Jaslyn Ng Asia Insurance Agent of the Year Ex-HR Global Leader, Top of the Table Qualifier's Linkedin Analytics

Growing up in Singapore, success had a clear formula: ✔ Graduate from a top university – I did, with a second upper-class honours from NTU. ✔ Work for big reputable MNCs – I did, adding DHL, Coca-Cola, and DuPont to my CV. ✔ Own a house, a car, and settle down – I did, married with two kids and living in a condo by 30. The above led me to a delusion - I was well on track towards financial success. 𝐁𝐮𝐭 𝐈 𝐰𝐚𝐬 𝐬𝐨 𝐰𝐫𝐨𝐧𝐠. At 32, I had virtually 𝐳𝐞𝐫𝐨 𝐬𝐚𝐯𝐢𝐧𝐠𝐬. Looking back, I made some serious money mistakes: ❌ I spent whatever I earned without having a budget. ❌ Splurged on luxury bags instead of investing. ❌ No personal savings, but just a joint account that doubled as household expenses deductions. ❌ Left major financial decisions to my ex-spouse, thinking men were "better" at finances. ❌ Didn't plan for my kids' education or my own financial future. When I found myself at a financial crossroads, I made a decision to: Take back the control I had given away. 𝐍𝐨 𝐦𝐨𝐫𝐞 𝐥𝐞𝐚𝐯𝐢𝐧𝐠 𝐦𝐲 𝐟𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐢𝐧 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐞𝐥𝐬𝐞’𝐬 𝐡𝐚𝐧𝐝𝐬. No matter how close the relationship was. My career in the financial industry took off, with my genuine interest to help people. My own mistakes eventually became the best lessons for my clients. I took actions to: ✅ Open my personal savings account. ✅ Review all financials and consolidate insurance policies. ✅ Put away my bonus each year and invest it. ✅ Ensure that every $ spent would have a purpose whether for security, charity, growth, or freedom. ✅ Create budget spreadsheet and adhere to it: 🔵 60% for basic necessities and expenses (Family, Business & Taxes) 🔴 25% for savings and investment (Wealth Accumulation) 🟠 10% for Freedom Fund (Vacation, Charity, Wants) 🟢 5% for Self-Development (Courses) 𝐓𝐡𝐞 𝐭𝐞𝐬𝐭 𝐜𝐚𝐦𝐞 𝐰𝐡𝐞𝐧 𝐦𝐲 𝐦𝐚𝐫𝐫𝐢𝐚𝐠𝐞 𝐞𝐧𝐝𝐞𝐝. This saved me when I was in my most vulnerable state. Thankfully by then I was financially independent. Bought a house and raise my kids on my own terms without relying on alimony dictated by the courts. On top of that, I can solely support my retired parents. 𝐅𝐚𝐬𝐭 𝐟𝐨𝐫𝐰𝐚𝐫𝐝 𝐭𝐨 𝐭𝐨𝐝𝐚𝐲: I don’t just manage my wealth. I help others do the same. In fact I help them to avoid some of the biggest mistakes I made. I’ve witnessed first hand how many people (especially women) left the financial decisions to someone else and eventually suffered badly. 𝐇𝐞𝐫𝐞'𝐬 𝐭𝐡𝐞 𝐛𝐫𝐮𝐭𝐚𝐥 𝐭𝐫𝐮𝐭𝐡: 𝐍𝐨 𝐨𝐧𝐞 𝐰𝐢𝐥𝐥 𝐜𝐚𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐲𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐮𝐭𝐮𝐫𝐞 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐘𝐎𝐔. ⁣ 𝘐𝘧 𝘺𝘰𝘶’𝘳𝘦 𝘴𝘵𝘪𝘭𝘭 𝘸𝘢𝘪𝘵𝘪𝘯𝘨 𝘧𝘰𝘳 𝘵𝘩𝘦 "𝘳𝘪𝘨𝘩𝘵 𝘵𝘪𝘮𝘦" 𝘵𝘰 𝘨𝘦𝘵 𝘴𝘦𝘳𝘪𝘰𝘶𝘴 𝘢𝘣𝘰𝘶𝘵 𝘺𝘰𝘶𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘦𝘴, 𝘵𝘩𝘪𝘴 𝘪𝘴 𝘱𝘳𝘰𝘣𝘢𝘣𝘭𝘺 𝘺𝘰𝘶𝘳 𝘴𝘪𝘨𝘯. It’s never too late to take back control. #FinancialIndependence #WomenMistakes #MoneyLessons #TakeControl #WealthBuilding #CEOFC #TopOfMind #FinancialConsultant

I Was an Entitled Child. Every morning at 6am sharp, my dad would wake my brother and me up. By 6:30am, we had to be out of the house. My dad had a tight schedule: 🚗 First, drop my brother off at work in Kallang by 6:50am 🏫 Then, detour all the way to my secondary school in Jurong East by 7:15am ✈️ Finally, rush to his work place at Tengah Airbase to start work by 8:00am. We weren’t a wealthy family. He wasn’t doing this because he had too much time. But I guess it was his own way of displaying his love towards his kids. But back then, I couldn’t understand why he was always so angsty every morning. Screaming at us to hurry up. Imagine you wake up in the morning to be screamed at. Of course I was upset too. Now that I’m a parent myself, I finally understood why. 