Mark Flippen's Linkedin Analytics

As an insurance company, ever wondered why you get elite service from your reinsurance partners, but not on your D&O, E&O, or Cyber placements. Same standards. Same stakes. Completely different experience. That disconnect is why I built LION Specialty After 25 years brokering for the largest financial institutions, and the firms just below that tier, I saw a pattern I couldn’t ignore. MGAs, regionals, mutuals, and especially insurtechs were consistently underserved on the retail side. Not because they lacked sophistication. But because they didn’t meet the thresholds that legacy brokerages prioritize. The quote unquote FI specialists. That meant… - Templated generic programs - Limited strategic design - No real reinsurance market alignment (ECO/XPL/Bad Faith) And coverage that underperformed when it mattered most! So I stepped away from the model I knew how to win… …to build the one these firms were never offered. At LION, we bring reinsurance-grade brokerage execution to institutional retail accounts. What that looks like in practice… Structuring coverage around enterprise risk — not copy/paste templates. Running renewal like a capital event, not an admin deadline. Data and advanced analytics. (like our bad faith model) Advocating during claims like it’s our balance sheet on the line. Tracking carrier moves and market signals so you’re never caught flat-footed… If you’ve ever wondered what it’s like to have reinsurance-caliber thinking applied to your insurance program… now you can. Let’s connect! FLIP Co-Founder, LION Specialty

How to do work Csuite clients love: Most teams get “approved.” Some get “noticed.” The best make clients feel truly “understood!” “Finally, someone who actually gets it.” A couple of weeks ago we were pitching a complex D&O program to a private equity firm. The coverage had to work across multiple portfolio companies, with layered indemnification and deal flow in motion. The firm’s GC had seen a few proposals already. All slick presentations. All missing the point. They treated it like standard corporate insurance. We came in with something different… (critical “trying to slay dragons”) …built the structure backwards from the indemnity agreements. Explained the exposure like their CFO would think about it. Put their deal logic at the center. The GC looked up mid presentation and said it out loud… “Finally…someone who actually gets it.” TBD still on if we win the account. But in the interim, we seem to have solved a problem a handful of other firms missed. That moment to me is crucial. At this stage. Because that’s the bar—not “approved…” Understood! What’s been your experience? Have you had a moment where a provider truly “got” your business? ____ I’m Mark Flippen, and I’ve spent over 25 years structuring insurance strategies for private equity firms, financial institutions, and high-performance businesses that can’t afford to get it wrong. At LION Specialty, we take the same elite frameworks used by Fortune 500 institutions and bring them to firms just below the radar of the mega-brokers—because they deserve that level of protection too. Want to turn your indemnity obligations into a competitive advantage? Let’s chat! And join 5,000+ PE and finance leaders getting weekly insights on turning insurance into competitive advantage… Join here: https://lnkd.in/garzxSxG

Courtroom storytelling beats actuarial math in eight-figure verdicts. AI attack costs dropped 100x in one year. And "tax-free" bad faith settlements often aren't. In this week's LION Specialty Boardroom Briefing, we explore structural weaknesses in how institutions assess and price risk. We break down why nuclear verdicts aren't random lightning strikes… …they're the product of four specific, targetable forces including hedge-fund-backed litigation financing and sophisticated plaintiff tactics. Plus, LLMs now deliver scalable, hyper-personalized cyberattacks that can customize ransomware demands per device, fundamentally rewriting correlated-loss models. And how bad-faith settlements could spawn secondary litigation when claimants discover the IRS has different plans for their "tax-free" awards. New here? Every Friday we distill 200+ insurance, legal, and cyber-risk articles into three signals your board can act on on Monday morning... Want the full analysis this week? Comment 'briefing' below and we'll get you on the distribution. Stay covered everybody. We'll see y'all next week! P.S. Each development exposes how “narrative” is driving risk outcomes. A bit more in the comments…👇🏻

Simple explanations of coverage, with examples of claims, and for those that want to go a bit deeper... actual case law for: Directors & Officers, Errors & Omissions, Fiduciary and Employment Practices coverages. Need help decoding your programs, reach out! You might need a LION on your team...

