Ben Kelly's Linkedin Analytics

This is 50-Cent. He owns dozens of boring businesses that made him a millionaire. I'm no Grammy-winning artist… But I still own 7 boring businesses that paid me $836,072 last year Here's how I bought them as a normal guy: -- "Get rich or die tryin'" wasn't just 50 Cent's album title. It became his business philosophy. Beyond music, he's built a fortune through smart investments in: 💧 Vitamin Water (sold for $4.1B) 🎧 Headphones company 🥂 Champagne brand 🎥 TV production 🏠 Real Estate While most rappers blow money on: • Diamond chains • Lamborghinis • Private jets 50 focused on buying boring businesses with predictable cash flow. It was a smart move because these businesses made him more money than his music career. You don't need to be a celebrity to follow this playbook. I've acquired 7 small businesses using almost none of my own money. Last year, they paid me $836,072 in passive income. All while I spend most days with my family. -- Here's my exact blueprint (no gatekeeping): 1) Find recession-proof businesses (HVAC, Accounting, Laundromats) 2) Use BizBuySell to locate ones that are: • $10k+/month cash flow • 5+ years operational • $500k-$1M price 3) Apply for an SBA loan (government-backed) 4) Bring tax returns & W2 pay stubs 5) Explain which business you want and why 6) Hire an accountant to verify financials (offer them equity if you're short on cash) 7) Look for steady, growing revenue 8) Talk to owners about why they're selling (retiring Boomers are ideal) 9) Offer 2.34x annual cash flow Example: If they take home $400k/year, offer $936k 10) Use your SBA loan for 90% of the purchase 11) Find an investor to cover the 10% down payment (give them 15% equity) That's it. You just bought a business with $0. -- Let’s say the biz cash flows $33k/month. I pay the investor 15% ($5k/mo) and I pay a GM to run the daily ops ($5k/mo) Then I pay $12.6k in debt servicing (which is 11.5% interest rate over 10 years). I’m left with $10,733 per month. -- I'm just an ex-corporate guy who worked at JP Morgan. I'm nowhere near 50 Cent's level, but this strategy completely changed my life. I make more money working 20 hours a week than I ever did in my banking career. If you want to learn how to buy your own boring business... 📲 DM me "Biz" and I'll show you how 🤝 Follow me → Ben Kelly for more Thanks for being here!

MBAs are officially out of style. Elon Musk, Peter Thiel, and Mark Cuban all agree they're a waste. As someone who spent $60,000 on one… Here’s my take on the situation: — For context, I used to work at JP Morgan. Got the MBA... Got the 6-figure salary. But then I realized I could buy a small business, make money on the side, and eventually make it my full-time gig. So, I jumped on the opportunity. — I found a small SaaS company here on LinkedIn and invested $5k for 10% equity. After that? I acquired 2 more businesses: 1. Web Design Company 2. Nail Salon Then, I left that comfy 6-figure salary. & the numbers don't lie here. 75M Boomers will retire by 2030 (10,000 are currently retiring every day). Here's why this opportunity is so mouth-watering to the average person: — 💰 Earning Potential All it takes is just one small business to earn more than a corporate salary. For example, I own a Financial Services Company that paid me $450k last year. That alone was more than what I made at JP Morgan. — ⏰ Time Flexibility In total, I own 7 small businesses and work less than 20 hours per week. I buy companies that already have systems and operations built so I can delegate tasks and be removed from the day-to-day. (I just need to hire smart) — ❤️ Fulfillment When you have a traditional job, you make more by increasing your hours. But I acquire businesses that don't need me there from 9 to 5. This means I have more time for my family (as well as control over my earnings). — The best part? Even if you're not a business major, you can still buy your own small business. Here's how (with $0) down: — 1) Find a Business These options might be "lame," but they sure are lucrative: • Laundromats • Pest Control • CPA Firms • Storage (BizBuySell is a great place to search) -- 2) Building an A+ Team You'll want to hire 2 people: 1. Accountant 2. Industry Professional Offer them equity (after purchase) in exchange for their knowledge and expertise. They'll not only help you analyze the deal but also attract investors for funding. -- 3) Secure Financing Go to your local bank and bring: • Personal Balance Sheet • 3 years of tax Returns • Any W-2 paystubs Apply for SBA financing and explain what business you'll be acquiring and why. You want to look like a safe bet. -- 4) Strike a Deal Once you and your team find a profitable deal, it's time to negotiate with the seller. I start by offering 2.34x annual cash flow. Example: $100k/year x 2.34 = $234k offer -- 5) $0 Down Purchase Use the SBA loan you got from the bank to finance 85% of the purchase price. A private investor will cover the 15% downpayment in return for 20% equity. This is what I like to call "Creative Financing." It has helped me immensely. — Right now, I own 7 businesses. Last year, they paid me $836,072. If you want to learn how to build your own business portfolio... 📲 DM me "Biz" and I'll show you how 🤝 Follow me → Ben Kelly for more