Acquisition Ace

President

Fit Pro Tracker

Co-founder & Chief Financial Officer

Alliance Defending Freedom

Sr. Director of Transformational Partnerships

• Experienced leader passionate about serving others and creating lasting relationships.
• Inspire others to collaborate and support ADF and its guiding principles.
• Reach and develop deep relationships to broaden support for ADF.
• Serve our ministry friends and be the conduit between support and results.
• Develop and build ADF's presence in the Northeast Region to ensure strong relationships and an increasing support base.
• Be the best team member, collaborator, and servant-leader.

Director of Transformational Partnerships

JPMorgan Chase & Co.

Selected for a position with the top two Scottsdale private banker teams performing prospect research, strategy, and client investment portfolio consulting. Oversaw prospect selection and development during the entire life cycle from prospect to client.

Private Banking Associate

Hand Selected as one of the first three members of the JPMorgan Chase & Co. Military Officer Executive Development Program (MOEDP) in Phoenix, AZ. MOEDP selects top performing junior military officers and develops them into future business executives within JPMorgan Chase. I am currently serving in Phoenix Location Services Department.

Associate

US Army

Chosen over peers to lead and manage over 250 personnel in an arduous and results-oriented environment. Integrates multiple cross-functional teams to train, develop, and prepare civilian volunteers into Soldiers in a 10-week cycle. Responsible for over $3 million worth of equipment and the management and mentoring of 18 training personnel.

Company Commander

Project Manager for the daily training operations of 250 personnel. Utilized project management life-cycle principles for efficiency and scalable results. Coached and trained fifteen team leaders in order to share tools, techniques, and best practices. Ranked as #1 team out of 5. Developed local community partnerships through engaged leadership. Planned and led over 4-community school outreaches pairing military leaders with disadvantaged children in a local elementary school. Consistently ranked as #1 of 5 Executive Officers.

Project Manager/Executive Officer

Managed 5 intelligence analysts tasked with proving security analysis and consulting for local threats against the United States Military in Germany. Developed and implemented individual and team training programs. Created intelligence gathering program to gather, analyze and disseminate critical security related information, which led to the apprehension of 3 terrorists planning an attack on a local military base in Germany.

Consultant/Intelligence Officer

Coordinated training for all five units geographically dispersed throughout Germany, Italy, and Belgium. Supervised the training schedules and supply requests for all five Companies within our Battalion unit. Emplaced a maintenance program which increased equipment operational rating to over 90%. Received commendation from Senior officer for effectively coordinating 3 tons and 700,000 dollars of equipment during a 2,000 personnel exercise.

Project Manager/Training Officer

Acquired & scaled 7 businesses with little or $0 down. | Off-market deal sourcing fanatic. | Helping others do the same.

Hey! Ben here...

I help everyday people buy profitable businesses with little to no money down.

My journey started 6 years ago when I was working 60 hours/week at JP Morgan, dreaming of more time with my family.

Today, I own a portfolio of 6 businesses that generated $7M+ in revenue last year, and I only work 18 hours per week.

The secret?

I discovered how to acquire existing, profitable businesses using creative financing strategies and government-backed loans.

I've used this method to build a portfolio that includes:

• A SaaS company making $150k/year (bought for $5k down)
• An ATM route generating $40k/year (zero money down)
• A financial services company producing $450k/year
• 3 other businesses bringing in steady cash flow

The best part?

I never work more than 20 hours a week.

This gives me the freedom to spend quality time with my wife and three kids while still growing my wealth.

Here's what most people don't realize:

Right now, 10,000 Baby Boomers are retiring every day, many looking to sell their profitable businesses. 

This creates an unprecedented opportunity for those who know how to take advantage of it.

You don't need to start from scratch.
You don't need huge savings.

You just need to know how to structure the right deals.

Want to learn how to buy profitable businesses using other people's money?

📲 DM me "Biz" and I'll show you how.
🤝 Follow me to stick around for more!

Thanks for being here!

Everyone should learn how to buy a business with little to $0 down.

Why?

Because it's one of the fastest routes to financial freedom.

I discovered this after 5 years of climbing the corporate ladder.

My first acquisition changed everything.

I invested $5,000 into a software company, and in my first year, I returned $150,000.

That’s when I realized the game-changing truth:

The wealthy don’t trade time for money.
→ They acquire cash-flowing assets using leverage.

Warren Buffett didn’t become a billionaire from a salary.
→ He did it by acquiring ownership in businesses.

Your local millionaire probably isn’t a celebrity or tech founder.
→ They likely own 3-5 “boring” businesses in your community.

My portfolio now includes 7 boring businesses.

Combined annual income: $850,000.
Hours worked weekly: Under 20.

The most valuable lesson I’ve learned?

Stop chasing paychecks...

Start acquiring businesses.

--

If you want to learn the exact strategy I've used to build a $850k/year income stream...