“Buying insurance from a generalist is like leasing a fleet of BMWs just to deliver the office mail.” (quote from a new CFO client) Looks nice. Impresses the board. But wildly inefficient for the job it’s supposed to do. A few weeks ago, I reviewed their D&O program and asked: “Why this structure?” Their answer? “It’s just what our last broker always did.” No one had ever mapped coverage to their actual enterprise risk profile. No one had challenged the limits. Or optimized the layers. And aligned the structure with their balance sheet sensitivity. They weren’t underinsured. They were overpaying for misaligned protection. When we ran the re-design, we saved 32%. The real win wasn’t the premium, though. It was the conviction behind the spend. CFOs live and breathe capital efficiency. Yet insurance is often the least examined line item. Until a claim hits. Or the deal hits diligence. Or the board starts asking the hard questions. Insurance should move like the rest of your capital. Precisely. Strategically. And with purpose. ✍️ thoughts on generalist vs. specialists value? ♻️ repost if someone in your circle needs to see this Follow Mark Flippen for daily risk management insights. And join thousands of financial institutions that have signed up for: “The LION Specialty Weekly Boardroom Briefings” (see bio or comment “brief,” and we’ll sign you up…)

Most financial institutions are still relying on Cyber Defense playbooks built for 2020. Here’s how to update your defenses for 2025: Cyber threats have evolved. Fast. • Ransomware isn’t just encryption anymore—it’s encryption and theft • Attackers are using AI deepfakes to impersonate suppliers and execs • Carriers are demanding real controls—not just policies on paper And that’s not the only shift. • Underwriting is tightening • Regulators are accelerating • Coverage gaps are widening—quietly Here’s what a modern defense looks like… • Ransomware response plans that go beyond backups • Third-party risk management with teeth • Documentation that actually satisfies insurers • AI governance frameworks that hold up under scrutiny (of your state insurance regulators) Recently one client’s (a mutual insurer) renewals nearly collapsed when their MFA protocols looked great on paper—but fell apart under audit. We built a playbook to help teams avoid that trap. Inside the carousel: • The 3 threat trends you can’t ignore • What underwriters are really asking now • A 90-day implementation roadmap to get ahead before renewal Swipe through to quickly benchmark your program. If you’re 90 days out from renewal, you’re already late. ––– Want boardroom-grade intelligence without the noise? Join 5,000+ executives who use our weekly briefings to stay ahead of the market: Get the insights → LION Specialty The Leader in Institutional Insurance Strategy for Financial Institutions and Private Equity Firms

What’s the one early career move you made that paid off in ways you never expected? I got this question last week. On a Zoom coffee chat with a young pro. My answer? Moving to NYC. But how I got there? Still one of the hardest things I’ve ever done in my career. I remember how badly I wanted it in 2003/2004. Breaking into the NYC market felt impossible. But I leveraged the one contact I had… And by 2005, I was there. Still today, I believe, NYC is the major leagues of insurance. It’s where the top people are. Even if they don’t live there, they’re there. I know my friends in Atlanta, Dallas, Chicago, KC, San Fran, Miami, and even the DEN…will argue for their cities. I hear y’all. But New York gives young professionals a foundation like nowhere else in the U.S., full stop. That’s why I do these calls every week. To help however I can. Advice. Connections, sometimes. I could see the gears turning in this young guy’s mind. How would you have answered? P.S. For the young pros… I dropped five tactical tips I gave him in the carousel. P.S.S. If this resonates…you might be a LION. 🦁 DM me. Let’s chat.