😨 The fear of heavy traffic ⏳ Every minute late out of the house could mean 10 extra minutes stuck on the road. 🤬 The fear of accidents 🚗 Weaving in and out of traffic just to make up for lost time? It could easily lead to unnecessary accidents. 😰 The fear of being late for work ⏰ Being late could have cost him promotions, bonuses, or even his job security. Now it all makes sense. If only he had communicated with me all this back then. Then I could have grown up more understanding and start to empathise younger. But that’s the thing about parenting. Kids do not usually come with natural built in empathy. So I take a different approach with my children. This Morning… My son woke up late. He missed the school bus. And per my usual rule, he has to book his own Grab ride and pay for it himself. But today, no car was available for 30 minutes. Then he called me: “Mummy, I can’t get a Grab!!! How?! The school gate closes at 7:30 AM…” So I got out of bed, grabbed my car keys… And I becmae The “Grab driver” He probably thought he was off the hook. No Grab fare = Free ride from Mum, right? Wrong. “Caydren, you still have to pay me because you caused inconvenience for me. I could have slept in longer.” He only gets $12 a week, so we negotiated a fair amount—$3. Seriously $3 doesn’t even cover my morning latte, but that’s not the point. I’m teaching a lesson: ⚠️ Actions have consequences. ⚠️ No one owes you anything. ⚠️ When people choose to be kind, be grateful. (Like me, waking up to send you to school despite having school bus arrangements) Too many people grow up thinking it’s okay to shirk responsibility and play the victim. If I, as the mother, start to create boundaries, the kids will soon learn that nobody in the world is obligated to help us. When they do, it’s a bonus. Please be thankful. As he got out of my "Grab" car, he kissed me and said: “Thank you, Mummy, for sending me. I’m sorry for being late.” Lesson learned for my younger self and kids. 🥳 #Parenting #LifeLessons #Gratitude #RaisingKids #SelfResponsibility

𝐓𝐞𝐚𝐜𝐡𝐢𝐧𝐠 𝐊𝐢𝐝𝐬 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲? 𝐈𝐭’𝐬 𝐄𝐚𝐬𝐢𝐞𝐫 𝐓𝐡𝐚𝐧 𝐘𝐨𝐮 𝐓𝐡𝐢𝐧𝐤. Many parents think teaching kids about money is an uphill task. But what if I told you… Based on my years of financial consulting, it’s actually easier than educating adults? 😳 Why? Because kids are like a blank sheet of paper. They haven’t formed bad financial habits yet. No credit card debt. 💸 No overspending tendencies. 🛍️ No "I'll save later" mindset. 🚦 Over the years, I have kept refining my ability to explain financial planning concepts. And guess what’s the best litmus test whether I’ve done a good job ? 💡 Explaining it to my own kids, ever since they were five and three years old. After all, Albert Einstein once said: “If you can’t explain it to a 3-year-old, you don’t understand it well enough.” So over the weekend, I brought them to the ATM deposit machine. This is our usual post-CNY routine to deposit their red packet money into their bank accounts. In fact this is one of the best opportunities for us as parents. To educate our kids to learn more about money than most adults do in years. ****************************************** 💰 𝐋𝐞𝐬𝐬𝐨𝐧 𝟏: 𝐓𝐡𝐞 𝐏𝐨𝐰𝐞𝐫 𝐨𝐟 𝐂𝐨𝐦𝐩𝐨𝐮𝐧𝐝𝐢𝐧𝐠 🧒 “Mummy, why can’t I leave my red packet money at home?” 💡 That’s because leaving cash at home doesn’t earn interest. 💰 𝐋𝐞𝐬𝐬𝐨𝐧 𝟐: 𝐏𝐫𝐢𝐜𝐞 𝐈𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 & 𝐕𝐚𝐥𝐮𝐞 𝐨𝐟 𝐌𝐨𝐧𝐞𝐲 🧒 “Mummy, I see that the price of 1L fresh milk used to be $3.30. Now it’s $3.53.” 