📲 DM me "Biz" and I'll show you how.

Ben Kelly

I spent 2 years & $60,000 getting my MBA.

My #1 takeaway?

They’re teaching outdated methods.

& now that my business portfolio is generating $7,000,000+ per year…

Here’s your 2-minute MBA for 2025:

--

1. Stop chasing unicorns, buy cash cows.

Business schools teach:

• Innovation
• Disruption
• Valuation

But in reality? 90% of startups fail.

Meanwhile, boring businesses like HVAC, plumbing, and accounting firms print money year after year.

--

2. Debt isn't the enemy, it's your best friend.

They teach you to avoid debt at all costs.

But smart entrepreneurs use SBA loans to control $1M+ businesses with just 10% down.

The government literally wants you to buy small businesses.

Use their money, not yours.

--

3. The best business plan is buying someone else's.

MBA programs obsess over writing 50-page (hypothetical) business plans.

Skip it.

Get out there and find a 60-year-old with a profitable business who wants to retire.

Their 20+ years of operations are your business plan.

--

4. Time is the only currency that matters.

Business school teaches you to optimize for profit margins and market share.

I optimize for time.

My 7 businesses run without me because I hire great managers that I can trust.

In my book, $836k/year working 20 hours/week beats $200k/year working 60.

--

5. The best customers already exist.

They might teach:

• Market research
• Customer acquisition costs
• Building audiences from scratch

But here's what works:

Buying businesses with existing customers & improving what's already working.

--

6. Your network is your net worth (but not how they teach it).

Business school “networking” is basically just cocktail parties with other students.

But real networking?

It’s finding:

• Investors with capital
• Retiring business owners
• Accountants who audit deals

--

7. The fastest path to wealth is buying it.

They teach you to climb corporate ladders for 20 years to maybe make $300k.

Or you can buy a business making $400k/year profit right now.

The math is simple…

Why build when you can buy?

--

Business school gave me credentials.

Business acquisition gave me freedom.

You don't need the degree to build wealth…

You just need to know where to look.

--

If you want to learn how to build your own portfolio of cash-flowing businesses without the MBA debt…

📲 DM me “Biz” and I'll show you how
🤝 Follow me for more content like this

Thanks for being here!

No alternative text description for this image

It’s been 6 years since I first learned the meaning of “burnout.”

I was working 60+ hours a week at J.P. Morgan:

Missing time with my wife…
Missing time with my kids…
Missing time to just relax…

That’s when I realized I fell for the biggest scam:

The American Dream.

I thought a 6-figure salary and an office with my name on it were the goal.

But the truth is?

After Uncle Sam takes half your paycheck…

You feel like you’re earning more but never getting any wealthier.

That’s when I decided to start buying small businesses using a little-known bank loan called an “SBA loan.”

I started with a few thousand dollars, some good old sweat equity, and a dream…

Now, I own a portfolio that makes me $70,000/month.

But the best part is I work less than 20 hours every week because I bought businesses where I could place managers and a team.

I’m not a CEO in the business…

I’m just an owner.

Small business acquisition is one of those things that you wish you had learned sooner in life.

That’s how I feel, and how most of the people I’ve helped acquire their first business feel.

If you want to find and acquire a small business that will pay you $1,000s per month…

📲 DM me “Biz” and I'll show you how
🤝 Follow me for more content like this

Thanks for being here!

I own 7 boring businesses that make $7M per year.

So, here's a list of 7 examples that could set you financially free:

--

1) Pool Cleaning

Every pool needs chemicals, cleaning, and repairs.

The average pool service charges $100-150 per month per client.

With 50 recurring clients?

That's easily $5,000/month.

--

2) Mobile Car Detailing.

Premium service, premium pricing.

A basic detail package starts at $150.

Complete detail packages can fetch $300-500.

With 4 appointments daily, we're talking $15,000-20,000/month.

--

3) Dumpster Rental.

Purchase 10 dumpsters at $3-4k each.

Rent them for $400-500 per week.

Even at 50% utilization, that's $8,000-10,000/month.

People always have junk to throw away.

--

4) Gutter Cleaning Service.

Homeowners hate doing it, but it must be done.

Charge $150-200 per home for a 1-hour job.

With the right equipment, you can do 5-6 homes daily.

That's $750-1,200/day with minimal startup costs.

--

5) ATM Route

I actually own an ATM Route:

• Revenue: $1.6M
• Cashflow: $480,000
• Personal Take Home: $31,000

I work on this business for an average of less than an hour a week.

Not a bad "hourly rate."

--

6) Commercial Cleaning.

Business clients pay 3-4x what residential clients do.

One small office building contract can be worth $3,000-5,000/month.

Scale with systems, not your own hours.

--

7) Self-Storage Facilities.

Land + metal containers = passive income.

With 100 small units at $100/month average, that's $10,000 monthly.

And people rarely move their stuff out.