The only thing worse than a denied claim is finding out the denial came from your OWN trusted coverage. Here’s a full guide to fixing the Insurance Paradox before it destroys your earnings. Let’s take Steve as an example. He’s the CFO of a well-run regional insurer. He had… • The broker • The policies • The board’s confidence Then came the bad faith claim. And everything unraveled. • The reinsurer said ECO/XPL hadn’t triggered • The E&O policy pointed to a claims-handling exclusion • Defense costs ballooned and coverage seem to vanish He thought the risk was managed. Then his own program turned on him. We see this more often than you’d think, especially with insurance clients. We call it the Insurance Paradox. You underwrite risk for others. But when it comes to your own program? Blind spots. Boilerplate. Misalignment. We’ve reviewed 250+ insurance company placements, the past decade. Here’s some patterns: • D&O forms excluding your actual work • E&O and ECO/XPL misaligned by design • Reinsurance layers built in isolation from primary market coverage • Regulatory inquiries not covered until six figures have already been spent The result… Exposure that only shows up when pressure does. Elite CFOs don’t accept that. They re-underwrite. Every year. From zero. Their approach is different. → They begin 150 days before renewal, not 90 → They model claim scenarios before they happen → They write manuscript clauses for insurer-specific risks → They negotiate claims-handling philosophy, not just price → They coordinate every layer: D&O, E&O, ECO/XPL, cyber, fiduciary → They track recovery ratios → They pressure-test their structure And when a claim hits, they know exactly what and how to respond. Now back to Steve. We stepped in. Rebuilt his program from the ground up. 1. The $2M claim was paid 2. Legal fees dropped. Board confidence returned 3. Claims were escalated, argued, and ultimately covered 4. 250 pages of dense legalese became 60 pages of clarity 5. Policy language was tailored to the insurer’s real exposures 6. Future renewals now start six months out, with actuarial precision No “tweaks”. No “patchwork”. This was a full reset. Designed to hold when the pressure hits. If you're a CFO at a financial institution, now’s the time to get specific: 1. Can you map how your D&O and E&O policies interact in a real claim? 2. Are your brokers fluent in manuscript wording, or just market access? 3. Does your regulatory coverage activate at inquiry, or only at indictment? The program you have today won’t defend your institution tomorrow unless it was specifically built to. The moment coverage is tested is the moment the structure proves itself. Or doesn’t. ~ Want boardroom intelligence with zero noise? Every week we share curated insights that cut through the chaos and help you make the best policy decisions. Join here: https://lnkd.in/garzxSxG LION Specialty. The Leader in Institutional Insurance.

My first team had one rule: You never let the client down. Even if it meant 1 a.m. edits. Even if it meant starting over at 7 a.m. We weren’t just building decks… We were building standards. On the Willis Executive Risk team, over 20 years ago, still one of my favorite teams I’ve been a part of — I learned what real accountability looked like. No shortcuts. No excuses. Just relentless precision and pride in the craft. We were young, hungry, and deeply collaborative. And we were working for some of the top producers in the business. Total savages! You didn’t just do your part. You checked your teammate’s work too. Because if a coverage gap made it to the client, it meant we failed —together. That experience impacted me. Big time. It gave me a blueprint for every team I’ve built since. And it’s why I still believe: Talent wins deals. But culture wins clients. If you lead a client service team today, how are you demanding performance? How are you engineering an environment where excellence is expected—and owned? See the carousel for how we’re doing it. 👇🏻 We’re building that culture at LION Specialty. If your institution is ready for a team like this to handle your account…Let’s connect. We specialize in insurance for financial institutions, private equity firms and more. You might need a LION on your team!

I train wrecked a relationship with one of our largest prospects in Q1 At first, I wanted to defend myself. It was a simple misunderstanding. Miscommunication. But it didn’t matter. It rarely does. When trust breaks, it’s a zero-sum game. Instead of defending myself. I did this— I recorded a two-minute Loom video. And, I apologized. Told them I understood where they were coming from. Owned it. Said I was sorry. And, I hoped we could reconnect…when the time is right. That was it. No CTA. No next steps. Just a reminder… Trust isn’t a tactic. It’s the whole game. Ever had to own a moment like this? Always open to learning how others handle it.

When insurance is treated like an operational expense instead of a capital strategy… It gets delegated to the wrong people, under-analyzed by generalist teams, misaligned with the real risks that matter. It quietly fails… …until it fails loudly! In litigation, in diligence, or in front of your board. After two plus decades inside the world’s biggest brokerages, we couldn’t unsee it. Great institutions were being handed recycled playbooks, vague promises, and policies no one could defend when it counted. We got tired of the compromises. So we built something else. We built LION Specialty A doctrine-driven insurance brokerage platform for financial institutions who demand elite protection—by design, not default. 🦁 The 7 Laws of LION 1. The Only Client Rule: Every client must feel like our only one. Elite prep. Total presence. No fluff. 2. Our Process Is the Pitch: We don’t wing it. We run it. Our structured playbook is the product. (It’s served hundreds of institutions now in up / down market cycles) 3. Elite Coverage Isn’t Given: It’s Negotiated. We trade coverage globally—with real leverage in London, Bermuda, and the U.S. 4. Renewal Is a Re-Underwrite: We rebuild every year from zero. Because last year’s program doesn’t protect this year’s balance sheet. 5. We Engineer Coverage to: Withstand your worst day. Every program is reverse-engineered from the moment it will be tested. 6. Tools > Talk: Stress tests. Benchmarking. Loss modeling. We build clarity before we build coverage. 7. Claims Aren’t the End: They’re the Proof. When pressure hits, we don’t vanish. We defend what we built. If your broker can’t explain their doctrine, they’re winging it. And that’s not a strategy. It’s a liability. We built LION to deliver conviction, not hope. Because your balance sheet deserves more than a policy. It deserves a system.