💡If you’re not saving and earning interest, your money will only buy fewer and fewer things over time. 💰 𝐋𝐞𝐬𝐬𝐨𝐧 𝟑: 𝐁𝐮𝐝𝐠𝐞𝐭𝐢𝐧𝐠 & 𝐑𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐥𝐞 𝐒𝐩𝐞𝐧𝐝𝐢𝐧𝐠 (𝐍𝐨𝐭 𝐎𝐯𝐞𝐫𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐟𝐨𝐫 𝐄𝐠𝐨!) 🧒 “Mummy, can I use my savings to treat my friends for my birthday party?” 💡 Sure! But please budget a reasonable amount and co-pay for your party so you understand the value of money. The best financial education starts as early as today, or even better yesterday! Imagine if more kids get to learn these lessons: Before they enter the workforce. Before they receive their first credit card. Before they start to make financial mistakes. In my years of financial consultancy work, the brutal truth is… Most financial problems people face today could have been easily avoided, if they learnt about money management earlier. If you have kids, start simple. Make money real for them through everyday experiences. The earlier they learn, the better financial decisions they’ll make for life. 💬 Parents, how do you teach your kids about money? Drop your favorite lesson in the comments! #FinancialLiteracy #MoneyLessons #SmartMoney #Parenting #FinancialEducation #ChineseNewYear #RedPacket #TopOfMind #FinancialConsultant

𝐓𝐡𝐫𝐨𝐰𝐛𝐚𝐜𝐤 𝐭𝐨 𝟐𝟖 𝐌𝐚𝐫𝐜𝐡, 𝐥𝐚𝐬𝐭 𝐅𝐫𝐢𝐝𝐚𝐲 - 𝐈𝗪𝐃 𝐏𝐚𝐧𝐞𝐥 𝟐𝟎𝟐𝟓 It was an impactful evening where I had the privilege of being a panel speaker at the Rotary Club Singapore in celebration of International Women's Day 2025. The theme was "Accelerate Action: Prioritising Self-Care and Self-Compassion." What an apt topic it was. As women we take on multiple roles—daughter, mother, wife, career woman, friend. We give. We nurture. We push forward. But how often do we actually stop and ask, "Am I taking care of myself?" For my entire corporate HR life, sadly I didn’t. 💡 𝐌𝐲 𝐒𝐭𝐨𝐫𝐲: 𝐓𝐡𝐞 𝐂𝐨𝐬𝐭 𝐨𝐟 𝐏𝐮𝐭𝐭𝐢𝐧𝐠 𝐌𝐲𝐬𝐞𝐥𝐟 𝐋𝐚𝐬𝐭 I was busy climbing that coveted corporate ladder. Over the years, I found my time and energy being zapped away by my work and my kids. Coupled with work stress, my health deteriorated after two full years of breastfeeding. I started to fall sick more frequently. But I brushed these signals aside. I just kept pushing forward, thinking I could handle everything until one day.. My body finally said "ENOUGH" ‼️ At age 32, my asthma relapsed. And in that moment, I realised that I had put myself last for too long. It is tragic that so many of us only recalibrate our priorities after a health scare, a loss, or a crisis. Thankfully, I took action to prioritise my health for the past 9 years. Today I’m fully cured. But not everyone gets that second chance. And that’s why I share this storybecause if it can prevent just one person from walking the same painful path, it’s worth it. 💡 The Bigger Message: Women Must Take Care of Themselves During the panel, I shared not just my journey, but also practical financial tips for women at different life stages. Self-care isn’t just about health. It comes in a package. It is also about being financially independent and future-ready. Alongside me, Annie spoke about the importance of prioritising health, while Carrie Gill shared eye-opening family law case studies—highlighting how tough marriage can be, and how even tougher divorce becomes when kids are involved. 🚨 The key takeaway? A Man is NOT a Financial Plan. 🚨 This isn’t about men being unreliable. But "WHAT IF" something happens? What if life takes an unexpected turn? The best gift we can give ourselves is financial security, on our own terms. ✨ Your Health. Your Finances. Your Life. These are not afterthoughts. They are not things to "get to later." They are your foundation. Grateful for this opportunity to share, learn, and be inspired. Thank you for the invite! I had Fun 🩷 🩷 Rotary Club of Singapore Perlita Tiro! #InternationalWomensDay #FinancialEmpowerment #SelfCare #WomenWhoLead #HealthIsWealth #Womenindependence #TopOfMind #AsiaInsuranceAgentOftheYear #CEOFinancialConsultant

