our goal is to create an atmosphere that not only fosters business connections but also celebrates the fusion of business and entertainment.

Book Your tickets now :
https://lnkd.in/gAEWqq5Z

Feeling Inspired After a Truly Eye-Opening Day! 

Today, I had the incredible opportunity to visit the National Association for the Blind. I’m finding it hard to put into words just how profound this experience was, but I’m going to try because stories like these are meant to be shared.
Walking through those doors, I was immediately greeted by the most radiant smiles. Each person I met today taught me something valuable about resilience and the strength of the human spirit. The warmth and welcome I felt were overwhelming in the best way possible.
I was lucky enough to witness first-hand the amazing programs they have in place. From innovative technology that assists with reading to workshops that foster independence and confidence, this place is a haven of hope and empowerment.
One of the most touching moments was listening to a group of students share their dreams and aspirations. Whether it’s aiming to be a musician, a teacher, or an athlete, their ambitions are a powerful reminder that vision is beyond sight. These incredible individuals see the world not just with their eyes but with their hearts.
Today wasn’t just about observing; it was a day of learning and understanding more deeply the challenges and triumphs that come with blindness. It was a reminder of the importance of accessibility, empathy, and support in making the world a more inclusive place for everyone.
Let’s all take a moment to appreciate the beauty in our differences and the power of community support. Here’s to more awareness, more understanding, and more love. 

Let’s continue to support and uplift each other, always. #Awareness #Inclusion #Empowerment #nationalassociationfortheblind

What is the mission of the National Association for the Blind?

Why is accessibility important in the workplace?

How can resilience be developed in the workplace?

🌟 Why demanding respect might be the biggest mistake you'll ever make. 🌟

Let's talk about respect. It's that elusive quality we all crave, right? We want to be respected by our peers, our colleagues, heck, even by strangers on the street. But here's the thing: respect is not something you can demand. It's not a commodity to be bought or sold. It's earned. It's cultivated. It's nurtured through our actions, our words, and our deeds.

Think about the people you admire most in this world. Are they the ones who go around demanding respect at every turn? Or are they the ones who quietly, humbly, and consistently earn it through their integrity, their kindness, and their compassion?

Here's the cold, hard truth: respect is a two-way street. You can't expect others to respect you if you don't respect them in return. It's about treating people with dignity, empathy, and understanding. It's about lifting others up, rather than tearing them down. It's about being the kind of person you would want to have in your corner when the chips are down.

So the next time you feel the urge to demand respect, take a step back and ask yourself: have I truly earned it? Am I embodying the qualities of respect in my interactions with others? Am I treating people the way I want to be treated?
Remember, respect is not given, it's earned. And the most powerful way to earn it is by embodying it in everything you do.

#respect #humility #kindness #integrity #empathy #leadership #selfreflection #positiveattitude #mindsetmatters #thoughtleadership

In any industry it's crucial to stay ahead of the curve, not just to survive but to thrive. 

Leadership isn't merely about steering a team towards predefined goals; it's much more. It's about envisioning the future, innovating continuously, and inspiring others to join you in the journey of making that vision a reality.

True leaders are those who lead by example, who are not afraid to take the road less traveled if it means finding a better, more efficient pathway. They are the ones who understand the power of listening, learning, and leveraging the strengths of their team. 

Collaborative success, after all, is sweeter and far more impactful.In this rapidly changing world, adaptability and foresight are key. As leaders, our challenge is to remain flexible, to anticipate changes before they happen, and to prepare our teams to pivot swiftly and effectively. 

This requires a constant hunger for knowledge, a passion for growth, and an unwavering commitment to excellence.I believe that thought leadership is at the heart of progressive leadership. 

Sharing insights, challenging conventional wisdom, and contributing to the broader conversation not only elevates our personal profiles but also shapes the future of our industries. It's about forging paths, not just following them.


Let's share, discuss, and collaborate on ideas that will not only drive our businesses forward but also create a lasting impact on the world around us.Together, we can redefine what it means to lead and to succeed.

Ruchi Rathor  

Today is a super special day to celebrate the new harvest season and the start of the Punjabi New Year. 🥳

Let's have a blast with lots of colourful outfits, fun dances, and yummy food. Take this chance to enjoy the day with your family and friends. It's a time to share joy and happiness. 😌

So, let's dance to the music, feast on delicious treats, and spread smiles all around! Wishing you all an amazing Baisakhi filled with laughter and good times. 🤩

Have a fantastic day! 🙌

#happybaisakhi #baisakhi #festivevibes #festival #indianculture

Manifesting your dreams isn't just about wishful thinking. It requires clear intention, steadfast dedication, and a touch of creativity. 

Here’s how you can make your aspirations come true:

Set Clear Goals: Define what you really want. Write it down in detail, and set a timeline. Specific goals are easier to achieve.

Stay Consistently Positive: Maintain a positive mindset. Visualize your success and believe in your ability to make it happen. Positivity is a powerful catalyst for action.

Take Actionable Steps: Dreams become real through action. Break your goal into manageable tasks and start ticking them off your list. Remember, every small step counts!

Let's embrace these practices to not only dream but also act and achieve. 💪❤️🎉
#GoalSetting #PositiveThinking #ActionSteps #CareerDevelopment #ProfessionalGrowth

What are some best practices for goal setting?

What are some actionable steps to achieve my goals?

Teesri Baar Modi Sarkar, Abki Baar 400 Paar.. 😂 

Standup Comedian | Corporate Babaji | 3 Times FEDup Speaker

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