Zurich just learned why geography beats logic in insurance law. A burst pipe in Manhattan. A policyholder in Rhode Island. And suddenly, Rhode Island's bad-faith statute governs the entire claim—not New York's arguably narrower law. This could change how carriers view multistate risk. One of the three events in this week’s LION Specialty Boardroom Briefings: 1 | Forum Shopping Goes Mainstream In Zurich Am. Ins. Co. v. Providence Capital LLC, Rhode Island's bad-faith statute now governs regardless of where the loss occurred. Simply because that's where the insured was domiciled. Policyholder-friendly jurisdictions can override local law by default. 2 | Travelers’ new M&A report: PE hold periods stretched from 5.7 to 7.1 years. That's 7.1 years of risk architecture aging, cyber governance slipping, and coverage written at close becoming obsolete. Cultural mismatches fester. Integration failures compound. 3 | Google's AI Insurance / Coverage Bundle Google partnered with Beazley, Chubb, and Munich Re to embed AI failure coverage into cloud contracts. They're covering hallucinations, model drift, and outages. Breakthrough clarity for buyers. Here's what it all means: Bad-faith venue risk, protracted M&A integration, and first-generation AI covers are this week’s events impacting the markets - and worthy of your five min scan! Seeing this for the first time? Each week our team cuts through 200+ insurance, legal, and cyber-risk articles to surface three developments your board should be briefed on the following Monday morning. Want the full analysis? Comment 'boardroom' below and we'll add you to the distribution. Stay covered y’all!

"If you talk to any great CEO, they're great… Product people. Salespeople. Marketing people. They're great legal thinkers. Great with finance. Great with investors. And great with the press." Marc Andreessen If you're a CEO or founder in a regulated, risk-sensitive industry — read that twice. Especially in our world: Insurance CEOs. Insurtech founders. MGA leaders. The old playbook? It has maybe five years left. If we're lucky. Spring 2016. I learned this the hard way... I was presenting 340% growth from our insurance division to the board. Margins were strong. Clients were scaling. I thought I was winning. Then my CFO leaned in: "If we accelerate this 50%, what happens to our working capital requirements?" Silence. I knew every coverage detail. Every competitive dynamic. But working capital cycles? I looked like a kid asked to explain quantum physics. That moment taught me: I wasn't building a business. I was optimizing a function. Business builders see the whole machine. Function optimizers see their gear. Here's my bet... It's also the foundation of our path to $25M ARR and $15M EBITDA by 2029. The moat isn't just in my niche expertise. It's in cross-domain fluency. While competitors stay siloed, we're building systems that span: → Product & Legal → Finance & Capital → Talent & Narrative → AI & Operations Andreessen followed with this: "The best entrepreneurs of the future will probably be quite skilled in six or eight things — and able to cross and combine them." This isn't inspiration. It's an execution blueprint. The shift... The leaders who win won't just master insurance. They'll: -Navigate "legal' complexity without paralysis -Read the real "financial' story behind the numbers -Access and deploy "capital" with precision -Shape how the market sees their category -Compress time and expand reach by leveraging AI Master four or five of these… And you're not just running an insurance business...You're orchestrating an ecosystem. ⸻ Which of these domains do you think is most critical? Or: What's one cross-domain skill that changed your leadership? Drop your take below. I'd love to hear it. — P.S. Follow me for more high-leverage insurance strategy. I write for founders and CEOs leading complex industries. If you're building in financial services, fintech, insurtech, or professional services — let's connect.