𝐓𝐡𝐞 𝐇𝐢𝐝𝐝𝐞𝐧 𝐂𝐨𝐬𝐭 𝐨𝐟 𝐇𝐚𝐯𝐢𝐧𝐠 𝐓𝐨𝐨 𝐌𝐚𝐧𝐲 𝐏𝐨𝐥𝐢𝐜𝐢𝐞𝐬. "Jas, I have insurance policies already. I don't think I need more." There are occasions which I hear this feedback (as a form of subtle rejection). 🚨 "Mr. X, I can know and can totally imagine. In fact, it would be weird if you do not own any policies based on what you have achieved today and at your current milestone. Question is do you know what you are paying? Are these truly what you need?" More insurance isn’t always better. I know this sounds counterintuitive. After-all, we as "Insurance Agent" love to open our ipads and start selling plans. But at the top realm of financial consultancy, we should be your Problem Solver, the financial strategist behind the scene. What do I mean by the above? Well, you see when our life changes, so do our financial needs. What once made sense may no longer serve you. The worst case? Clients who bought plans just to SUPPORT their friends or family members at the beginning of their insurance careers. 90% of them suddenly find themselves stranded (become orphan clients) when the person who sold them quits the industry. As the Asia Insurance Agent of the Year (2024), I've seen it too many times. Our job as your Financial Consultant is to help you make the wisest financial decisions. After evaluating the pros and cons for you. Then create the greatest value for you in the long term. 𝐖𝐡𝐞𝐧 𝐃𝐨𝐞𝐬 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐒𝐭𝐨𝐩 𝐌𝐚𝐤𝐢𝐧𝐠 𝐒𝐞𝐧𝐬𝐞? 🔹 You have overlapping policies covering the same risks 🔹 You are paying high premiums but unsure of actual benefits 🔹 You have coverage that no longer fits your lifestyle or goals Over time, these extra policies don’t add security. Instead they create economic inefficiencies. 𝐓𝐡𝐞 𝐂𝐨𝐬𝐭 𝐎𝐟 𝐄𝐜𝐨𝐧𝐨𝐦𝐢𝐜 𝐈𝐧𝐞𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐜𝐲 💸 Wasted resources that could be invested for growth 💸 Limited cash flow reduces your financial flexibility 💸 Overlooked wealth-building opportunities 𝐇𝐨𝐰 𝐭𝐨 𝐅𝐢𝐧𝐝 𝐭𝐡𝐞 𝐁𝐚𝐥𝐚𝐧𝐜𝐞 ✅ Review your policies regularly. Making sure premium commensurates with value. ✅ Align your coverage with your current financial goals ✅ Work with a trusted and well-established Financial Consultant who is competent to consolidate and optimise your current financial resources. 𝐓𝐡𝐞 𝐠𝐨𝐚𝐥 𝐢𝐬𝐧’𝐭 𝐣𝐮𝐬𝐭 𝐭𝐨 𝐩𝐫𝐨𝐭𝐞𝐜𝐭 𝐲𝐨𝐮𝐫 𝐰𝐞𝐚𝐥𝐭𝐡 - 𝐢𝐭’𝐬 𝐭𝐨 𝐠𝐫𝐨𝐰 𝐢𝐭. Your financial plan should evolve with your life. Start taking control and strike the optimal balance between protection and wealth accumulation. Are you confident that your insurance strategy is working for you, not against you? #WealthManagement #FinancialPlanning #SmartMoneyMoves #InsuranceStrategy #CEOs #CFOs #CSuiteFinancialConsultant #TopofMind #FinancialConsultant #InsuranceAgentoftheYear2024

𝐓𝐡𝐞 𝐏𝐫𝐢𝐜𝐞 𝐨𝐟 𝐒𝐮𝐜𝐜𝐞𝐬𝐬: 𝐋𝐞𝐬𝐬𝐨𝐧𝐬 𝐟𝐫𝐨𝐦 𝐆𝐮𝐫𝐦𝐢𝐭 𝐒𝐢𝐧𝐠𝐡’𝐬 𝐉𝐨𝐮𝐫𝐧𝐞𝐲 One of my daily habits is tuning in to a podcast while driving. Recently, I listened to a deeply moving conversation between Rachel Lim (Co-Founder of Love, Bonito) and Gurmit Singh, a renowned Singaporean comedian. I found myself tearing on a few occasions while driving. Gurmit is a household name; synonymous with Phua Chu Kang, a character he played that brought laughter to millions. But imagine the struggles of being a comedian. You're expected to be HAPPY ALL THE TIME! Even while having a meal outside, strangers would walk