--

If you're interested in buying a boring business that pays you every single month...

📲 DM me "Biz" and I'll show you how
🤝 Follow me for more content like this

Thanks for being here!

Video Credit: thepoolguyml

You don’t need $1M in the bank to buy a business.

You can find a Boomer who’s retiring, buy their business without spending a dime, and take the profits.

Here’s how:

--

First things first.

You can’t just buy any old business.

Try to look for something that’s recession-resistant and won’t be replaced by AI.

A few timeless businesses:

• Laundromats
• Parking Lots
• Call Centers
• ATM Routes

--

You can use SMBmarket(.)com to find deals.

1. Search for your city
2. Look for $1M+ businesses
3. Minimum $100k/year cash flow

Also, call companies on Google Maps to find off-market deals (speak to the owner).

--

Take it from me.

Almost all of my deals were from a 60+ year-old Boomer who was ready to retire.

You’re literally helping them by purchasing the business they’ve built over time.

Win-win for everyone.

--

You’ll want to see the financials:

• P&L Statement
• Balance Sheet
• Tax Returns

The main thing you want to see is consistent profit for the past 3 to 5 years.

Then you can make your offer.

--

The offer should be 2x-4x SDE.

So if the business nets $500k/year, your offer should be in the region of $1,500,000.

But how can you buy it for $0?

Structure the deal like this:

--

They accept your offer of $1,500,000.

You go to the bank and get an SBA loan (that stands for Small Business Administration).

You need to put 10% down ($150k).

But instead of paying this yourself…

--

You find a private investor who’s willing to put it and give him 15% equity in return.

Another win-win situation.

Let’s say the business cash flows $35,000/month after all of the loan costs.

Your investor gets $5,250/month.

--

You pay yourself $10,000/month.

You pay a general manager $5,000/month.

Then you’re left with a whopping $14,750/month to grow and scale this business.

I aim to pay off the debt in 3 years.

--

Here’s where it gets even better:

I structure the company so I can spend less than 5 hours per week overseeing it.

Then I can stack more acquisitions.

Last year, my boring business portfolio paid $836,072.

--

If you want to learn more about how you can do this for yourself (and set your family financially free)...

📲 DM me "Biz" and I'll show you how
🤝 Follow me for more content like this

Thanks for being here!

The stats for my boring business portfolio:

> 7 businesses
> 20 hours/week
> $800,000+/year

I started 6 years ago with 0 experience…

Follow these 10 steps to do the same:

--

Step 1: Market Research.

Start your search with SMBmarket(.)com.

You'll see terms like:

• Price (how much it is)
• Revenue (incoming cash)
• Cashflow (profit - expenses)

Adjust the filters to your liking.

--

Step 2: Discover Your Type.

There are 1,000s of businesses to choose from.

Ask yourself:

• What businesses do I visit often?
• Which industries do I like?
• What has longevity?

And you aren't limited to one type either.

--

Step 3: Determine Your Goal.

Every investor is different.

If you want a more "hands-on" experience, something like a parking lot might not be for you.

Determine what you're looking for.

Then get after it.

--

Step 4: Set Your Financing.

Let's figure out your acquisition strategy.

These questions will help:

• Are you buying outright?
• Do you need a bank to finance?
• Are you bringing an investor with you?

I like to work with investors so I can do the deal with $0 out of pocket.

--

Step 5: Start Making Calls.

The more calls the merrier.

Steal these tips:

• Jot down as many notes as you can
• Know that you have the power
• Forget about the emotions

--

Step 6: Make an Offer.

Now, you MUST look at the last 3 years of "owner's total profit" (SDE).

Multiply the average by 2x-4x (deal dependent).

• Round down
• Make your offer
• Negotiate and wait

Practice expectation management.

--

Step 7: Structure The Purchase.

So I just mentioned that I like to do these deals with $0 out of my own pocket.

(Yes, it is possible).

Find an investor willing to put up the downpayment and give them more equity in return.

The extra cash flow will cover you.

--

Step 8: Do Your Due Diligence.

This is actually the most important part because you haven't closed yet.

Make sure you:

• Hire an accountant
• Talk to the employees
• Find a like-minded owner
• Check out their social media

Do NOT get lazy here, this is vital.

--

Step 9: Create a Post-Close Plan.

The first 3 months of ownership will set the tone for your success (this is huge).

You'll need:

• Insurance
• Email access
• Website control
• Employee contracts
• Social media accounts

Just to name a few things...

--

Step 10: Exhale and Close.

It's time to put the pen to the paper!

Congratulations.

You've done the due diligence.
You've done the research.
You've done the work.

Your generational wealth journey has begun...

--

I own 7 boring businesses that generate $7M+ per year.

If you want to learn how I've found and structured these deals so that you can buy one for yourself...

📲 DM me "Biz" and I'll show you how
🤝 Follow me for more content like this

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