Insurance isn’t being disrupted from within. It’s being attacked from the outside... …by two global market threats: 1) “Tech-enabled litigation,” that manufactures claims by hijacking the internet 2) Climate volatility that breaks every loss model we built the industry on This week’s LION Specialty Boardroom Briefing goes deep—because our normal playbook won’t cut it! We spotlight three leaders tackling the crisises head-on: Joseph Petrelli, the actuary and Demotech, Inc. President who spotted a $443B fraud ecosystem before anyone else Todd Kozikowski, the physicist turned data scientist and CEO of 4WARN who built a defense system to stop fake claims at the search bar Megan Kuczynski, the visionary behind ClimateTech Connect, bringing insurers, banks, financial services, and government leaders to tackle climate risk together 👏 These aren’t panels and platitudes. This is litigation math weaponized. Climate losses uncontained. And the leaders, executives and partnerships engineering real solutions before the next $600B disaster hits. Check out more in this week’s Friday Five edition of the LION Speciaty Boardroom Briefings. Stay covered everybody!

Oh crap, this is gonna hurt like brain freeze… But every year I do it anyway. ( 62 degrees is the high today ) May in Colorado. Pool opening day. When you jump in, it feels like getting brain freeze in your entire body. My girls expect it now. Because it's become our thing. Regardless of temperature. Mostly to see their faces. Because that's the deal we made years ago. With our kids, with ourselves, with all the uncomfortable things that somehow become tradition. The brain freeze moments we choose, year after year, because the alternative…being the person who stays dry…is way worse than the cold. So I jump. They cheer. We swim. I’m Dad of the year. (In my mind) IRL for thirty frozen minutes, I'm exactly the dad I promised I'd be. What's your May pool moment? What brain freeze moment do you choose, year after year? Happy Memorial Day Weekend, yall!

I used to cold-call 40 businesses a day out of a strip mall. Here’s what I learned (hint—a lot): For starters: - How to turn a "no" into "tell me more" - How to take 98 rejections and still show up the next morning - How to pitch a product you didn’t create to someone who didn’t ask That was my entrance to insurance. Since then… → Built FI businesses at Marsh & Jardine Lloyd Thompson (JLT) → Helped build JLT’s U.S. platform in 2014 → Launched NFP’s FI group in 2019 and hit the 5-year target in under 90 days → Grew it to $17M revenue, 30 people, 8 offices But none of that happened by accident. It was built through countless reps, precision, and learning how to obsess over the fundamentals that provide the highest levels of client service. The pattern that I came across repeatedly during my time in the industry… The traditional model fails two groups at the same time: 1. Middle-market institutions with real complexity 2. High-performing talent stuck under rigid comp structures That’s not a niche problem. It’s systemic. And it’s costing clients real money in mispriced risk and missed opportunities. That’s why we built LION Specialty Not a spinoff. Not a rebrand. A full reset. Three things we’re doing differently: 1. Structure drives consistency → Marsh taught me the power of process → JLT showed how aligned culture fuels growth → NFP proved that when structure, incentives, and leadership click, you scale fast At LION, we fused those lessons into one platform: Compact teams. Clear roles. Zero handoffs. 2. Technical expertise becomes accessible → We turn blind spots into leverage → Complexity into clarity → Risk into advantage We rebuilt programs from the ground up because templated coverage doesn't work for non-templated risk. Now, institutional-level strategy is available to firms legacy brokers overlook. 3. Ownership over optics → Real equity. Real upside. No middle-management theater → We built a system where performance is obvious and rewarded → You don’t create accountability by asking for it. You design it into the model At LION, we’ve built something that has never existed before… A high-performance insurance ecosystem. We actually call it our Insurance Blue Zone. Because it’s designed for longevity, innovation, and human-centered excellence. Others sell policies. We deliver full strategy. ___ Want boardroom intelligence with zero noise? Every week we share curated insights that cut through the chaos and help you make the best policy decisions. Join here: https://lnkd.in/garzxSxG LION Specialty. The Leader in Institutional Insurance. 🦁 ♻️ and repost this if you think clients need more choice in brokers!