up to Gurmit and say, "Eh smile leh, why you look so sad?!" He also paid a huge price for his fame: His time, his freedom, and even the privacy of his own family. In the interview, he shared how his kids struggled to discern whether people wanted to befriend them because of who they were or because of his fame. At the height of his success, he made a decision that nobody expected. He walked away from his big house, Lamborghini, and family business-class travels. Gurmit shared how his relentless work schedule meant being missing out important occasions with his family. His child’s silent plea for attention was a wake-up call. "Dad, if giving up business class travel means I get to spend more time with you, then this is a no-brainer." It made him realize that while he was present for an entire nation, he was absent from the people who mattered most. How many of us can relate? Whether we are climbing the corporate ladder, or chasing our success, how many times have we told ourselves (and family) that our sacrifices today will pay off one day? One of my biggest takeaways was the Power of Saying No, subtly creating boundaries for ourselves. Success isn’t always about saying Yes all the time. Instead it's about knowing that you have the power of saying no - to protect what truly matters to us, sometimes our own mental sanity. While most of us assume that money or crypto is the ultimate form of currency, time is one powerful currency we all have. We can always make more money, but we cannot buy back lost time with our loved ones. Just a gentle reminder to all of us! Let us be fully present for our loved ones. - Always remember your emails, work and messages will never disappear. But the time with our loved ones will Listen to what they have to say. At the end of the day, Gurmit’s story is a strong reminder that our real legacy isn’t measured by material success or achievements. Instead, it’s found in the relationships we hold close to our hearts and the lives we impact. TGIF everyone! Let’s reflect upon ourselves and start aligning our priorities to what truly matters! #Success #Parents #GurmitSingh #RachelLim #PriceofSuccess

🎥 𝟐.𝟓 𝐡𝐨𝐮𝐫𝐬. 𝟗 𝐯𝐢𝐝𝐞𝐨𝐬. 𝐂𝐨𝐮𝐧𝐭𝐥𝐞𝐬𝐬 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐬 Why 9 in particular? That's because I'm filming the 9 Enneagram types. Recently I attended an intensive 6-Days Neuro-Linguistics Enneagram course conducted by Mind Transformations Joseph Ch'ng. And it really got me thinking hard. How does personality shape our money behaviours and habits? So I spent time researching and analysing further, connecting the dots using my database of more than 800 clients today. It was a huge challenge but yet mentally stimulating for me. To start drawing patterns and linking each Enneagram type to their financial tendencies and turned it into a 9-video series. But let’s be real. Shooting these videos in just 2.5 hours didn’t happen by chance. The secret? Extensive work behind the scenes. ✅ Writing out scripts with precision ✅ Understanding each Enneagram type deeply ✅ Streamlining the recording process for efficiency Content creation isn’t just about pressing record. Instead it's about strategy, planning, preparation, and execution. Thankful to have a good team member who helped me to design different backdrops for the 9 separate videos. Super excited to share these insights with you soon! Regardless of your Enneagram type, if you are ready to embark on your customised financial journey, let's connect. Being the Asia Insurance Agent of the Year 2024, I specialise in helping corporate executives not just protect and grow your wealth. #Enneagram #MoneyHabits #MindTransformations #MoneyMindset #FinancialHabits #ContentCreation #PersonalGrowth #TopOfMind #FinancialConsultant