Over the last 12 months, we've had a 92% team retention rate and a 30% increase in project delivery speed. These 10 core values took us there: 1. Evolutive Odyssey Expertise gets stale fast in insurance. We're constantly evolving our skills and frameworks to stay ahead of market shifts. Standing still isn't an option when we're protecting clients' futures. 2. Empathetic Echo We listen deeply before we speak. Sounds simple, but it's rare in this industry. By truly understanding what keeps our clients up at night, we deliver solutions built on real trust, not transactions. 3. Mastery Architects Our work is grounded in technical excellence. When we design coverage, it's built from first principles, not templates. There's a reason we catch what others miss: we study what others skim. We don't guess, we know. 4. Exist to Execute Great ideas collect dust without execution. We deliver consistently at a standard few can match, turning “strategy” into tangible results for our clients. 5. Collaborative Alchemy We don’t subscribe to the Lone Wolf myth. Our breakthroughs happen through partnership, where we fuse the technical & creative. 6. Proactive Positivity We solve problems before they surface, not after they explode. And we do it without burnout. Because wellbeing & excellence = the highest performance. 7. Veracious Service Radical transparency is our standard. We speak plainly, deliver truth & simplify complexity without diluting substance. Our clients never wonder where they stand. 8. Foundation First We are all for innovation. But before we do it, we master the fundamentals. Innovation built on bedrock (not sand) is what creates lasting value for our clients. 9. Crucible Forged Our edge was created under pressure: In boardrooms, global markets, tight timelines & high stakes. These experiences shaped how we deliver when it matters most. 10. Elevated Ensemble Last but not least: We don't have time for ego. When you work with us, you don't just get one expert. You get an entire team where excellence is collective and success is shared. ~ ​​Thanks for reading! I’m Mark Flippen After 25+ years brokering insurance for the world’s top financial institutions, we’re now bringing that same platform to underserved firms who deserve it too. Want the same elite protection that Fortune institutions enjoy? Join 5K+ financial leaders who rely on our weekly newsletter to stay ahead of the competition: https://lnkd.in/e8qkpZkY LION Specialty. The leader in institutional insurance.

What happens when one breach threatens all of U.S. healthcare? In February 2024, hackers crippled Change Healthcare—the system behind half of all U.S. medical transactions. 190 million Americans had their data exposed. Claims froze. Pharmacies shut down. Providers lost $100M a day. The entry point? A stolen login from a low-level employee. Hackers moved undetected for 9 days before launching ransomware. Change paid $22M—but the data was already gone. UnitedHealth, Change’s parent company, faced total collapse. Their response changed everything. 3 Steps That Redefined Crisis Recovery: $9B Emergency Fund → Interest-free cash to keep hospitals open → Prevented mass care disruptions Radical Transparency → CEO admitted failure publicly → Regular updates and direct outreach to affected patients Total System Rebuild → Zero-trust architecture → Admin-proof backups and real-time verification Recovery cost: $2.87B. By May 2025, services were fully restored—with stronger defenses than ever. Then, UnitedHealth went a step further: → Released security tools for free → Built training for smaller providers → Advocated for stricter industry regulations 3 Lessons for Financial Leaders: One weak login can take down an entire system Transparency earns more trust than silence Industry reform often starts with decisive leadership Is your infrastructure resilient—or just lucky? - Thanks for reading! I’m Mark Flippen: After 25+ years brokering insurance for the world’s top financial institutions, we’re now bringing that same platform to underserved firms who deserve it too. Want the same elite protection that Fortune 500 banks enjoy? Join 5K+ financial leaders who rely on our weekly newsletter to stay ahead of the competition: https://lnkd.in/e8qkpZkY LION Specialty. The leader in institutional insurance. 🦁

A message to all the insurance pros posting on LinkedIn: I’m cheering for every one of you. Keep showing up. Keep building. Ignore the noise. Support each other. There’s more than enough business out there. It’s a grind—but the reward is worth it. Putting yourself out there takes guts. I’ve been doing this a long time, and I can tell you… The people who win in this business? They’re the ones bold enough to share, create, and lead. Last night, I read a great post from a young producer in Texas. An older guy dropped a passive-aggressive comment underneath. But she handled it with grace. That’s what a pro looks like. If you’re posting consistently…you’re already in the 1%. It’s the definition of elite! And to anyone tearing down younger producers in the comments… You should be ashamed of yourself. If you really have feedback, send a DM. That’s what real leaders, real pros do. Don’t posture publicly to feel important. And if you need someone to argue with—come at me instead. I welcome the debate. Much love, y’all. Keep going

A life update from our cofounder, Tash! Please join me in congratulating Natasha I. Kiemnec, ARM She’s recently gotten engaged to David Gutierrez a brilliant corporate and M&A attorney. And they’ve relocated to Miami. The sunshine, time zone, and proximity to clients made it the perfect move. A move that aligns perfectly with our East Coast rhythm, and LION’s growing footprint in the South Florida financial corridor. As always, Tash brings the same clarity and rigor to life decisions that she brings to leading our business. Wishing her and David every joy ahead. Much love from me…and the LION Specialty Team! Happy Saturday, yall!