"𝐒𝐮𝐜𝐜𝐞𝐬𝐬 𝐢𝐬𝐧'𝐭 𝐣𝐮𝐬𝐭 𝐚𝐛𝐨𝐮𝐭 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐚𝐜𝐜𝐨𝐦𝐩𝐥𝐢𝐬𝐡 𝐢𝐧 𝐥𝐢𝐟𝐞. 𝐈𝐭'𝐬 𝐚𝐛𝐨𝐮𝐭 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐢𝐧𝐬𝐩𝐢𝐫𝐞 𝐨𝐭𝐡𝐞𝐫𝐬 𝐭𝐨 𝐝𝐨." This has been my life philosophy all these years. In fact, those who have received my emails before would find this familiar. This has been my email signature for the past 7 years. That's because to me, beyond building a successful career, what truly matters is the impact we create and the lives we touch. As a financial consultant and also a team leader, my mission has always been to help my clients build a secure financial future. The kind of financial safety net which clients can have a peace of mind knowing they are well protected. During our very first Client Appreciation Event of 2025, I reminded everyone of something equally important: 🔹 While my team and I can help you plan for financial security, there are things we simply cannot do for you. 🟥 We can’t force you to take time out for self-care. 🟥 We can’t schedule workouts or mindful moments for you. 🟥 We can’t make your health a priority for you. At the end of the day, it's a decision only you (as an individual) can make. Because at the end of the day, Health is Wealth. So, we decided to bring the two worlds together by hosting a Yoga Experience exclusively for our clients. And the response? Overwhelming! 😍 It was Full house for both sessions! First we had our 🧘 Basics Class – Perfect for those new to yoga, easing them into the practice. Second was our 🔥 Power Flow – A dynamic session with one-breath-one-movement sequences for those who wanted an extra challenge. As someone who practises yoga daily, this was extra special for me. And because I’m a bit of a numbers geek, I turned on my Apple Watch to track our session. Guess what? One yoga session burned 300 calories—equivalent to running 5KM! And some of our clients (including me, the host!) took part in BOTH sessions, which means we essentially completed a 10KM workout together. 🚀 A massive thank you to my incredible team members, who showed up early, set up the studio, welcomed our clients, and made the event a huge success. I couldn’t have done it without you. 🙌 And since so many of our clients reached out saying you missed the first session, we are bringing it back! 📅 Encore session on 31st March (Public Holiday) 💌 Exclusively for our clients—because your health matters to us just as much as your financial future. Your financial well-being and physical well-being go hand in hand. We can help you with the first one—but the second? That’s in your hands. Make time for yourself. Take care of your health. Your future self will thank you. Maybel Heng [Asia Employee Benefits Consultant of the Year] Jaylyn Ng Gui Ying Yating Mak Jasmine Hong #HealthIsWealth #FinancialWellness #YogaForLife #CommunityMatters #ClientAppreciation #HolisticSuccess #TopOfMind #FinancialConsultant

My day started at exactly 12am today. First agenda was to catch the red-eye flight from Shanghai back to Singapore together with the kids. 5:30 AM: Landed in Singapore 🛬 6:00 AM: Picked up all luggages 🧳 7:00 - 9:30 AM: A quick power nap 😴 Why the rush? That's because today marks a special day. It is the Annual General Meeting for the Financial Services Managers Association 2025. I was extremely honoured to be part of a panel discussing our CIAM (Chartered Insurance Agency Manager) accreditation, along with 3 other veteran leaders. 👩‍💼 The only female speaker. 👶 The only youngest (in terms of seniority) 🤰 The only one addressing the struggles of working mothers And I said something that hit home for many: 💡 Empathy alone doesn’t build high-performance teams. In fact during the panel, I spoke about how empathy can sometimes get into the way of helping our team members grow. Call it Tough Love 💔 We often think leadership is about TLC (tender loving care). However I realised that as a leader, the best way to support someone is not just by offering comfort. Instead it is to help them see beyond their current struggles today. Bring them to a state where they can see and go deeper to resolve the bigger issues. They need to feel that they have been empowered to make the change, and to co-create a better future for themselves. When their income is stable and good, it in turn provides the resources they need to solve the many problems they face today - be it financial, childcare, domestic or even marital issues. As a leader of an elite team of working mothers, my goal isn’t just to provide verbal reassurance. It’s to help them: ✔️ See past their current challenges. ✔️ Tap into their hidden potential. ✔️ Reinvent themselves to be the role models of their children. The Purpose: To Become the Best Version of Themselves Every Single Day It's always easier said than done. What is instrumental in the process is the genuine trust and camaraderie amongst all the team members that we truly want to see you at your optimal peak. What is meant by optimal peak doesn't mean that we push ourselves each day relentlessly and paying a high price of compromising our health and family time. Instead it is to find that optimal balance amongst your career, family, health, spiritual growth and self-development. When this balance is achieved, the performance will be peaked at an unprecedented levels. 🌟 Leadership is not just about guiding others. It’s about walking the path first—and bringing your team along with you. Thank you FSMA for this opportunity to share my leadership thoughts and philosophy which I've learnt tremendously from CIAM. #FSMA #CIAM #Leadership #WorkingMothers #VisionaryLeadership #WorklifeIntegration #HighPerformanceTeams #EmpoweredWomen

With International Women’s Day, I want to bring up something that many women experience but hesitant to talk about. I know this can be a highly controversial topic: 𝐓𝐡𝐞 𝐒𝐢𝐥𝐞𝐧𝐭 𝐒𝐭𝐫𝐮𝐠𝐠𝐥𝐞𝐬 𝐨𝐟 𝗪𝐨𝐦𝐞𝐧 𝐚𝐭 𝗪𝐨𝐫𝐤 We work hard to build our expertise, serve our clients, and excel in our profession. While most people see our effort but there could be occasions when we could be slighted due to different lenses. Many women already juggle multiple roles: As a wife, mother, daughter, career woman. We carry expectations from all directions. 🔹 At work, we are expected to perform at the highest level. 🔹 At home, we are expected to take care of kids and household while balancing our careers. 🔹 And if we happen to be pleasant looking and making effort to stay fit and healthy We hear insinuating comments like this: 💬 “She must have gotten the opportunity because of her looks.” 💬 “She gets things done so easily because men just say yes.” 💬 “She probably has connections; there's no way she could have succeeded without pulling the strings.” It’s exhausting. And in sales, the scrutiny is even harsher. As a female leader, I feel a responsibility to speak up—not just for myself, but for my hardworking team. And also every woman whose professionalism has been doubted due to gender or appearance. In my financial services industry, I get triggered whenever I hear these ❌ Pretty ladies confirm have it easier in sales. ❌ Of course she’s doing well, look at her (pretty) face! ❌ Clients just like talking to her; that’s why she closes deals. These remarks are unfair and dismissive. What people don’t see are the long hours spent sharpening skills, building trust, and securing clients' financial futures. What lies undeneath the ice bergs are the challenges we face both at work and at home. And the grit we had developed over time to still put our foot forward each day. Today I just want to say I am incredibly proud of my female team of intelligent and hardworking financial consultants. We are in this industry to create impact, deliver value, and empower clients. The truth is competence will shine during the test of times. All we need is just basic respect. Let us earn your trust through merit not based on our appearance. So this IWD, let’s celebrate women not for their appearance but for their intelligence, resilience, and achievements. Let’s build a workplace where women are valued for what they bring to the table, not how they look sitting at that table. To the women who keep pushing forward despite the noise and challenges: I just want to shout out to you: 📢 💜 I see you. I respect you. I stand with you. #IWD #Women #Work #Sales #IWD2025 #TopofMind #FinancialConsultant #CEOFinancialConsultant

𝐓𝐞𝐚𝐜𝐡𝐢𝐧𝐠 𝐊𝐢𝐝𝐬 𝐭𝐨 𝐒𝐭𝐚𝐧𝐝 𝐔𝐩 𝐟𝐨𝐫 𝐓𝐡𝐞𝐦𝐬𝐞𝐥𝐯𝐞𝐬 ~ 𝐄𝐯𝐞𝐧 𝐚𝐭 𝟑𝟓,𝟎𝟎𝟎 𝐅𝐞𝐞𝐭⁣ Last Saturday marked the start of the March school holidays. Our family of six was on an evening flight to Shanghai. My son Caydren and I sat across the aisle from each other when something unexpected happened. Halfway through the flight, my sister woke me up with urgency: "Jie, wake up! Someone bullied Caydren!" Apparently my son reclined his seat after meal service after the lights dimmed out. But the lady who was in her late forties, behind him wasn’t happy. Instead of speaking up, she stood up and sent her husband over to my son’s seat. And pressed Caydren’s seat 💺 button back upright. At that instant, Caydren sat there in silence and confused about what just happened. Once I understood what transpired, I turned to Caydren and said: "Caydren, it’s ok. You recline again." He hesitated, obviously still reeling from the shock just now but I reassured him. "Mummy is here." The lady who was munching her nuts and watching the movie happily was shocked by the act of recline. She sat there glaring at me, gesturing that the screen was too close to her face. My response was simple: “All of us are entitled to recline.” Was she annoyed? Definitely. Did I care? Not really. My POV is simple: If you expect business class space, buy a business class ticket. Why This Matters To My Kids and Me: ✅ Stand Up When You’re in the Right Bullying isn’t always loud. Sometimes it’s subtle, disguised as “rules” that only benefit one side. I wanted my son to know: If you’re in the right, don’t ever back down. Whoever has grounds would eventually still win. It’s not about who makes the loudest noise or actions. ✅ Pick on Someone Your Own Size Think about it. Would they have done this if my son was an adult? Probably not. Some people feel emboldened when they think they can get away with it. Sorry not within my space and supervision. As a mum, I always teach the kids to protect their own space and boundaries. ✅ Kids Need to Feel Safe and Protected At the end of the day, children look to us for security. I want my kids to know: No matter where we are, they will always have Mummy in their corner. Conflict resolution doesn’t always have to be aggressive. But it does have to be firm at times. As what the photo shows, Mummy will always be the anchor and pillar for you. ❤️ Have you ever had to step in for your child in a similar way? How did you handle it? #Parenting #StandUpForYourself #LifeLessons #ParentChild #Bonding #TopOfMind #FinancialConsultant